 Where Should I Invest $10,000? |
| I am a 17 year old high school student in Ontario, Canada. I have worked quite a bit the past few years and currently have $10,000 sitting in my bank account that I am looking to invest. I would like ... |
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baban Amira | Please help me choose? |
I have some money at hand, i want to own a house but my freind advice i should invest in stock. I know investing in stock could be juicy but i believe money is for satisfying desires. Although i would want to make investment for future but i still believe owning a house could as well be an investment. what do you think? |
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tcmac853
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Money is for satisfying desires? No. Money is for enjoying a quality of life and having peace of mind. If you just satisfy every desire or whim, you will spend all your money and have no wealth.
Stock investing is not "juicy." It's a way to accumulate real wealth. However, it is not a get-rich-quick scheme. It is a process that takes time, discipline and effort. Nothing of quality comes easy.
Becoming a homeowner is a big responsibility and a core to a sound financial plan. It is difficult to achieve financial security and have wealth without owning a home, for many reasons, tax savings being one of them.
I suspect you ask this question based on market opportunities, but instead you need to think about your goals and financial situation. Are you ready to be a homeowner and take on that responsibility? Do you have adequate savings to cover home maintenance costs? Can you really afford to own? If so, home ownership is a long-term endeavor and whether the market is high or low is irrelevant.
If you aren't ready to take on such obligation at this time, investing in a mutual fund portfolio consisting of stocks and bonds may be a better alternative.
If you already own a home and are considering buying investment property or a stock portfolio, again, there are numerous things to consider. But in terms of buying opportunities without requiring a lot of money, risk and/or work, mutual funds are probably a better way to go. |
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jess w
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first of all make sure you do what you want and not what someone else wants, because if you invest in stock and loose you will be pretty
upset at your friend. buying a house is always a good investment and security. |
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sunflare63
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buy a house and grow a garden |
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Tom S
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get the house, cause your $20,000 could get you $400,000 worth of real estate, in the stock market all you can get is $20,000 worth....... |
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solitip
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Possibly better you took part in the suggestion from me because when you bought the house then your money will be finished but when you took part in investment then money could improve and buy the house that was wanted by you and you could be still playing re-investment. you can contact me +6285830277438 (Mr. Soli) if you interest in Index Hangseng (HSI) and I'm a professional broker. |
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PiscesRising
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Don't invest it in the stock market, and don't take money advice from friends, unless they are licensed financial planners. In many parts of the US, it's a buyers market, and interest rates are to come down even more. It's a good time to buy! Definitely buy a house. Go for the long term investment, instead of the short term, quick money scheme. |
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Kathryn
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I think you should buy a house. It's what you want, and it also makes financial sense. Once you have your home, you can begin investing in the stock market (mutual funds is the best way to start). |
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