Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 Do you Save ? and what for ? i dont see the point in it ?
Do you Save money ? and what for ? i dont see the point in it ? and how do u save because i cant seem to do it i just spend my ...


 How do you overcome the fear of investing in riskier investments?
...


 Do you think the stock market will ever crash again?
just wondering especially with the way things are going right now economic wise. I wonder if Obama will make anything better?...


 What would be the best of the best stocks I could invest in especially during our economic inflation?
I'm thinking Sony/PS3 as one but I honestly have no clue.
Thanks
Additional Details
Tickers help too. ...


 Does anyone know of any good books on investing?
I am currently reading rich dads guide to investing (great book)...


 What high risk, high gain investment would you make with £20k?
...


 Is it possible for another stock market crash?
IF the dow kepps on getting lower is it possible for another crash? OR have they found a way to prevent that?...


 Prove the Federal Reserve does not buy and sell stocks!?

Additional Details
Flyboy, The most important information that anyone can have is the moves and the data from the Fed! That has been the market mover.

Why does anyone do ...


 I lost a ton of money - both stocks and bonds?
I have a mutual fund - mostly stocks and some bonds....the bonds didn't help much. My portfolio is down around 30%.

Would like to know - to others who lost money in a mutual fund........


 What would you do if you had a friend he could make you billion of dollars would you help him?
...


 What kind of education is required to become a professional investor/stock trader?
I am in the military, so I won't be making much money in my present vocation; however, when I do have time, I would like to study to be a professional investor, stock trader, or maybe even ...


 Help am new to stocktrading and buying of shares?
can anyone tell me what to look out for before buying and selling shares and also to direct me to a website where i could get free advice about stock trading....


 Can someone advise me with what stocks to buy? [read details]?
I'm a high schooler, and my parents have given me a set amount of money to buy stocks with (about 2,000).
I want to use the money to buy stuff for myself as well as save about 90% of it... M...


 How can I make profit $35,000.00 in one month?
There is people that make MORE than this... either by events, selling something... with very minor investment. Just being middle man. --- How have you done it? Have you done more than this??
A...


 Playing the stock is basically gambling, right?
Every news story I hear about the market mentions 'nervous investors', 'jittery investors', 'worried investors', etc. Apparently people are always sitting poised, ready ...


 Did you hear Cramer two weeks ago say "dont sell your bear stearns stock....you're stupid if you do"
ooops. missed that one by a tad....


 I think the Dow has reached a bottom, what you think?
think about it, every one knows how bad it is and how it wont get any better next year yet they still have shares held in the markets, this bottom will get knocked down a bit but bounce back up ...


 $400 a month to invest (young family)?
I'm a 26 year old Married man living in Oklahoma. I only make about 25-29 K a year but wife (21 yeard old) will be a teacher soon and that will more than double to where we will be making 55K ...


 Answers by the knowleable people only!!! investment...?
when you sell the stock that you own, who do you selling it too? For instance, i bought 5 share of yahoo for $1 a share. The yahoo stock went from $1 to $5, who do i sell that too?...


 I am looking to invest in something that gains interest.Any good ideas out there?l?
I've been looking at bonds but not too sure about them. Also looking at stocks but their also risky. I just don't want to to be working for the rest of my life. I do want to retire ...



Matthew Thomas
Please Answer? 10 pts Stock market/retirement planning?
I am 21... should I keep my money in the stock market i have about 70k in value now.. (but i have lost about 30K) My question is should I take the money out and put into cds... Bc of the way the stock market is going? Or should I just leave it alone and not think about it?
Additional Details
I have went to my broker and he doesnt know what to do... I was the one that suggested cds. I just hate not feeling like its mine.. and my broker is a dick
                     
 




Michael G
It is not a good thing to draw out when the value is down. I would say leave it. The stock value will get better. Buying more stock now when it is cheaper to do so. In this way will gain as soon as the market is booming again. Remember stock investments are long term and not short term. The market will always go in the dumps and get back out. The best time to pull out is when the market is booming or just about to go down. Not when it is already down and you start loosing. If you want to invest in cd use fresh cash.


