 Basic investing? |
I have a few thousand saved up and I am debating what to do next, put it in a short term CD, take it out, and then put it in stocks? How easy is doing Etrade or are there better options?
A... |
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 Investing money for my 2 little boys? |
| Hi, I want to invest $4000.00 or $5000.00, if i have too, for my children. There grandfather passed away and has left them $2000.00 each which i will invest as a total lump sum for them both, I will ... |
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 What is the best strategy when your stock shows a 10% loss--cut loss, buy more, or do nothing? |
| Assume this is not a volatile stock and 10% decline is significant. Also assume there is no major news on the company. If you hold or buy more, will you continue to do this at 30% loss, 50%, 75%?... |
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 Should I invest or pay extra towards my student loan? |
I am currently in a 16% tax bracket, with 30K loan.
The loan is on a 7% interest. The retirement is on a target date fund.
I am wondering should I put my monthly extras toward my retirement ... |
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 About how many % peoples actually makes $ in Stock Market? |
| For those who able to make $$$ do they often sell and buy or just wait to right opportunity to sell?... |
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 Stock Market? |
| I'm new to the stock market and have been on Motley Fool for a while. I'm ready to invest. Where do I go?... |
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 I just received $30,000 as a "gift" from my parents. How should I invest it? |
| I keep hearing all this talk about ression and I don't know what to do????? Please help me................ |
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 What does it take to become wealthy? |
Is it starting a business? Is it smart investing? Do you have to be rich to become wealthy?
How do you do it?... |
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| How do i invest $30,000 for 6 months - year? |
| My wife and i are saving for a small town house, but we currently have the money in a regular savings account where we only get $35 interest every 3 months. And i hate the way the tellers look at me ... |
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 I have mutual funds and not sure what I'm doing.? |
| We had a financial advisor who signed us up for mutual funds. We pay $140 a month. We have been paying this for the last 3 years. It says on our statements that it has a face value of $27,000. What ... |
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KEVIN | My work does not offer 401K. What is an alternative? |
I'm looking for a 401K alternative where the risk/reward is very similar. I'm not looking to just stick my money in the stock market. I would like something a little more stable. |
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www.ocbeautybeat.blogspot.com
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What is your line of work? Real Estate agent or something which can be deemed as self-employed? If yes, you have the option of the SIMPLE IRA (similar to a 401k) or a SEP IRA. These types of IRAs are designed specifically for self-employed individuals or owners of smaller businesses. They offer a higher contribution limit than the Traditional or Roth IRA. If you are eligible to have the SEP, it is also possible for you to have a Traditional as well for additional retirement savings.
If no, then the Traditional or Roth IRA as suggested by other posts are your options with regard to retirement plans. If you are investment savvy and would prefer to be in control of your investing rather than handing it over to a Trustee/Custodian, then look into Self-Directed IRAs. This type of IRA allows non-traditional means of investing.
Only a qualified tax preparer would be able to advise you on which plan is better suited for your retirement needs according to your entire tax portfolio. I highly suggest seeking tax advice before opening any plan. |
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PepsiLime
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If your work doesn't offer a 401K, and doesn't have a pension plan, then you get set up your own IRA or Roth IRA account. |
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Chloe
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GOOD! Go an open an IRA. So many who fail to do this are going to be eating dry cat food in their later years. |
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♥♥The Queen Has Spoken♥♥
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A Roth IRA. You place your taxed money in the account. But when it is withdrawn, there are no taxes on the interest. |
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inaru816
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Open an IRA and diversify your stock holdings. |
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Katalex
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A Roth IRA is another possibility, how you choose to invest in it is your business. |
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Crystal G
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colklink is absolutely right go open an IRA. You can do this through various financial institutions and through your bank. There are many resources to fnd out informaion online:
www.fool.com/60second/ira.htm A 60 second guide to open an IRA
<personal.fidelity.com/products/retire... Open an IRA with Fidelity
<www.allbusiness.com/human-resources/b... > Opening an IRA
It is such a smart thing to be thinking of your financial future, so many people don't so this and regret it very much later in life. |
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prodigychild_21
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I would consider opening up a Roth or Traditional IRA account (Individual Retirement Account), you can have it tied into the stock market or it can be simply in a savings account form where you earn interest on money you put in. Roth is the most popular. I have traditional because the money I put in is tax deductible at the end of the year up to $5000 I believe can be deducted depending on income. You wont get taxed on the money till you withdraw it at age 59. Roth your money will not be taxed. |
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Barney
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Open a Roth IRA. This country, and it's new citizens (Mexican Nationals) aren't going to take care of you in your old age. |
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