 Time to invest in bank shares? |
| Any idea to share? Thanks...... |
|
 Buying in euros? |
| I am looking to buy a car in Spain and is now a good time to do it based on the £ to euro rate?... |
|
 Setting up a 401K...Pls help? |
I am 26 and thinking about setting up a 401K with my employer and need help from others in suggesting what questions I should be asking our representative...
I know overall what a 401K is ... |
|
 Benefits of rolling your own ciggarettes? |
What are all the benefits and how long would it take to roll a carton? Should I switch to rolling so I could save money for an upcoming vacation?
Additional Details
PEOPLE!
Please ... |
|
 Which stock/stocks should i hold in my portfolio to get benifit of crude hitting 130$ per barell..? |
which stocks are related to crude prices?
Additional Details
I am asking this in relation to NSE/BSE
I... |
|
 Who buys shares when you sell them? |
| If the price of shares in a company are dropping because people are selling them and nobody is buying them, where are they going? who is buying them? surely nobody would buy shares of a sinking ... |
|
 Newbie Stocks? |
| I am new to stocks; I have always had an interest but no education. Where can I look to find out what different numbers mean such as PEG and P/E? Also I notice that a lot of stocks have a big jump ... |
|
 Do you read the Wall Street Journal? |
| If so do you feel it benefits you? As far as investing decisions go?... |
|
 Stock market? |
| Hi, Im a teenager and my dad just told me to buy some stocks cuz they are going to 'help' me later or whatever. So i need help. I dont even know what Stock Markets are (well i do but not ... |
|
 Which Online Trading Should I Go For? |
Hi
I am new to all these markets and looking to start with it.
I wanted to go for an Online Trading Company like India Bulls, Sharekhan etc.
I aim for being both a L... |
|
 How greedy will the stock market be when stocks start going up in price? |
| how many little greedy people will jump into stock for the expectations of making a ... |
|
|  |
Sierra ☼ Sky | New to retirement investing, how often should I rebalance my accounts? |
I have a 401(a) and a 457(b) thru my employer. The advisor my employer uses is always in a big hurry, acting like he doesn't have time for such petty questions, and is a bit condescending on top of it all. Any suggestions from well informed, experienced investors or advisors will be greatly appreciated. I am 43, so I need to agressively invest what I can...about 10% of my income. Thanks. |
 |
 
Kiker
|
Ugh! Your advisor needs to be kicked to the curb. In a situation such as your own, I would suggest actually speaking one-on-one with a Financial Advisor. The reason being is you are inquiring about some serious issues and given that this will dramatically affect the quality of your life in your later years, this is not something you want to make an wrong moves in. Most Financial Advisors worth their weight will provide you with an no-obligation first meeting in order to answer your questions and address your concerns regarding your situation. All-in-all, I realize this doesn't give you specific advise, that is something you just can't side-step. My parents put their faith and trust in 401(k)s and maxed out their contributions. Now they are within 15 years of retiring and scarcely have enough to even scrape by if they were to retire at 65. Its great you are approaching this now, rather than later, but this should be something brought up to a qualified, independent financial advisor. |
|
jeff410
|
You should rebalance your account about every two to five years, or whenever your goals or circumstances change, such as job changes,. The amount in fixed income should approximate your age, depending on how you feel about risk and other assets and income you have. |
|
JE1
 |
Great question! Since your adviser seems unwilling to offer any advice, let alone manage your retirement funds, I would take the maximum amount that your company matches each year and put it into several indexed ETF funds (Maybe 80% foreign, 20% domestic, since your looking for aggressive investing, Vangaurd ETF's like VWO have done well this year). You also may want to roll-over all funds into an account that you could actively manage. Companies like TD Ameritrade offer IRA-Roll over accounts (Roth & Traditional)that you could actively manage for ~$9/trade. Their website offers plenty of help when it comes to building a portfolio with the type of risk/return that your looking for. http://www.tdameritrade.com/planningretirement/rollover/overview.html |
|
retirement-news.com
|
Try www.retirement-news.com “Retirement Plan” section. It has a lot of info how to save for retirement. Good luck. |
|
piet lul
|
if it is a good plan, there is no need to do such thing. |
|
Franco
|
I think once a year is enough.
The problem is you will have to predict what your fund's value will be in 20 years, which is guess work. All you can do is to see how it has grown so far and if it seems poor discuss it with that pig of an advisor your firm is providing. I suspect he is putting on an act to cover up his poor performance. But he is paid to help you and do not let him get away with it. |
|
$so fresh so clean$
|
At least twice a year, if not quarterly (which I would recommend) |
|
Baccheus
 |
I typically reconsider my portfolio twice a year. July and January. I don't necessarily "re balance". The whole concept seems strange to me: to rebalanced you sell the categories that have performed the strongest to get back to your target allocation. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 37 minutes(s) ago
| | | |
8 | 49 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
7 | 10 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 5 day(s) ago
| | | |
7 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
