 Saved 6 months emergency money. Now what? Invest? Keep saving? Both? |
I've saved up a little more than 6 month worth of bills in my savings account. I've been doing a lot of research on saving/investing but this question is never really answered clearly.
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 First time investor? |
| What is a minimum amount to start investing in shares?... |
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 What's the best way to invest..stock market?? real estate?? or money exchange?? |
| I've heard the housing market is bad right now..so it's probably not wise to invest now..I live in orlando, fl..also a friend of mine told me about money exchange..is that good?? or should I... |
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 Do you believe that someone can talk to cats????? |
| well Ive always loved cats and one day I was at my grandparents house when I saw a small group of cats a fluffy white female with a mix off kittens I mewed and she came to me then all around me cats ... |
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 Financial question? |
| I'm 30 and I have $17,000 in 401K + $255 added to it a month. Do you think this is a good savings plan? I don't have enough play money to invest in any other options.... |
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 Is it possible to become a millionaire investor without going to college/uni? |
| im 16 and hate studying at schhol/college i find it boring. but im really interested in the markets and how it works.im very entrpreneurial minded peson(got distinction in business studies) but my ... |
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 A family friend gave me $15,000 for my daughter...? |
| How can I invest it so her greedy mother doesn't find out about it...and demand the money be given to her... we share ... |
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 Will i be considered a Day trader if i Buy Thursday evening And sale Friday afternoon? |
| I'm going to open a Scottrade account with the minimum $500 and was just wondering. Thanks. How long do i have to wait to buy and then sell to NOT be considered a day trader?... |
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 Why is Gold so high? |
| gold is close to $800.00 per oz. ! Why is the price of gold so high but yet last week I could not get $50.00 for my 14kt. solid gold Geneve Watch. My inlaws paid $1250.oo for this watch in 1990 when ... |
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 What is/are the best investments for teenagers? |
| What is/are the best investments for teenagers?... |
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 Where is best to invest £20K? |
I have £20K that I want to invest long term, say 4 years, nothing too risky. Can anyone advise what is the best investment / savings plan?
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 What advice can you give a beginning investor (me)? |
| I don't need specific advice (invest in oil, for ex.), really, but I want to know what lessons others have learned through investing.... |
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 Best sector to invest in for a rocky economy? |
| I'm concerned with the state of the housing market and its early signs of a pull-back which could excellerate, having a devistating effect on the economy, forcing many people to cash in on their ... |
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L M | What do they mean by "diversify"? |
I have a 401K (balanced), real estate (paying for it), mutual fund (stocks, bonds), and some savings in a 4% interest account, am I diversified? Am I missing something? |
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dukemack
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Check out something like money magazine for ideas. Mostly - 401 is for tax free growth - at your age it should not be a balanced 401 but heavily oriented to stocks. Outside of the 401 is where to hold bonds - preferrably tax-free muni's, real estate investment does not mean owning a house - its buying into reit's and holding companies. Step 1 in whole investing - establish 6 month safety fund, then monthly deposits into mutual funds (low or no fee), then after you have built a base - continue on. |
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piet lul
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spread the wealth. |
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Thats_me
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Yes, you are diversified pretty well... There can't be better definition of "Diversification" than you! |
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Pluto C. Rat
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No. You are not diversified if all your investments are in dollar denominated investments.
Buy foreign currencies.
And worry less about yourself and care for and give to the poor. |
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jeff410
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Diversification means to have a portfolio with investments in different asset classes, like stocks, bonds, real estate, fixed income and international stocks and bonds/ The key is that investments in different asset classes are uncorrelated with each other and react differently to different market conditions. So all your investments arent down at the same time. |
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Repairmanjack
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You are missing foreign and emerging markets. Also, you might want some REITs. Also, do your bonds include TIPs and High Yield?
Here's an article from the WSJ that teaches diversification:
http://www.amexsux.com/cgi-bin/yabb/YaBB.cgi?num=1119185052 |
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Ronie Pao
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yeah you miss one....charity. |
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