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spaceandtimedeclutte... | What does 1.527% interest per month work out at per year? |
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Momma Jo
|
18.32% (multiply times 12) |
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Marvinator
 |
Compounded monthly, your total APR would be 19.944% |
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nosy old lady
|
just multiply by 12 |
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Tony W
|
You need to do a little more per year. 1.527% per month compunded becomes 19.944%pa. Taking 100 as an example. Add 1.527% = 101.527. Then the next month you increase 101.527 by 1.527% making 103.0773. Then increase 103.0773 by 1.527% and so on, giving you 119.944 after 12 months. So the apr for your credit card (a little guess there) is 19.944% |
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Dr Dee
 |
18.324% |
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cristabel80
|
Cant you just multply 1.527% by 12 and get the annual percentage? ...just a thought.
18.324% (I think) |
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Thin Kaboudit
|
Assuming it is compounded once a month at 1.527%, it's about 32% a year. Think about it, you can't just multiply a monthy rate by the number of months, after the first month the sum you are applying it to has already grown by 1.527%!
The actual rate may be even higher than 32% if the interest is being compounded daily.
I'm going to guess this interest is accruing on a debt, not an investment, 'cos there aren't too many investments that do that well!
If it's a credit card, you need to take a pair of scissors to it! |
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Franco
|
I have studied this question out of interest in the past, and it is not as simple as it seems. The answer depends on whom you are dealing with, because governments are afraid to tackle the financial sharks.
Strictly speaking 1.527% pm, after compounding, becomes 20.0% pa. But some organisations simply multiply by 12 and make it as 18.32% pa. It seems the former method is more usual in UK and the latter more common in USA .
Better ask the lender to make sure. |
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GLYN D
|
multiply by 13 interest worked out every 4 weeks answer is19.851 |
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thy1
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is that a compound interest, because if is, then I need to know what you started with. Oh, and visit this blog if you want to read a variety of articles about making money online: http://millionairex.blogspot.com |
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