 Can someone explain to me exactly how stocks and shares work? |
| For example like what kind of businesses are best to go with? How long to stay with one? How much to put into on your first time etc. Many thanks.... |
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 Which forex broker would you recommend? |
| a broker that has very fast transactions like the second you click is the second the transaction is made and one in which money transfer in quick and easy. with some brokers money can simply be ... |
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 How reliable and true are Forex Autorobot Systems? ? |
| Is there a body that could provide unbiased report on the efficacy of such systems?... |
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 Help!! I am 30 years old and am about 2 start contributing in my company's 401K but I am lost? |
These are the contributions given 2 me what will be my best chooses and and what percentage should I select?
Stabe Asset Return Fund
Intermediate Bond Fund
Balanced Fund
L... |
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| What would be a good investment between $5k and $10k to give a persistant monthly income? |
| I plan to have this much saved by the time I turn 18 next year, and would like to do something useful with it. College is already taken care of, and I own my car outright. With no established ... |
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 What's a good way to start learning about investing? |
| I am going to inherit some money in about 6 months. Eventually I want to use it as a down payment for a house. Until then what can I do to earn a little profit with it with out too much risk? I'... |
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 Day trading? |
What is the best way… and smartest way to get into day trading?
Additional Details
I’m a virgin; I need to learn the basics. I’m not going in “full force”..yet, but it looks ... |
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 How many mutual funds should i invest in? |
| incase any of you saw my last question in this category stocks and mutual funds are ... |
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 Vanguard or american funds? |
| American funds has shown higher long term returns, but Vanguard has such low fees and does very well. In regaurds to A share mutual funds, which one do you recommend and why? Thanks.... |
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| Where or how do I go to purchase AIG stocks? |
| Because of the bailout of AIG and others. Would like to buy, but don't know where or how to start. Any suggestions?... |
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 What is your openion about investment in mutual Funds? |
| I heard that the investment in mutual fund is very safe and getting good return. I want to know your openion in this regards. as per your experiance which Mutual Fund is Good.... |
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leadway | My wife and I make $160K per year. What is the best way invest, pay taxes, and or how do we ensure tax refund |
My wife and I make $160K per year. We need find the best way to contribute the maximum amount to IRA's and still come out with a refund annual. We are looking for ideas and or formulas we can use to plan our retirements, daily living, etc.
Any ideas on what percentages to put in IRA, taxes, etc would be helpful. Thanks. |
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PRyder2000
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Being based in the UK, I can't comment on your tax arrangements, unfortunately.
However, the best way to invest is to make sure you diversify your investments - don't put all your money in one place. You should have 25%-75% of your money in a selection of savings accounts, savings certificates, bonds, etc. 25%-75% should be in shares, unit trusts, managed funds, etc. That way a large proportion of your money is safe, but you also benefit from the good returns of the stock market. And if the stock market crashes, it's not the end of the world.
If I were you, I would consider Zopa as an interesting and fun way of further diversifying your investments. It's less risky than shares, and arguably slightly more risky than a savings account, but Zopa give you the option of managing the risk very effectively, so I don't believe that's anything to worry about. They are an online lending and borrowing exchange that allows you to lend money directly to individuals, cutting out the banks with their affinity for taking fees. You get to choose the rates at which you lend, and you get to keep the interest.
They've recently launched in the US after having had success in the UK. The following link should automatically redirect you to the US site, and hopefully there'll be a special offer as an incentive to attract new members.
http://www.zopa.com/member/The%20Hulk
In the UK this offer is a free ÂŁ30 when you lend ÂŁ500. Hopefully the offer in the US will be something similar.
Hope this helps! |
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Sec Educashun
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If I were you I'd be maxing out my 401K if you have one. The limit is $15,500 a year per individual. |
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Doctor Deth
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refunds are all based on your withholding compared to your tax liability - so to insure a refund - change all your w-4 withholdings for all jobs to Single and 0 exemptions - to reduce taxable income, put money in 401k plans (especially if employer matches - that's free money to you), or IRA's |
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Jayinem
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I'd suggest you keep tax refunds to a minimum - otherwise you're giving out 0% interest loans. Better: Claim a little less than necessary and put the savings into something earning interest. In April, pull the money out to pay taxes (while keeping the interest to yourself).
You have a salary, you can do alot. If you have the time to tackle it yourself, start with a book and then a course (like http://www.investools.com/success/). If you don't have time/energy to manage it on your own, I'd recommend getting some help from someone like Ameriprise (American Express financial advisors). |
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xtl460090
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You do not want to use Ameriprise for financial planning as they don't provide financial planning since they're insurance salesman who use life insurance as solve all for financial planning. See ameriprisesuck.com |
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MM
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I can only answer to your investing question. I suggest you try not to be too passive about it, ie. don't just stick your money in a 401K without doing a little homework.
Right now is a good time to put your money into a "bear market fund" because we are in a "bear market" or "recession" that could last for several years.
A bear fund is not the same as a normal mutual fund, so be careful. A normal mutual fund will NOT make money over the next few years.
Determining which types of funds to invest in and when, is not that difficult.
I've answered this question several times before, including many Best Answers, so I refer you to a website I put up with these answers:
http://commonsensetrading.googlepages.com |
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acarlatrade2
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SIr, I believe in order to invest you might consider day trading. I believe you have enough capital to earn and grow. Let me know if you are intrested, we all want to be successful, I ust want to make sure you are succesful with someone who has knowledge and is successful. Otherwise good luck in the future. |
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src50
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Read "Investing For Dummies." |
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