
Jonathan T
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I'd speak to a qualified Financial Advisor to give me a few pointers. I'm qualifying to be one myself after 5 years of experience as a Mortgage Consultant. One thing I've learned is the safest way to invest is through diversifying your portfolio.
See, there are basically two kinds of risk - systemic risk and non-systemic risk. Systemic risk you cannot do a lot about, as they are the factors which affect everything (inflation, national and world economic conditions, etc). Non-systemic risks are particular to an individual type of investment, which is why it is never a good idea to "put your eggs in one basket", so to speak.
Needless to say, if you put all your eggs in one basket, the potential returns could be high, but you are exposing yourself pretty badly should there be a good chance of your investment going awry. This is not an advisable investment strategy. Hence, this is why it's advisable to speak to an Advisor, who will be able to help you construct a portfolio with a minimal level of non-systemic risk.
There are many factors at play in such a scenario, so if you really do have £100k to invest (lucky you if you do!), I would very much recommend you speak to a Financial Advisor to work out what to do.
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The Voices Are Getting Louder
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Under my mattress, its the only safe place left lol |
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Georgieboy
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If I had that much moolah I'd invest it in something nice, like a blue bicycle with a basket on it.....................And a helmet. |
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Auld Git
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Either under the bed or in the Vatican bank. |
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macandy
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do not invest if you not prepared to lose! thats in anything at all! at the moment if you are a gambler you could treble it in a week, but you could lose it too! if you want to go safe as listed by some on here i think its an ansult to get 5 percent return on a hundred grand n not worth it, i pulled mine out of uk 2 years ago n switched to china until 3 months ago n now ive switched to property in asia n doin ok(18%return) |
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Friendly Neighbor hood Pedophile
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probably in a house then i would wait for the value to increase again then sell it |
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theukguru
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premium bonds with NS&I or Gold. gold is a sound investment at the moment. but not with private banks. You could go with Northern rock or Bradford and Bingley since they are now government owned. or you could invest in property i will go backup in value giving you a nice profit. |
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Prince Bharat Bhardwaj
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in one of the emerging markets - India, China, Brazil and Russia |
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Mand P
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I wouldn't.
I'd put it under my mattress..safer there than anywhere else at the moment!! |
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Mental_rachel
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I'd buy a 100,000 lottery tickets because that would probably be a better bet than any of the banks just now! |
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juju
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I could buy 2 houses in my area which were worth £100,000 last year I would invest in them and wait for 10 yrs and make money from renting them out £900 per month round here.
So would be quids in and even more so in the future!! |
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Guineapig
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In a National Savings and Investment Guaranteed Income Bond - no risk capital safe [owned by the UK Government] and a monthly income around £380 net of tax [paid monthly]
based on your £100,000 |
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jilly
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Premium Bonds - at least you should be able to get all your money back & you might win a bundle. |
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D
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Invest is nowhere I would keep it under the matress. Ok might buy a few premium bonds. |
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Francis D
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probably rare coins. When economy is down, coins do exeptionally well because all other investments fail. |
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Craftworker
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Nationwide E-BOND would give you about £5000/yr income |
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Haven
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I'd buy antiques/art with it. Stuff which will only appreciate :-) |
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Tizzie
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Maximum allowed in premium bonds per person is 30,000.
Sounds naff but post office is the best bet at the moment as it is owned by the Bank of Ireland. |
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