 I want to start buissness with zero investment?any idea? |
| I was doing job in kpo,but now a days i am at home.thinking about a business wich dose not require my presence at all time.... |
|
 My wife and I have an IRA with T. Rowe Price. It is divided up into stocks, bonds and money markets. So? |
| About 70% in money markets, 20% in stocks (international and domestic) and 10% bond funds. We are in are late forties and early fifties. Roughly 80k. Does this sound like a good mix? Any feedback ... |
|
 Bank Stocks, will they ever recover? |
| I hold some shares of C and BAC. I can wait 30 years for them to turn around, it's no rush, I was just wondering everyone's opinion of whether banks are ever going to recover anytime in ... |
|
 How can I make money with a stock that is now underwater? |
| I bought a stock for $25 a share. It's now worth about $18, and it's been in this range for the past 2 years. Is there anything I can do, other than selling it and writing off the $3k loss?... |
|
 Iwant to invest in a share market. I am just a beginner. I would like to know more about the share market. Ple |
| what is the minimum amount required, what are the chancesof losses and what things should be kept in mind while investing in any company?... |
|
 I'm 16 and i am very interested in stocks, and i want to invest.. help? |
| I watch Mad Money constantly, i've been watching it since i was like 13 and i think it's hilarious but i also want to look into stocks because i think it could get me some money in the long ... |
|
 I have lost 90% of my investment in a certain stock, can I sell the rest and write if off? |
| I bought some stocks in 2005. If I sell them today, I will have lost 90% of my investment. I need a tax write off and was wondering if this is a good idea? If you want to know if the stock is ... |
|
 Should I put extra money towards paying down principle on my home, or invest it? |
| At the end of each month, I usually have about $100 extra, left over, that I don't need to spend on anything with. I want to put that extra money towards building my equity, but I'm not ... |
|
 Help please? |
So I just decided to invest in stocks. Are there any forums or really helpful websites that can dumb down the procedures that I need to follow?
Thanks!... |
|
 Is now the time to buy Google shares? |
| At $450 and change, is it time to pull the trigger? Long term investor.... |
|
 Investing(newbie)? |
What are some good investments for someone new in the world of investing? I know there are all kinds but just tell me what you think I should look into. Thanks.
PS also if you could ... |
|
 What are the safe investment options to earn more money? |
| relates to depositing money and earning money after some ... |
|
 How to make $ 300 easily? |
ok im 13 and i need some money fast so is there any way i can make money FAST any ideas
i live in a small town outside of houston, tx and i really need some money and sugestions?
oh ya im ... |
|
 I have a 100k sterling to invest? |
| what are are my best and safest options at this moment in time!... |
|
 How long do you think this financial crisis is going to last? |
| How long do you think this financial crisis is going to last?... |
|
|  |
badwithmoney | What's the best thing to do with $100k in you have $75k in debt? |
I might be getting some money from a relative's estate. I was considering paying off all my debt but a friend said to look at investing it somehow and using the earned money to pay down debt even though it takes longer, obviously. What does the wisdom of Yahoo Answers think? |
 |
 
Nikolas M
 |
If the interest rate on your debt is less than 10%, invest in stocks since the historical rate of return on stocks is about 10%. But if the interest rate on your debt is greater than 10%, pay as much of it down as you can right away. |
|
zygote222
|
From a strictly financial point of view, you should pay off the debt unless you can invest in something which generates a higher after tax profit than the amount of interest you are being charged on your debt. More often than not this calculation favors paying off the debt, since a lot of debt carries such high interest that it's not possible to get a higher after tax return on your investments without taking on an unacceptable amount of risk.
You also have to look at your own money management habits. Would you really invest the money? Maybe you would find it hard to resist the temptation to spend it on things you've always dreamed of having but could never afford. That could result in an absolute disaster, if you spend the entire inheritance and still have the $75k debt. You would have blown what may be your only chance to climb out of debt without devoting endless years to scrimping and saving.
All in all, I suggest you use $75k to pay off the debt and invest half of what's left. Then spend the remaining money on something you really want as a reward to yourself for handling your inheritance wisely.
Just make sure you don't spend yourself into debt again. |
|
stephenweinstein
|
Use $75k to pay off the debt. Save enough of the other $25k for 6 months living expenses, in case you lose your job. Invest the rest of the $25k. |
|
padawan1481
|
Even with a windfall you need to be careful how you use it. I would actually pay off all the debt, and only then start thinking about investing it. |
|
Judy1
|
Depends on what kind of debt you have. If some of it is high-interest like credit cards, then I'd pay it off. If it's a mortgage or student loans, I'd probably invest the inheritance and pay the loans on schedule. |
|
Suzy
 |
Unless your debt is in real estate, pay it off. |
|
cindyclown
|
I would use it to pay off al your debt and then put 3-6 months worth of living expenses in an emergency fund (you never know when you may lose your job, be out for an illness, etc...) and then invest the rest.
When you are debt free and have no payments, all that money you have been paying to creditors can all of the sudden be used for investing or whatever! Why keep the debt when you can start saving all the money you've been paying out all this time? |
|
Sarah C
 |
I would take some of it and invest it. My Real Estate Investment Advisor can help you with your investing questions. Send him an email and he can help you.
thomasmcgee@realtyagent.com |
|
Vulcan 1
|
Put the money into a bank account.
Set up automated payments to your bills
That will keep your credit at high level.
Keep working your regular job and don't get tempted to take out the money for luxery things.
100k isn't very much money today and you could go broke fast and end up into bankruptcy |
|
vtown_german
 |
unless you pay no interest on yor debt you should pay it all off. the debt will just keep growing. start over and pay it all off and make better decision in the future so you won't get back into debt. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 16 minutes(s) ago
| | | |
8 | 30 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
