 Do you think the stock market falls will result in personal difficulty for you? |
| or is it all being overdone and only the silly banks that fooled themselves into buying each others repackaged debt recycled as growth will pay?... |
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 I am about to recieve around $3,000. I would like to put it into a savings, no stock market. What shoudl i do? |
Additional Details
I'm 19 years old so i got my life ahead of me to wait on a cd or whatever. Dont think anything could arise where i would need the money ... |
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 How does one begin a small investment from anywhere in the world with say $1500? |
| I want to make some money for the future but I'm not sure how to invest. Help! Don't get any big ideas I'm not giving away my hard earned 2 cents.... |
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 What causes stock prices to rise and fall? |
Specifically, what kind of examples would cause a company's stock price to go up?
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you guys had good answers but i mean specifically. what would cause a stock to ... |
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 Why do they make it 99 cents instead of a dollar? |
why dont they just round prices off instead of saying $3.99, just say it costs $4
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omg, do they really think America is that stupid? Wow, thats pretty sad. I figured ... |
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 Paulson says the financial system is sound. Really? |
| What is Paulson's definition of sound? Is he taking a page out of Clinton's book? So far two investment banks have KOed MER got saved by a long count. AIG is on the ropes. WaMu is down ... |
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 I have a thousand dollars...what can I do with it? |
| I just got about $1200 and was trying to find ways to perhaps do something with it to perhaps make more money...I guess invest in something but I don't have a single clue about the stock market ... |
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 I need to borrow money from a loan shark, can anyone help me? |
| i can't borrow from the bank or any other high street lender..........someone please ... |
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 Where do I start? |
| I am a single parent without very much income, and want to start investing, any suggestions for someone new to investing/... |
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 Can you open up more then one Certificate of deposit per bank account? |
| I want to put 10k into 5 different certificates of deposits, but are you allowed to have more then one cd per bank account?... |
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 When is it time to sell a stock? |
| I know folks have different criteria for doing this. In layman's terms, please.... |
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leggymummy | Should I buy a house this year or wait? |
I am a married mother and have a mortgage ready to go. I have not gone ahead yet as I really think the market is due for a slump next year, maybe as a follow on from Americas recent dip. But then, one more years rent is nearly ten grand so should I wait or not? Thanks xxx |
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jonny.future
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I am not only buying a house this year but building one. As long as you plan to stay in your home for a while I say go for it. Make sure you are getting the best interest rate you possibly can (don't be afraid to shop around) and make sure it is a FIXED rate rather than a variable rate.
With the slump many sellers and home builders are offering incentives and lowering their prices. Thus if you get a good deal on a home you have a very good possiblitiy of seeing a return on your investment when you do decide to sell.
If you don't think you will be in your new home for very long I would suggest waiting a while as you don't want to take a loss on your home. But, again, if you plan to stay there, say, 7-10 years I don't think it would be a bad idea for you to purchase a home now. |
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Oz
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If you buy a house now, make sure it's the home of your dreams and you won't have a problem living in it for another 7-10 years. When you make an offer, make sure you offer 30% less then what's it's worth. Also, make sure you are comfortable making that payment that the lender quoted you and make sure it's a 30 year fixed mortgage. Oh, and wait until the winter to make your offer. People will be desperate to sell there homes then. Good luck. |
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Mrs. S
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I think you will be saving more than $10,000 if you wait a year. The market is horrible right now. In California foreclosures are up 127%. Homes are not selling. People are going to become desperate to see their homes and by next year they will start to accept any offer they get. Thats where you will save money. Just make sure to shop around. |
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ghouly05
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I'm not sure where you are living, but in general I would say if you need a home, and can afford it now, get it now. If mortgage rates improve later, you can refinance. If they get worse, your fixed rate will look great. |
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green giant
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go ahead , lower rates are on the go .. |
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brooklyn7582
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Go ahead...companies are offering lower fixed interest raztes B/C of the slump/mess it is right now and the housing market is so low...Realtors are desperate, so work with them while they are vulnerable :-) |
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shelcom
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I'd wait and see what the market does...I don't think we've seen the end of the slump. |
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Anthony
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It depends on the specific trends where you are buying. We are getting ready to buy in Phoenix and I know the Superbowl will help bring the market back by drawing people to the city. |
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captdallas2
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It is a buyer's market. With some owners and banks willing to reduce prices by over twenty percent, I would be looking. |
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Chuck P
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As long as you are getting a good price, go for it. The average family stays in their homes 5 to 7 years so if you wait you'll have given another $10k to your landlord and the risk the mortgage rates may not be as favorable as they are now. The people selling you this house are well aware of what is going on, see if they will give you a better deal. It won't hurt to ask. Good luck |
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Frank Castle
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Wait. |
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