vaibhavk23
|
YES!!!
That is the safest and simplest way to invest in Share Market and why just share market, these days also in Gold. The people taking care of your investments in a mutual fund are professionals whose job is to take care of the funds. They are well educate about the market and TIME it properly.
So, the safest bet is mutual fund and one should use this safe means.
Also these days, you can save tax by investing in Mutual Funds. So double benefit. |
|
jonas s
 |
funds can be good and bad , here are some major considerations
cost; expense ration and load ( load is charge at purchase and /or sell, avoid load look for no load funds)
objective ; what rules does the fund follow in what they invest into, is it industry specific ( ex. commodities energy, healthcare etc) or a particular inex etc
if a fund doesent perform well you will still be charged a fee annually so you can lose value if multiyear losses stack up
i tend to be more caution, as it is easier to lose money than make it |
|
Repairmanjack
|
Yes, INDEX funds to be exact.
There are 3 types of funds:
Actively managed funds. These are usually expensive because there are fund managers trying to guess what the market will do. They usually can't and the high costs you pay kill your returns.
Index funds are usually low-cost (Vanguard has good ones) because they follow a formula and do not try to beat the market.
Over time, 80% of index funds beat the actively managed funds.
ETFs are index funds that trade like stock and can be even cheaper than index funds unless you are paying a lot in trading commissions to buy them.
Learn more at this site:
http://www.saveyournestegg.com/diy.html |
|
Valery G
|
I can believe how naive you, people are!!!
As long as the market is on the way UP, the equity MF will make lots of money, when the market is down, you will loose it, but you'll still have to pay management fees, 1-3 % annualy. You probabaly don't know know what prolonged reccesion is, i mean 10-20 years recession, like it was between 65 - 85. Imagine, for 10 years you equity MF (in real terms ) goes down or does nothing (if div are reinvested), but u have to pay 3%*10=30% of your money as management fees. I don't remember who said the phrase: mf are for ignorant... Buy 10 desent stocks and sit on them, it's better than investing in MF. And, buy the way, who told you that MF managers are professionals and know better than u do how to invest??? You' re deadly WRONG!!!!!!!!!!!! |
|
derek
|
Sure.
I prefer ETFs, but mutual funds aren't a bad choice either.
Mutual funds are more convenient for folks just starting out and for folks that make small-ish, regular investments. |
|
Mike K.
 |
Yes, absolutely! And they're not just for people with a relatively small amount of money to invest, although they're the best way to start investing with a small nest egg.
A ten-stock portfolio is extremely risky. Recent studies show it takes 40 to 50 stocks spread across the various industries to be well diversified just in the U.S. stock market.
Invest in mutual funds worldwide to make the most of diversification and avoid the possibility of suffering a protracted bear market in any one country or region. A ten-stock portfolio would have the same exposure to a protracted bear market as a mutual fund invested in the same market but would have a higher level of risk than the mutual fund. |
|
Sixtus
 |
yes but only index funds.
Actively managed funds claim to do a lot, but very few ever beat the market.
So the choice if all funds expect to do roughly the same is choose the one with the least fees.
Which means the least trades, least managers, least accountants, marketers, advertising gurus eating up your hard earned cash.
Put it this way. Take 20,000 .The average fund return over 30 years is 12%
A fund with 1% fee gets you 11% which is $161,000 at the end of 20 years.
A fund with 4% fees gets you only 8% which is $90,000at the end of 20 years.
3% difference in fees means you are losing almost half your money at 20 years!
And some pack of 'active growth managers' are becoming millionaries off it.
Index funds have the lowest fees around.They buy leading stocks, sit on them and let the stockmarket manage itself.
And they do work and make you money, since the stockmarket has grown an average of 12% the last 100 years.
The only problem is when times are tough, your fund is not worth much- until things pick up again.
lastly forget Vanguard, once the best index fund. because the guy who founded it retired and it was taken over by a regular pack of scam ******* active managers. |
|
Satyen
|
Any investment decision has to be taken after evaluating the risks associated with it and the investor's appetite for the risk. A portion of your investment should definitely be in equities as over a long term , say ten years, equities perform much better than any other class of investment. once you have decided the portion of your investment that should be in equity, the best way to invest that portion is through the Mutual Funds. Do not invest in new schemes and go for established long term performers. visit some sites to carry out research before investing, do not follow any tip. valueresearch.com is one of good websites for research in Mutual Funds. happy investing. |
|
abhiwillCu
 |
yes with proper understanding of scheme |
|
BigBen
|
why not? |
|
src50
|
Question is too vague - it depends on their financial situation and investment objectives. |
|
Big Bully
 |
Mutual funds are a joke. People invest all their hard earned money into these funds thinking they will get this great return. In reality, the only one making any money on these funds are the company themselves. |
|
Focus
|
It is right time to start investing in Mutual funds. Look at this website for getting complete details. |
|
Irfan B
|
I came accross this wonderful blog link,there are many topics which a beginner in stock market should read.
thankyou..bye
http://kb-indianstockmarket.blogspot.com |
|
bens J
|
yes
As the mutual funds are designed by investment companies to buy shares in different stocks and other securities, the mutual fund investor along with their ownership of shares of the mutual fund, have a restricted claim to ownership on few of the securities held by the mutual fund. Besides mutual funds provide the dual advantages of diversification and professional money management services to manage the money invested in the fund.
Shareholders can buy more shares or sell the shares they own whenever they wish. But these transactions should be carried out carefully since the prices of the shares vary daily and can significantly affect your profits.
http://debts-to-wealth.com/category/Guide-to-Mutual-Funds.html |
|
jim_merrick
|
If the individual is looking for long term investment opportunities then yes Mutual funds are a good way to diversify risk. There are many funds and the next question is if I am going to invest in these how do I know which one to pick. Look for fund families with long history of performance over both good and bad times. Look at expenses and fees. Select a fund that 1. meets your investment objective. 2. Fees can be justified by performance in both good and bad times, and 3. Has levels of management in place so that if 1 fund manager leaves, the knowledge they take with them does not leave you in a fund that manages its assets in a manner you did not anticipate. American Funds is a good fund family with multiple levels of management to protect investors from loss of knowledge if fund managers leave. |
|
www mittalji.com
|
Meri hardik ischa hai ki janta MF me nivesh kare. |
|
1781
 |
Remember one thing in the life.
Not a single person have control over economic factors.
In MF too decisions are taken by person though more experienced then us. But still they are not always expert.
Investing in MF does not gauranteee you good return always. You have to be constantly in touch with market and take decison accordingly to sell or buy. |
|
*INDIAN* TIGER*
|
YES PEOPLE DO, ITS SAFE |
|
murthy naidu
 |
SAFE AND BEST TO LOWER INCOME GROUP PEOPLE |
|
ahmed k
|
Assurance of doubling the amount within three years .Go for SBI Mutual fund sure and safe . |
|
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
