 Ideas for low-risk investments? |
| I've got about $3000 sitting in savings right now earning 1% interest. I'd like to take that 3000 and put it somewhere with a higher return, but I'm conservative with my money, so I ... |
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 What is the best investment my wife and I can get into since were totally new to the idea of investing period! |
| My wife and I don't make a tone of money but were getting there! We have children and need to be conservative. What would be the best investment we could get into that will yield us something ... |
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 Is a 1942 American Penny worth anything? |
I have pennies from the 40's and 50's and one 1936 penny
A dime from 1968 too
Are any of these coins worth anything- Who knows or also is there a site that indicates the ... |
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 What is the smartest way to invest my $ for retirement? |
| I am 23. Just out of school. I want to start saving for retirement early. I just want to end up with $1.5 million in the end at 60. I need simple. ie Put X amount of $ in for X amount of years to = ... |
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 When you buy the stocks, how~~? |
I am wondering when you buy the stocks, how you pick up the good
stocks from your point of view.
I am really interested in choosing the profitable stocks in the future.
why don't ... |
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 Best way to borrow money - venture capitalism? |
| I have a small business that would do a lot better if there was some capital. The problem is credit. I own all of my equipment and my building as well as an accounts receivable but banks do not ... |
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| detail explain about online ... |
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 I wish to start investment in stock exchange but have no formal training. How do I get myself into investments |
| are there any training courses or do I have to join a stock trading company to get training as an investor?... |
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 If you had $5000 to your name, and no job, what would you invest in? |
| Two kids, a mortgage, no job, and only $5000. How would you invest that $5K to create an income for you immediately, while also serving as a long-term investment?... |
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 Oil is going up or down? |
| It's now around $66 a barrel down from $78. Still going down or back up?... |
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BadBrad8910 | What do i do with my money? |
I have 5000 dollars that i want to invest..even if its for a long time. What is the best way to go? A cd? a stock? what would you do or what have you done to grow your money. |
 |
 
Joe
|
You should invest in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be.
If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea.
I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion
If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.
Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:
http://www.vanguard.com/VGApp/hnw/planningeducation
http://www.dallasnews.com/sharedcontent/dws/bus/scottburns/columns/2007/vitindex.html
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education |
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Robert N
 |
Hello First what level of risk are you willing to take? What is your goal is it to retire or create an income? how long of a term are you willing to let it work for you and what do you expect in return? If you write me at bankerbobretired@yahoo.com I will answer your question in more depth if you can answer the questions |
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Blanston
 |
www.freedomrocks.com/19768 Watch the videos use no more than 8% on the 400 to 1 margin and stay away from the yen. It will be well worth your time. |
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eviechatter
 |
I think Stock would be your best investment.
Just talk to a stock broker to find the best stock.
Good Luck. |
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San Diego
 |
As with most things that are important, it depends...
If you are young and are wiling to take more risk, invest in stocks. You'll have to be actively involved in keeping track of the performance of the stock.
If you don't have time to do that, find a no-load (no fees) mutual fund and invest in that. They will do the diversification for you.
If you are very risk averse, put the money in a CD. No risk of losing it, but you will also earn lower returns. |
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Socrates470BC
 |
The stock market is generally more suited to long term investment plans, unless of course you want to become a day trader.
Anthony Robbins used to advocate a system called OPA (Outcome Focused, Purpose Driven, Action Plan) to help you reach your goals. The name was later changed to RPM.
Anyway what that meant was you first of all had an Outcome (Let us say that your outcome is to grow $10,000 into $5Million over the next 15-20 years)
Purpose Driven. This is what will make you strive towards your goal, taking all actions, and not getting discouraged. (This is the dream. What will you do when/if you had $5M. This is what will kick start your massive action plan, this is what will give you the energy, the stamina, the belief that it is all worth while)
Finally, the massive action plan. What it will take for you to reach your goal, your $5M.
Having studied many investment funds, read books, and followed the financial press, you will rarely find anyone (who has a proven track record) that will tell you exactly what stocks to buy, when to buy them, and more importantly when to sell them.
Most Mutual funds fail to beat the market average, so even if you chose Mutual Funds, there is no guarantee of success.
So what can you do? What is the best way to reach your goal of $5M balancing the amount of risk you are willing to take against the chances of reaching your goal within the next 15-20 years?
Unless you have a crystal ball, all investment systems will lose money some of the time, but a really good system will always have more ‘UP’ months than ‘Down’ months, and the ‘UP’ months will generally return more than the down months will lose.
The one system that I have seen, that has a past record, is achievable, and more importantly is easy to understand is the Stocks Monthly system. |
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Ringading
 |
I read at some site that Apple's stock is hot right now because of that new $500 phone that's coming out. but yea, invest for the long term if it's stability you want (stocks are unpredictable) |
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anthony s
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First off, you should invest in you. Gain knowledge about investing so you will not have to ask other people's opinion about investing your money. Their opinion and your money does not mix. Start searching the web for investing information. Stick with it and you will learn a lot. |
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B
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Buy stock - If I had the $$ I'd buy Coca Cola stock |
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SOCCER GIRL!
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Give it to poor people when you have enough from it. Believe me God will double it for you. |
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