ohjennydontbehasty
Rating
There are several ways to preserve or even increase a good rate of return in a down market. For example, CD's are one way, typically having a return of 3-4%. Due to the rising number of foreclosures going on right now, a relatively new investment option has emerged. I will give you a simplified example of what I'm talking about....
Let's say Jane's home went into foreclosure. It was auctioned and bought by a real estate broker. Jane wants to keep her house but in order to do so she has to come up w/ a 50K down payment to buy back her house from the broker (which she doesn't have)-that's where you would come in. Major lenders and some real estate firms are brokering deals between people like you and Jane. These are legal binding contracts which usually have a rate of return that is double that of a traditional CD. Of course, since these agreements are not insured by the FDIC, there is more risk involved than with a CD. It's just another way to diversify and perhaps create a lucrative little business for yourself and here's the best part....are you ready? YOU would be helping people who desperately want to keep their homes. Good karma all the way baby! If you want more info, contact me and I'll connect you with my broker who can give you more info..she's amazing!


jon b
Rating
Your financial advisor works for you .. . if you have a financial advisor that doesn't know what to do in a market correction, you can fire him, which is the best idea. Part of the business of advising is to have a plan that centers around who the client is, and what the money is for. In this case, that seems missing. So, #1 - find a different financial advisor. (If you are with a big firm, they often have many advisors and your account will be re-assigned. If you want a different firm altogether, is it very easy to move your account without selling out, it's called an ACATS transfer (I forget what ACATS stands for).

Second, find a copy of Ibbotson Stocks, Bonds, Bills, and Inflation Chart from 1925 to current. (P.S. most financial advisors will have this) You have time on your side. Look through any 40 year period in history to see what asset class has performed the best - even include the great depression in there, or the crash in 1987, or anything. Stocks win every 40 year period. The only way to guarantee a loss is cash out now. You still have your stocks, and with the help of a financial advisor, you can likely tune your portfolio up for an upcoming bull market and or re-allocate your portfolio to diversify and add in some non-correlating asset classes that help manage downside risk.


betotron don
Rating
yupp
get out before total crash and you lose 99% of it
get into cash on hand statis
buy t-bill for 13 week intervals


Kay
Your age allows you to take a longer view of your investment than others. I applaud you for starting early. Since I'm not a stock broker, I would not be arrogant as to making recommendation but I could tell you what I have done in the past few months which might give you some ideas.

What I did was swapped stocks within my portfolio. I sold some stocks on the day market was up, waited a few days and added my position on other similarly priced stocks I already had in my portfolio. I did not put new money into the portfolio.

Let me give you one example, I sold Intel at $15/share on the market up day, waited a few days for the market down days (there were more of these days) and bought Altria for $15/share adding to my position. Altria has a dividend yield of 4.5% and has higher chance of positive price movement compared to Intel according my analysis of the companies earning patterns and the overall technology market.

I simply exchanged and rearranged my portfolio to allow better probability of price appreciation. I got rid of dead money for now and reinvested in the stocks which had better chance of near future appreciation. In order to do the rearranging, I studied my stock holdings one by one and reviewed companies earnings growth, market niches, product leadership and balance sheet (checked cash and debts) to come up with the one I should sell (swap on the similar price stocks) for the one I should buy.

I could just sit on the current value without doing anything until the economy picks up. By working and rearranging my portfolio, the total value might remain the same for now, but I feel I had increased the potential for appreciation in near term.

I hope this helps.


curious
Rating
we are in a deep recession. My suggestion is to talk to your stock broker. You can actually do a roth 401 or even diversify your investment by having funds in the stock market and other funds in mutual funds and cds check the rules of qualifications for a roth


Rock Legends 1973 - 2009
Rating
That decision is entirely yours.

Markets statistically experience boom and bust cycles when viewed long term. Consequently, markets ALWAYS recover from a bust.

If you have lost confidence in the performance of your portfolio, make changes. If you are comfortable with your investments, ride it out.

It is YOUR money!


nuckelbuster
Rating
Absolutely NOT.... Listen... The stock market is where you want your money now... Historically, every recession/depression we have ever had was preceded 6 to 8 months prior by a significant spike in the cost of energy. What do you do with your money? Look at the gas pumps. If the cost is going up significantly, put your money into CD's or bonds, If the cost is going down, put it into stocks. The stock market only shows what the economy was like for the last quarter. The last quarter sucked...... but this one is going to be really good. Companies make money by selling goods or services. If the average Joe has to spend all his money to put gas in his tank and heat his house, he's not going to be spending it anywhere else and the market goes to hell. Well the price is going down. Average Joe is going to have money to spend, and he will spend it. Now is the time to get into the market, not after its already gone up.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy