Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 Is it generally good news for a stock to split? Where can one find a list of stocks that have announced...?
an upcoming split?...


 Is it wise to invest in different mutual fund companies or just one?
Is it wise to invest in different mutual fund companies or just one company for maximum returns? My reason is that in case Company A fails, I still have a backup with other companies.

What ...


 Is anyone shorting stocks right now?
Seems like a good time to do so to make some money....


 What does it mean when someone talks about the APR of their investment?

Additional Details
I was looking for more detail than APR = Annual percentage rate. Sorry, should have said that....


 Will Gold reach $900 ?
...


 How do you start a hedge fund?
...


 Im losing my stock money!?
ok well im 19 and have 6000 in american funds capital world growth and bonds. i put it invested around july and now im at 5600, i COUlda bought around 362 double cheesburgers with that money. Did i ...


 Why would a person like to be a shareholder in a business?
...


 What are/is the Best "Cheap" Stocks to buy?
Looking to make short-term investment (1month)

T...


 I need 16,ooo dollars in 30 days. What do i do?
I needs 16, 000 dollars in 30 days. What do I do?...


 Why is the sensex down? Is there hope for BSE? Is the US subprime crisis affecting Nifty?
...


 Which is the best Investment Option in todays scenario (Stocks, Property, Mutual Funds etc...)?
I have been looking through several options but have not been able to decide which one would be good from a long term prespective....


 Investment Advice?
Hi, I am 19 years old and would would to invest $10,000.00. I do not want anything too risky at this point in the game because I plan on this being short-term. I would like to access the money in 3-5 ...


 What and where can I get a security that can pay me 7 to 10% a year?
Something that does not lose its principal like a bond sometimes, just something that makes 7 to 10 percent a year.

Thank Y...


 Hi.......Honestly, who can tell me what investment program online is can give earning and not scam?
...


 How do i play the stock markets?
...


 19 and interested in Investing and Making a little cash? Short term or Long Term?
Saving account don't grow fast and have horrible interest. But I'm also in college so not really rich, more on borerline broke. But I do play to have a least $300- $500 dollars from work ...


 I had three thousand to invest should I invest all in one stock? and what is the best one to look at?
...


 Where do successful stock traders learn to trade?
I would like to take some courses to learn how to research and trade stocks, but I'm not sure what to look for. Any suggestions? Thank you!...


 Do i need an attorney to purchase a house in Florida being sold by the owner,i live in NY? No middleman,?
FOr sale by owner in florida, i live in NY, can this transaction be done between us without attorneys or do i have to retain an attorney ?...



LOhaNNe S
Sub-prime mortgages crisis-what is the lesson learnt and how can we avoid it in the future?
I would like to know what bank should and shouldnt do to avoid this crisis in the future.As the matter directly affect the US stock market and also the contagious to other part of the world.
                     
 




itsjunglepat
Rating
The whole thing is odd. The banks had to know that this was the likely scenario, yet many didn't stop it. I think that there's some strange politics here that go beyond simple greed, but greed was probably the primary factor for many. Some banks have behaved responsibly, and aren't as prone to the fallout. The lesson? Don't help people make foolish choices by giving them easy credit?


Rob Kosberg
Rating
In my opinion this type of thing will continue to happen, perhaps not in the residential mortgage industry next time but somewhere.

The sub primes mess is a product of Wall streets' voracious appetite for AAA rated investments that were not really AAA rated. Wall street was buying so fast during the real estate boom that Banks created products for more and more people to get loans to in turn sell more to Wall street. For a while everything was fine because real estate was rising fast enough in value to stem the tide of delinquincies. Someone blinked and it all came crashing down.

We had the RTC in the 90's, the tech bubble burst in 2000, 1% fed rates and now this. It is a cycle that will continue.


?
Don't loan money on half million dollar homes to people on welfare?


Andy
Rating
The real problem was with the Fed cutting down to 1% after 9/11 which precipitated way below normal interest rates for mortgages. What you can do in the future is wait for the rates to get down under 2% because it will happen again and we'll have this cycle all over again.


Ron Berue
Its sad to write everyone has to suffer for the actions of a few.
In other words, "One bad apple spoils the whole bunch."

At least three ways to severely reduce this situation from happening again:
1[ Actually licensing individuals who get in the real estate, banking and mortgage businesses - AND the businesses and institutions those folks work for.

2] Mandatory Continuing Education - known as "M.C.E. at ALL levels.

3] Before performing the acts, making license fees and penalties so high, folks will have to think three, four or more times.

HOWEVER, the world has not-so-ethical doctors, attornieys and other professionals - at all levels, doesn't it?

Thanks for asking your Q! I enjoyed answering it!

VTY,
Ron Berue
Yes, that is my real last name!


shaluv7
Rating
the lesson is "if something seems to good to be true...you should probably stay away from it"


john p
Rating
Lesson: There will always be a "crisis" in the stockmarket, Dot.com bubble, Enron, et al, sub-prime. Go back in time & every half dozen years or so, there was some kind of investor rip-off.
Avoid it in the future: The same way one avoids the common cold...


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy