Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 I has lost much money in thepast in the stock.?
I have many shares with no trading. What should I do? Following are scrips:::
LunarDiamonds / Arora fiblrs / BTW Ltd / Laxmi Cements / Midweast iron / mehta rubbers / Lan Eseda / Dhruv M...


 Safe place to buy gold?
where's a safe place to buy gold so i don't have to worry about it being counterfeit or anything like that?
Additional Details
i meant like a bar or ...


 Forex trading strategies?
...


 What are some techniques used to analyze stocks?
...


 Please tell me about mutual funds?
...


 If you had a 1000 dollars . what company would you buy a stock from?
What company or companies would you buy a stock from??...


 Will BoE put interest rates UP again?
or will the Mr. G. Brown have them on hold to keep the US happy for the time being????...


 Can anyone help me what is the logic behind trendlines in stock markets?
I know there is a lot of people who follow trendlines when they do stock analysis. Is there any logic behind this?...


 How do I start to invest in a mutual fund?
what steps do I take

I have some in mind where I want to invest particularly if I know which ones I want to invest in what i the next ...


 Short Term Investment Options?
Looking at a 5 month cd at 4.25%apr. Invest 50k to make a small profit, especially after taxes. Are there any other investment options with a limited risk that offer a little better reward?
T...


 Plz write only business idea, Little investment little earn.?
Little investment little ...


 How to Gain Knowledge about Share Market???
...


 What is the best investment for 25-30 year olds with a long-term outlook?
Many books and articles talk about the best investments for people who are relatively close to retirement, but do not give as much guidance for people who are a couple of decades away....


 What's the best way to save money for a house?
My fiance and I are planning to buy a house in 3 years, so we are looking for ways to start saving money for it now.

A friend advised that we can put away money every month in a mutual ...


 Is it smart to buy real estate now?
aren't prices really low because of the financial crisis, and so could I get a steal on what normally would be a really expensive house?...


 Have the american people ever considered?
that al quada may be behind the recent collaps of the financial markets, who is to prevent al quada to set up several hedge funds, to drive down the stock market, they are not regulated or ...


 27 years old. Need strong investment advise.?
I am in the military, with 12 years to retirement. I have the Thrift Savings Plan. My balance is around $4,100.00 and it's all invested in the "L" fund. I invest 15% of my pay.
...


 Why would people want to invest in the stock market?
I am doing an econ essay and I need many advantages and disadvantages of investing in the stock market. Thanks....


 Anyone know of a good internet business I can run out of my house that is legitimate, no bull? NO spam please!
My wife and I are in our 50s, outgoing, she's into making jewelry, I'm a musician. We have very little to investment.There are so many sharks out there so I hoped some great mind could ...


 Will Yahoo Answers huge success affect the companies value?
Yahoo's services are growing in strength and popularity, do you think this will raise the value of the stock? Could they be as big as Google? (The services are better) Are you investing in Y...



ultra _ girl
Please explain the ins and outs of online investing to me!! (19 year old with limited $)?
I am a 19 year old student. With my small-time job, I am able to invest roughly $300 a month. I want to use an online investment firm to invest my money. Wanted Vanguard but I dont meet the $3000 minimum. I am now considering ETrade or similar. I would like to invest in mainly mutual funds, index funds, and REITs. My time horizon is 10 years. I am willing to take some risk, but not enough to invest in individual stocks. I want to open an account online...but when do I buy my stocks? I don't mean according to the market but rather, do I fund my account with $300 on a monthly basis or simply wait some time until I have accumulated ~ $2000+ and then start investing? What worries me is transaction fees associated with online trading. With my small sum of money, I will be able to buy less than 100 stocks but still pay the flat fee of $10-$15...if I waited, I could buy more but I would also lose time by waiting for $ to gather. How do people w/ small sums of $ get started!? Help! Thank you!
                     
 




muncie birder
Scottrade is very inexpensive at $7.00 per transaction. TradeKing at $5. I believe Scottrade has a $500 minimum. Now there is also available to you Sharebuilder. Give some thought to them. $4.00 per transaction and they buy, I think every Thrusday or something like that. And I do not believe they have a minimum.

For you, index funds and closed end funds will be your best bet under the circumstanses. Yes, you can purchase less than 100 shares and you still pay the standard commission.

There is another alternative that you might wish to consider. That is American Funds. They have a very wide selection of funds with a minimum investment of $250 and $25 additional per fund. There is one slight hitch. They are a front end load fund, which means you pay a 5.75% commission to buy. But on the flip side, their expense ratios are very low. Also they do not charge commissions for reinvesting dividends. Over 10 years even with the front end load they will be less expensive than many open ended funds.

