 Hoping for a 1000 point loss Friday!? |
| I hope the people that made me lose my job at Chrysler lose a lot of money Friday.I will lose my job,house, and pension thanks to a lot of ignorant Americans.The UAW isn't the cause of the auto ... |
|
 Should I sell cash out my investments? Recession on the way? |
I only know the basics about investment.
I go through an investment firm that has given me the "optimal portfolio for my risk tolerance" and yet I have lost about 15% of my ... |
|
 What is bearish? |
| what is bearish ... |
|
 What the point in owning stock that doesn't pay dividends? |
What I'm thinking is that if it climbs high and you think that it might start to fall, you can sell it and get some money. Is this right? Am I missing something?
So if you sell a stock, ... |
|
 What is your YTD return for your investments? |
Additional Details
What percentage have you gotten so far this year?... |
|
 Stock question...i am a beginner? |
| say i want to invest some money into Apple,do i pay every mont or do i pay 1 time fee, please help, still learning how to ... |
|
 How many people providing investment advice in this section are actually millionaires? |
| Someone on TV once said "don't take financial advice from someone who's not a millionaire". It seems to make sense. Of course, all of us are 'some-future-day' ... |
|
 I have $110000, am in the market for a $180000 house. How much should I put towards equity? Invest in market? |
| I have $110,000 dollars in liquid funds. I'm in the market to buy a $180,000 house with my fiance. I would like to know how much I should put into home equity in the form of a down payment, ... |
|
 Is the housing market about to collapse? |
| Should I invest in a home now or wait and possibly get a much better deal?... |
|
 Where can I invest American Dollars to get the best interest rates without Risk? |
| My banks interest rates have dropped. Now it is 1.7 pecrent in a savings account, or a little better in a CD. I am looking to possibly invest some money elsewhere. Please let me know if there are ... |
|
 How much is my website worth.? |
www.mensclothingtrends.com
About 8 pages.
2,300 views in 3 months set-up
listed on google, yahoo
... |
|
|  |
The Duke of Fantasy Football | Should I start my 401k now in this crazy market? |
I have been with my company awhile, but have not been making contributions because I was paying off debt, I am now debt free.
I am 25, and my employer matches up to 8%.
Two questions, should I wait until next month or some other time frame to start making contributions? And how much should I contribute? I can afford the 8% without a problem, but how the market is should I hold back? Thanks for any advice. |
 |
 
robe
|
You couldn't pick a better time to both start a 401K, and max it to the limit your employer matches. Stocks are at multi-year lows, and a 401K is, by its nature, a long term investment. What an outstanding time to have the program you do. Always max your savings in the 401K to the extent your employer matches it - because dollar cost averaging is one of your best weapons for long term returns. You can afford to be a little more aggressive when you're younger, so keep that in mind among your choices. |
|
jeff410
 |
Yes, absolutely. You're young and the sooner you start the more you will have when you retire. Eight percent is a very good match too. Never wait to start investing for retirement but it was a good idea to pay off debt. And contribute at least up to the match if you can afford it. |
|
leeplus3
|
WITHOUT A DOUBT!!! By the time your at retirement age your stocks will have climbed greatly! THis is the best time for young people to do long term investing |
|
Ashley D
|
First of all, congrats on being debt-free! That's a great accomplishment considering today's America.
-and-
YES! (Now is also the time to buy stocks since they're so low!)
The earlier you start the more you will have to retire on. The market will bounce back and you're so young that you have time to wait until it does. 8% employer-contribution is amazing and you should DEF take advantage of it. If you can afford the 8%, do the 8% for sure! It's free money!
Just keep in mind long-term. Yes, the market is shaky right now, but it will recover and your 16% will be there to benefit when it does. |
|
bud68
 |
Yes. Contribute enough to "max out" the employer match. Then, if you can save more, fund a Roth IRA. |
|
Jay L
 |
Start now. The shares are cheap now and will make you some good money.
Invest 8% and more if you can afford it. Since your company matching 8% you would be a fool to pass up free money. |
|
The Hoss
|
You are at the perfect age and the markets are at the perfect level. Buy Low sell high. Get in now when you are getting stocks at a bargain and with your employers matching 8% you will be well set at retirement.
|
|
Oracle Apps
|
The first thing you need to know is that your life expectancy is 85. The second is that some stocks like Walmart have increased by a factor of 10 every decade for 30 decades.
That means $1000 becomes $1million in 30 years and becomes $1billion in 60 years.
Every thousand you waste now is a potential billion you won't collect later.
The only stock I would consider TODAY is Berkshire Hathaway "B" (BRK-B).
Warren Buffett's lifetime average return is 18.1%. It fluctuates from 8% to 40%. This is when he makes 40% - buying great companies at distressed prices.
If you want to diversify, I suggest Rio Tinto (RTP). BHP got clearance to proceed with its buyout. Also, RTP is an inflation hedge.
Good luck,
- CarlD |
|
Cisco
|
Absolutely!! Get started now. You need to contribute at LEAST the 8%, because you are guaranteed a 100% return on that through our employers matching. If you are not comfortable with stock I'm sure the 401K offers either bonds or money market type of option that is very low risk. But being 25 you have time on your side, so I would probably allocate among large/mid/small cap stocks, internantional and little to no fixed income. The good thing about this market is that you are buying stocks at a bargain right now. Dont get too worried about losses from month to month....keep in mind this is for retirement and you have years to contribute and history has shown that whenever the market is down it eventually comes back and you dont want to miss that. |
|
forheavensake44
|
No, ask around everyone is losing theirs. By contributing now you are assuming that the economy is getting better. It's going to get worse before it better. Right now no one is gaining in their 401K, talk to people at your work and you will see everyone has lost thousands. Now is the worse time, wait till the economy picks up. If you can afford to invest, save money back from your paycheck until things look better. You are only going to lose right now. The buy low, sell high stuff people are talking about is buying stocks not investing. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 6 minutes(s) ago
| | | |
10 | 35 minutes(s) ago
| | | |
1 | 37 minutes(s) ago
| | | |
11 | 43 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
