 This questin is for expert only,what'st the best saving account for ammount over 6 figues? |
| also is it good idea to put that much into a saving? what would a tax like? is other good idea for a no risk safe investment?... |
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 I m on the verge of investing in equity , but want to track the performence of past few months of the comapny? |
| are there any sites where i can track the performence and see the fluctuations in the price of each companys' share for the past couple of months ........ |
|
 Big Footsie falls because of that american trash why.? |
Dosent it make you sick that because those american idiots are making a mess of their finances we in Britain have to suffer?
I think that their money markets should be relinquished and those ... |
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 I would like to invest $30,000 given these criteria, what do you think would be best to invest in? |
I don't want to just rely on simple interest.
I don't want it to sit in my bank in USD, because the US dollar is sinking, and i don't have much confidence in it.
... |
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 I am losing my money. I put $10,000 in a stock (TMA) and lost half that money. What should I do with the rest? |
| Should I keep the rest of that money in that STOCK??? Please help. I am in deep trouble if I lose the rest of that money!!!!!!!!!!!... |
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 What do we have to do to get out of this economic slump? |
| what are we going to have to do to get out of this, also what jobs will be safe and still earn decent money if a recession strikes?... |
|
 What can I do with 1000 dollars? |
| Does anyone know what type of business' I can start with 1000 dollars?... |
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 What is a semi-safe way to invest $4,000 with great returns? |
| I want to invest $4,000, but I am NOT interested in stocks and CD's.... |
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Charles | What are you going to do with your 401K? |
The stocks keep tumbling and the returns are in the red. are you keeping your 401K the same, making adjustments, closing it out, what? |
 |
 
dividendgrowth.blogspot.com
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I personally keep investing a part of my paycheck in a 401k. Please keep in mind that your 401k should be treated as a long-term investment, so you should not be concerned with the daily market fluctiations and all the recession talk UNLESS you will be retiring in 5 years or so. If that's not the case I would advice you to keep a long term perspective and ignore the media. The US market has always gone up over the past any 20 year periods on a TOTAL Return basis from 1925 till 2007. The worst time for the stock market was from 1929-1944 ( the great depression and world war II) when it took the market 15 year to recover to it s 1929 highs ( including dividends). Unless you believe that we are entering the next Great Depression, i would advise you to keep buying in your 401k. You get a tax benefit for doing that and there's a high chance that your employer matches some percentage of your contributions as well. Remember that even if your mutual funds fall they would still distribute dividend payments to you, which is a good reward for your patience as an investor.
I would recommend for you to have a diversification mix of large-cap US stocks, some small and midcaps as well, some international funds and some international emerging market funds. Add some bonds, but please do not keep more than 10 % of the 401k in them. |
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David M
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Keep it and keep plowing money in it. You don't lose anything until you sell. So wait till it goes back up and sell for a gain rather than a loss. |
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Joe
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You might want to consider reallocating your 401K to a balanced fund (stocks and bonds) though it's a bit late to do so. If you've been in bond funds through the last six months, you've actually increased your balance. If you were in bond funds prior to about six months ago, you probably didn't make money.
Allocation ---- and time ---- are your biggest assets. The market has always gone higher but there are periods when you have to have a pretty strong stomach to stick with it.
Stay with a balanced fund. In the long run, you'll be fine.
(DO NOT stop making contributions and DO NOT take money out. If a stock was a good buy at $50 ... it must be a FANTASTIC buy at $30!!!)
Hope this helps!!! |
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Scorpio
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If all you cowards didn't panic, we wouldn't be in this mess in the first place. Just shut your pie hole, hold your positions, and keep adding to them. |
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Dave W
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Back before all this doom and gloom started, when many of the current problems were there, but most people were ignoring them, I moved a lot of my 401k money to cash. Now I'm gradually moving some of it back into stocks. If we get a huge drop tomorrow (Jan. 22) as it looks like we will, I'll likely move some more.
The surest way to lose money in the market is to buy when everyone else is buying and things look wonderful and sell when everyone else is selling and things look horrible (like now). Doing that ensures that you buy high and sell low, which pretty much guarantees poor results.
Except for someone within a year or two of retirement, I think raising the portion of a 401k in stocks when the market is low is the best strategy. Over the course of history, the market has recovered after every single decline, no matter how severe, and returned to record highs, usually within a relatively short period of time. I don't have any reason to think that this time will be any different. |
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Don K
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The smart thing to do would be to gradually put more into stocks the lower the market goes. Buy low, sell high. For long term investors, dips in the market are a buying signal, not a selling signal. But if you cannot stomach the ups and downs of the market, a good portion of your 401K should be in moneymarket funds and bond funds. |
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edco
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I moved some from agressive stock funds to bonds last year. I continue to add to international funds.
Close it out? Never.. With an employer match and tax deferment, its a no-brainer..
Unless you plan to retire this year, why worry? |
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RANDALL M
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I have moved all of my assets to cash, bonds, high dividend paying stock, but less of that than anything.
And contrary to popular belief, you are losing money, whether you sell or not. It isn't still there is it?
Good luck. |
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