I still think though that index funds would be a real good choice. Very low expenses, hundreds to choose from, and $7.00 brokerage commission on a $300 purchase is only 2%. If you invest every other month only about 1%.

P S. Do not invest all in just one fund. Invest in several with different investment objectives.


barry_robbins_98
Here is what you should do: open an account at Scottrade.com - they offer $7 online trade commission. I think the minimum is $500. Save up $2500 to $3000, and then buy your favorite stock. Do a lot of research before then. You can create a portfolio of stocks that you are considering investing in at http://www.top10traders.com - this is a free site that lets you create a portfolio with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors.

Here is a portfolio of REIT stocks you might be interested in:

http://www.top10traders.com/ViewPortfolio.aspx?userID=565

Good luck!


Comp U
Rating
I trade individual stocks using e-trade.
To be successful requires much reading, and much educated guessing.
The downside for the individual investor is that they of Out Of The Loop, Of the Know, of any given company. Even after you've done your diligent homework.
By the time news positive/negative breaks on a company, others will have traded and affected the stock's value.
A sudden negative report by an analyst covering your stock can put serious damage on an investment.
Stocks are currently pretty volitale -- they are currently on a high.
Can they sustain the high, can they go further, will the direction change as a result of interest rate increases, housing slump, retail disappointment, act of terrorism, oil price increases ??

These are but a few question ones need to juggle to make a successful trader -- and even then, your at risk of losing principal, or earnings gained.

I wish I had started at 19.
However, I would start off small to get your feet wet.
This will get you in a need-to-know investment mindset.
Good news -- you can write-off losses against you income up to $3,000 dollars per year -- this drops your tax rate.
Bad new - you will have some losses.

The above said, given there are costs associated with varying funds, the rather high risk of individual stock trading, and the relatively attractive rate on CD's, I would put the bulk ot the moneyy into CD's, with a small toe-hold in the invesment market (to get a taste of it).
Additionally, if your employer has a matching-fund 401k, I would likely increase my contribution to take full advantage of the match.

Good luck as you start your investment life.
I love it, but I do wish I would have started at your age.


Joe
If you like Vanguard, you could save up $1,000 and put it in their Star Fund. When you reach $3,000 you can switch it into the Total Market Index Fund. The Star Fund is not my favorite fund, but your options are limited with a small amount of money. It would probably be best to open an IRA account, not a regular account.


nobdy6
At your age, I would say investing in stocks is a good idea. Any one can start with any amount of money. $300 is not too little. I recommend reading William J. O'neil's "How to make money in Stocks" it really helped me.

If you sign up with Scottrade, the commisions will not be that much of a burden. Just don't overtrade.

Its also important to know why you have a 10-year horizon. Do you want to retire at that age? Then you have to be very (probably overly) aggressive. Do you want to have a nest-egg started? Then a conservative plan with Mutuals and a CD is in order.

Good Luck and don't be too intimidated by the market. Just read everything you can about how it works and be disciplined.


Life after 45
http://www.sharebuilder.com TRY IT!


swenjj
Rating
dont try to invest in single stocks right now, go to a no load fund company

www.troweprice.com you can start a fund for 50 bucks a month if you use the automatic asset builder, set it for 50 a month then whenever you have more just click on add money and you can transfer money from your bank to the fund, very easy, much much much safer than stock investing

edit: at first while learning just stick your money in the target date retirement fund, they set your allocation so you dont worry about anything besides adding money, just tell them the year you plan to retire, my 2040 fund has earned just a hair under 16% this year, i'll take that over picking my own stocks, especially at a low amount

after doing this for a while you may want to play with some stocks, but dont plan on getting rich like that or using money you cant lose, say you put that 2k into a stock that has one bad earnings report, then you may lose 800 bucks in one day or something, are you ready for that?

i cant believe all these people telling new investors to jump right into stocks by themselves, or into forex or options

edit again, i didnt see the ten year horizon, so maybe the target date fund isnt for you, but find a balanced fund, something not overly agressive, 10 years is long enough to get a good start,but maybe not long enough to ride out a very aggressive portfolio through a bear market


Whiteboard Guy
Rating
Stocks can be a very risky thing... most times the smaller investor won't hear any news on a stock until after the market closes.

By the time it opens in the morning you could be left with nothing.

With limited funds and the way interest rates are currently rising you may be better off in the short term to invest in short term CD's.

They are safer and you can yield a safer return of 5 -6% on your money... You can find some 6 month - 12 month CD's with roll-over.

Invest the same amount every other month... minimum is usually about $500 and you said you have about $300 a month.

Good Luck
Me


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy