 Traders: Is the price of gold being manipulated by the Feds? |
I believe it is.
But now that we have a new Chairman of the Federal Reseerve Board, the practice of using (illegal) Gold Swaps with foreign countries is going to stop and gold prices will fall ... |
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 Is there any item that I can buy and resell for the same value? Must be paypal or credit-card ok.? |
| I'm looking for an item of any sort which can easily be bought and resold without significant loss of value. Does anyone know of any stock broker companies that allow you to buy stocks with ... |
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 Are you buying stocks, now that they're down? |
| Or do you think they're going down farther? I'm buying on a regular schedule rather than trying to time the market, but I'm curious what others are doing.... |
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 Will the Gold price go down in next two weeks? |
| Please advise. I am aware of the fact to buy gold 2008 is the worst year. but taking things like economy in consideration any suggestions based on your experiences?... |
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 Is now a good time for me to invest in the stock market? |
| Since the market is not doing so well, is it a good time for me to purchase stocks at a cheaper price? I have never invested money and I want to. I was told that the best time to buy is when the ... |
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 In mutual funds, only the time of buying matters? |
| I understand that at periodic intervals you invest money and buy securities, thus increasing the number of units you hold. So if the NAV is low you buy more units and if the NAV is hight you buy less ... |
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 Iam a retail investor. i started with 6.5 lakhs. now iam? |
| left with 3.5. i lost 3 lakhs in trading in futures market. though i made some money, the money i lost is more. now pl answer me, are there really retail investors who make money from stock market. ... |
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 Is the daily volume of a stock traded really important ? |
| when for every seller there's a buyer why shold we look at the volumes ? what should be construed when the volume is higher or lower ?... |
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 IRA Account Question? |
| I want to open an individual IRA account because my employer doesn't offer 401k. Which company should I open this account with...Ameritrade, Fidelity, or Charles Schwab? Does anyone have a ... |
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 Overstock.com: Safe? |
| I'm thinking of purchasing a digital camera from overstock.com. It's $100.00 cheaper than it is at Best Buy. But, I was thinking that since their stuff is so much cheaper, that maybe ... |
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 Are I bonds a good investment? |
| I have about $1400 dollars worth of I bonds. I am thinking maybe this is not such a good idea. Will they be worth anything in 15 yrs?... |
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 Isnt it discouraging for younger people to start investing in 401k and IRAs? |
| with the stock market doing what it is doing? stocks usally have a 10% a year interest on avg dont they? won't it seem like a lot less now?... |
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 100 share of stock is called a (blank) lot? |
| i nned help tryin to find dis answer can u help ... |
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 Whats the best way to invest with 2,000 dollars? Must you study and master options? |
| can you reasonably start trading full time with just 2000? I dont know. Please ... |
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 Last month (March) I made 7.46% on my investments. Is that considered good? How did you do? Just curious.? |
.28 basis points cost.
Still new at investing and was wondering what the average person's return was for the Month of March.
Additional Details
trade_info, I know what ... |
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Kay M | What's the Difference between a CD and a Money Market account? |
I have been trying to figure this out for a while and I don't know. Any interpretation any one can give me would be great. Thanks. |
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wrkey
 |
Simple differences...
CD - Certificate of Deposit - These are investment vehicles where by you place a specified amount of money 'on Deposit' for specified period of time for a specified interest rate. As long as you don't withdrawl any funds from this account (which is difficult to do) then at the end of the term you withdraw the full original amount plus the interest earned. These are very safe investments with a known specific result.
Money Market - can be viewed as a 'merged checking / savings account'. Generally there is a minimum opening balance and minimum average daily balance. You can withdrawl and deposit funds but the number of transactions are generally limited per month before a transaction fee schedule kicks in. The interest rate is generally a variable rate based on the going prime rate. You can close the account at any time you wish with minimual penalties (if any).
How to use: Let's say you have a set amount say $10k that you want to invest. If you KNOW you will not need any of these funds for a period of time (6months or more) then purchasing a CD for this amount will give you a greater return (higher interest rate). However, if you feel that you may need portions of the cash over time or you wish to make use of the interest as it is earned then a Money Market is the way to go. Because of the uncertainty of the length of term and amount invested a money market account's interest rate is generally less than what you can get in a CD. Also, with CD's the more you put in and the longer the term, the higher the interest rate that is paid.
Hope this answers the question! |
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Ron Mexico
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CDs are less liquid, meaning that you would have to pay a fee to withdrawl early.
Money market is basically a cash account, were you earn interest overnight. |
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DeltaForce
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CD's are time based, while money markets are not.
Both are 100% safe.
Also, contrary to popular belief, you can get money out of a CD early. You just pay a penalty in terms of lower interest earned. Your principal is always 100% accessible. |
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Ranto
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A CD is one type of money market security. There are other types -- but they are all very similar. As others point out to you -- once you invest in them, you pretty much have to wait until it is paid off to get access to your money. However, this is true of most money market securities (including T-Bills).
A Money market account, however, is really investing in a mutual fund that invests in money market instruments. They invest in a wide range of securities -- including CDs. There is always something maturing -- plus they have easy access to the secondary market -- so they can offer you more liquidity. |
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lostintheclover
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Cd's tend to have higher interest yields.
CT |
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dantrumble1974
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The MAIN difference is that a CD you CAN NOT have access to your money for a predetermined amount of time. Think of a money market as a type of checking account. Actually some banks even give you checks for them. If you need to stay liquid Money Market is the way to go. If you don't mind putting your money to sleep (for around 6 months at a time) a CD will pay a little better interest.
Slainte,
-D |
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philski333
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You get terrrrific music from a CD !! You'll never get a good rap song from a Money Market account !!!! |
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