 What is the best sector to invest in economic recession ? |
From_____________, video, CD, HDD, or electronics etc to various sectors.
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 Is silver a good investment? |
| What companies would be good prospects to look at that mine or process silver?... |
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 Where is the best place to invest money for retirement? |
| I currently have money in a 403 B that purchases Class B shares (American Funds). I'm 34 years old.... |
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 Looking for an ethical company to invest in? |
| I have a small amount of capital id like to invest in a company who is really doing great things for the environment. Im not talking about massive oil companies who have introduced a 5% renewable ... |
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 Investing $5000 - Best to Maximize Return? |
| I have about $5K i would like to invest. I am young in that i can take risk for a higher return. I would like to keep this money in for roughly a year. In that time i would like to maximize its ... |
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 Which one is likely to fetch the maximum returns? |
which one is likely to fetch the maximum returns:-
1)successful day trading
2)mid term trading
3)long term trading.... |
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 I am considering investing in gold, any suggestions? |
| Does anybody know any good investment web sites i can invest gold on.... |
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 How do you buy stock, and what would be a good company to invest in? |
| I want to buy stock, because I can't think of anything else to buy. And I don't know how, so I'll need to know that. I have an idea what company I want to buy one from (Apple), but I ... |
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 Money management? |
| I am about to receive quite a large sum of money shortly, but have no idea about isas and investing/ saving my money!Could anybody explain what is the best way to manage this money so that I benefit ... |
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 In the stock market, what is the significance of Volume? |
| This may seem like an incomplete question (since I don't know much about the importance of volume). Please, don't simply "define" what volume is. Give it context and explain the ... |
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 I have 50 grand to invest. I want to quit my job and start day trading or more likely, swing trading.? |
| Have you made a living day trading or swing trading? How did you learn? Can you prove that you make a living doing it? Can you recommend some books to read? I would think there are people, Cramer ... |
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 Forex Brokers? |
Hey,
Can anyone recommend a website or some source where I can check about forex brokers?
The only thing I found so far was: http://www.forexpros.com and some other ... |
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wow | Should I pay down loan or invest?(see details)? |
I'm 42 yrs. old with a $35,000 student loan and have a rather low income career(teacher). I make my minimum monthly payments just fine.
My question is should I use my leftover monthly savings each month to pay extra on this student loan (or) should I invest the money in the stock market or in an IRA towards my retirement?? |
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dpmncs
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Do your homework,really the math, if you can find an investment that will guarantee you more of a return than paying down the loan go for it also make sure if you may need the money later you can get it without coming out a loser. |
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Christin K
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That depends on how long you want to be in debt for this loan. You may want to get it reduced first, then sock the same amount away into a retirement fund. Since you're middle-aged, you have about 20-25 years to make money in a retirement fund. It's probably too much debt to be carrying at your age, so I'd pay that down first. But don't quit saving to do it. Just reduce the amount you're saving so you can reduce your loan principle, then add the same amount to the savings that you were paying on theloan every month.
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Derek (Steelers, SB champs)
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pay down the loan
Best investment you could make. |
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carolus
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difficult question.these are personal affairs. But I would PRESS or campaign for easy resettlement of my loan seen the chaotic situation at finance -then if successful see how to plan further.Thta re settle ment schem has to be studied well -in case there are other shocks on the market. |
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Kevin R
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Invest in your IRA. First you get multiple deductions for you student loan(s). You also get an adjustment against earnings for traditional IRA contributions, and tax-free investment growth. And maybe retirement savings credits. If you have a Roth IRA you still get tax-free investment growth. Your student loan is low interest, I'm assuming. |
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Joe P
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The answer all comes down to how much confidence you have in the stock market. Stocks are very cheap on typical earnings. Earnings however are likely to be very poor at least for a while. If you know an econ teacher, talk to him or her about the future for our economy and stock market. If you decide you like the market and can stand the volatility and risks, start investing in a broad based blue chip stock fund. Some small companies will not survive a weak economy so stick with large companies. You could use an S&P 500 index fund or preferably a well managed blue chip fund. If fear rules, pay down the loan instead. |
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JRome3
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It all depends on the interest rate of the loan.
If the interest rate of your loan is higher than what you can get from a bank or some other safe investment then yes, it's definitely better to pay off the loan.
The stock market is highly volatile right now. Yes, you can trade and make money but it's extremely risky. The only thing I like long term is gold mining companies. It might be worth accumulating some gold stocks and also put some toward paying down the loan too. That's probably what I would do because I think I can make a lot more with gold stocks than whatever your student loan rate is. |
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Gena
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This is a really great question. On one hand I would say that you cant save if you owe and on the other I would say that you have you have to pay yourself first. But since youre 42, is it possible to do both? If you have $100 left over, put $50 toward youre loan and $50 toward retirement. Does your job have 401K? If they do, always contribute up to their match (thats free money). You could select an IRA that invests in mutual funds and it may include a company whose stock you would be interested in. But to give you a definitive answer, it depends on how much longer you have to pay on your loan. If its 5 yrs or less I would suggest that you put extra money into paying off your loan sooner. When youre done paying for the loan then put the money that you would be paying on the loan and the extra into your retirement. I hope I answered your question. As Im sure you may know, this is a great time to buy stock as its pretty cheap now. So even if you invest a seemingly small amount in a company that you believe in or that makes your favorite products, then it will benefit you in the future when the economy picks back up. |
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pdf
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Unless the interest you would earn in the stock market or an IRA is greater than the interest you pay on your loan, you should definitely pay extra on the loan. |
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