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Additional Details
in the field of stock ... |
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d#m F$%c&er | My wife is gonna inhertance 400,000 how to invest it? |
title says it all! What are your opinions how to invest it? |
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Keith
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Talk with a financial adviser. It depends on your family income, age, children, debts, other assets. |
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sucka
 |
If it were me. I am used to investing large sums of money. Please read this carefully.
It sounds like you want to make money on this $400,000. You are very lucky. This is going to sound odd, and most financial advisors will not understand it, however, if you want to be a mega millionaire. Find someone who will help you implement this plan. It is also the safest investment on earth ( or close to it)
1. Put all your money in a brokerage account, with Margin capabilities.
2. Sell t-bills short.( cheapest source of money on earth.)
3. Sell as many as you can.
4. Take your 1.2 million of new cash
5. Find Arbitrage Spreads on Stocks.
6. Make at least 15% on these spreads.
7. Retire tomorrow.
8.You should expect to make around $150,000 a year with this method.
9. Stock brokers will tell you it won't work.
10. Find a better stock broker.
11. Risk is extremely minimal. |
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Brian K
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With that amount of money I would put it into an investment that has no risk whatsoever. An ideal investment should be one that has these four components.
1) Safety (You can never lose your principle)
2) Liquid ( You have access to your money at any time without penalties)
3) Rate of Return ( Your money earns an average 8% or higher)
4) Tax Favoured Status ( You can pull your principle and
gains out without any tax consequences)
The only vehicle I know that can give you all these benefits is an IRS approved Guaranteed Insurance Contract.
Depending on your wifes age this $400,000 investment could grow substantially and give her a retirement income for the rest of her life 100% tax free.
For example:
If she is 35 now and retires at 67 her $400,000 investment would grow to $3.3 million giving her a yearly tax free income of $365,000., and if she should die prematurely you would get a tax free death benefit of $3.7 million.
If she is 45 now and retires at 67 her $400,000 investment would grow to $1.4 million giving her a yearly tax free income of $142,000., and if she should die prematurely you would get a tax free death benefit of $1.7 million.
If she is 55 now and retires at 67 her $400,000 investment would grow to $634,000 giving her a yearly tax free income of $63,000., and if she should die prematurely you would get a tax-free death benefit of $1.1 million.
The average life span of a female is to age 87, so in the above three examples for a $400,000 investment she would pull out a tax-free income over her life span of $7.3 million, $2.8 million, and $1.2 million respectively.
Not to shabby. It's an investment I would definately consider. |
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TechFarm
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With such a large amount, I would recommend that you consult a reputable financial advisor.
Since you are asking the yahoo answers board, sounds like you may not know what to do with this large sum. Consult a professional reputable financial advisor and be cautious about the investment advice you get here. |
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Just Me
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build a house!!!!!!!!! Wowwwwwwwwwwww lucky ducky
by the land, housing material, and hire a builder....in a few years that house will give you $$$$$$$$ |
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Corey
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Put it in some highly rated domestic and international mutual funds or consult a financial advisor. Set aside 5% to invest in individual stocks if you feel like playing and learning the market. |
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Charles C
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Deposit in a risk free guaranteed cd that offers 20% interest in some Philippine banks.It is secured by the government.The interest alone is sufficient to see you through in life. It can serve your purpose for a comfortable living and retirement and for any unforeseen circumstances. |
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Socrates470BC
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Think about what it is that you want. What are your goals for this money?
Do you know anything about investing, mutual funds or the stock market?
Diversify. Do not put all your eggs in one basket. Split your money between the following types of investment:
Low Risk - High Interest Bank A/c (4% - 6% p.a.)
Medium Risk - Mutual Fund / Index Fund (8% - 12%)
High Risk - Individual Stocks / Strategies (20%+)
Investing tends to only get exciting when you make money quickly or you see the end result of a good investment over a fairly long period of time 15 - 20 years or longer.
The more risk we are prepared to take, the more we can expect to make. That is why the stock market will generally return more than a savings account.
To be successful you will need patience, discipline, and wisdom. But most importantly you need a plan and you need to define your goals.
It may prove expensive to acquire that much needed wisdom on your own. Learn by other peoples mistakes. Learn from other peoples successes. Read some books. Visit your local book store and find a book that you like and feel comfortable with.
Some of the titles I have on my bookshelf include:
One Up on Wall Street by Peter Lynch
How to make money in Stocks by William J. O’Neil (Founder of Investor’s Business Daily)
The Millionaire Next Door by Thomas J Stanley and William D Danco
Check out web sites like fool.com and yahoo finance.
Investigate trading strategies with a proven track record over 3, 5, 10, and 15 years.
Pick something that you understand, find easy to use and will help you realise your goals. Pick a strategy where you can take responsibility for your investments and be in full control of your capital.
Systems like the Stocks Monthly system are definitely worth investigating once you are up to speed with the nuts and bolts of investing. |
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Frank Castle
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Do you already have a house? |
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m.bumbarova
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Hi,
I am from Bulgaria. My admonition is:
1. Buy home to 300000.
2. Carry out modern repairs to 80000 / for 1 year/
3. And sall home to 500000 - 600000.
.... and so on time and time again.
Maria
http://onlinemarketingtraining.blogspot.com/ |
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Chad
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Anything BUT American currency. :) |
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