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 What should i invest 1000$ in to get a 20-25% return in a short 1-2 week time span? ? |
| I have 1000$ in savings and i'm looking to make more of it using this money. I'm looking to invest in sth i can sell on for more, or do sth with the money to get 2-300 dollars more off of ... |
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 We are 65 and about to retire. We have lost $200,000 dollars in our mutual funds.? |
| Would it be wise to withdraw enough money from the fund to purchase our retirement home and not have a mortgage to worry about?... |
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 Stock Market Crash is taking our money? |
My retirement is going down, down, down. The money is going SOMEWHERE. SOMEBODY is profiting from this. Who is getting my money?
Additional Details
I'm talking about the market, ... |
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 Why Pizzas are so expensive ? |
I live in INDIA. I like Pizzas. Any order you make with the Pizza vendor comes atleast to Rs 200 for a single serving. I find this expensive and want to know justification for such high costs.
<... |
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 I sold my shares at $52.00 per share but only received $43.00 a share for them. WHY?? |
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 When I win 15 million dollars? |
I want to invest 10 million but I don't want to personly look after it all
and I want a regular income from it so were is the best place to put it.
before you ask
No I will not ... |
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 I am a middle scool student interested in investing in the stock market.? |
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 What is the fair price of oil? |
Now the price of oil is 72~77 U$ per barrel. What do u think should be
1) the fair price?
2) the price of oil in 2015?
3) the price of oil now, if 50% of all cars in the World are ... |
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 I want to buy some stocks for my son, 5 yr old and want to leave it there. I am new to this.? |
| I have a Mutual Fund for him but its not going anywhere for the last 5 years. I am not going to buy and sell everyday. I just want to deposit some money for my son - may be half a dozen of ... |
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BaseballGrrl | Regarding retirement IRA, and the possibility of an economic crash...? |
If I have money from a 401K, it is invested in the market right? What if the market crashes, do I lose all that money, or is there some sort of "insurance" that protects those types of funds? If the gvt penalizes us for taking the money early, that kind of stops us from being able to protect it doesn't it?? Is there any kind of account that is more safe?
Additional Details
I also have money from a 401K where I left the employer so it's just in an IRA at my bank. |
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Modus Operandi
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Well what you need to do is look at it from the only rationale perspective. Markets go up and down, no way to prevent that. Mutual funds help to diversify your portfolio and therefore reduce your risk exposure. Also, you have to think of your 401(k) assets in terms of your usability of them and how soon you need them. If you are 35 and not retiring for 25 years, the market fluctuations can be ridden out. If you are retiring sooner, you should move your assets to less risky investment options. If this is the case you shouldn't worry about these funds. As you don't have them readily available anyhow. Well you could if you switched jobs and took the tax hit on them... but that's your call. |
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Richard Jackel
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You need an investment advisor and a friend. |
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jerrold
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Keep this in mind: an IRA is a retirement fund, and a young person who contributes money to an IRA is (theoretically) looking for an acceptable return on his investment over the long term. This means ups and downs. The management of 401(k) funds consists of investment professionals who will assume a defensive stance when a weak market is anticipated. If the plan(s) with which you are associated permit it, you can transfer funds to a money market account within the plan, until you anticipate a better investment climate. In such a case, you are no longer invested "in the market," as you put it - a money market fund is not part of the stock market. To remove money early and suffer the penalties that would be assessed would leave you poorer and facing the same choices you have with the money remaining in the 401(k) or IRA. Think about it: What would you do with money you removed from those plans early? |
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Brick
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In your 401K You need to determine which funds you choose. Are they stock mutual funds?, Bond mutual funds?, or short term cash funds? If the stock market goes down your accounts in cash will not be reduced, and most likely your bond funds will not go down. ( in fact the Bonds most likely will go up when stocks go down)
You should really know already which kind of accounts you have so you can manage the kind of risks you are taking. There is no safety net inside a 401K other than the market and its flows and ebbs. HOWEVER the 401K is a great place to invest since most ot the time our employer gives us some matching funds which no other investment house does. |
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robert w
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"Crashes" and "sky is falling" makes great yellow journalism/media hype.
do u remember the last dozen 'crashes' as the market is at record highs?
ur 401k is not in single stocks? correct?
so u have more than one egg in more than one basket?
suggest u diverse or pay off ur bills then market crashes don't hurt so much.
the safest account is paid off bills and cash.
visit daveramsey.com to learn from others mistakes it is cheaper and easier.
remember mortgages at 18%? |
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jeff410
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This is what asset allocation is for. If you're young you have plenty of time to ride out the ups and downs of the market and you can take more risk. So, you retirement accounts would be more invested in stocks. The contributions you make buy more when stocks go down. As you get older and closer to retirement the allocation should be more in bonds and fixed income investments because you dont have the time to make up for the ups and downs of the market, even if your contributions buy more when stocks are low. So asset allocation is the best insurance against crashes and the ups and downs of the market. |
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bud68
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401(k) plans provide investment alternatives that the account holder must choose from. You are not protected from losses due to market fluctuations or changing conditions, but you choose the investments within the plan. The only way you can "insure" against a decline is to keep the account entirely in cash. |
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Steven C
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Keep in mind what many people refer to as crashes are merely corrections in the market. When you learn and understand the market and basic economics you will become more confident.
Once you purchase stocks or Mutual Funds etc., what the share price does in between you selling them is basically irrelevant. What matters the most is the day you purchase, and the day you sell.
Invest for the long term, however you will have to move your money on occasion as the sector changes. |
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heyteach
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So much depends on your employer and what plan he has. You might see if you can get a money market fund, into a bond fund, if there is something that is basically government securities. I don't know if you can "cash out" and have the investment company just hold the cash with the pittance they'd pay. I agree, however, that this could be bad news for you in many mutual funds. (Actually I don't have a 401k and I haven't invested in mutuals in years because I do better on my own stock picks.)
I do believe that you are SOL if your money is lost because you are investing in securities and even though your hands are largely tied by the plan selected by your employer people will say "too bad."
Good luck. Oh and HR and the boss COULD no doubt have more offerings or more secure ones, but that is work and possibly expense for them, but if enough folks are nervous, you might be able to get some new options. |
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