 Plus Sized Strip Club? |
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 Safe & tax fee way to invest? |
| what is the safe and tax free way to invest? higher interest is even better, but i guess this is not ... |
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 Investing a small amount of money.? |
| I have about $200 and I'm looking to invest it. I don't know the first thing about investing money and I don't want to get caught up in a whole bunch of stuff I know nothing about. W... |
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 I want to start investing......but how? |
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 My bank is being REALLY stubborn,.. could/would you lend me £3000 to build a custom PC? |
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| I have been told by some people that they are a pyrimid scam is this true because so far i really like the company and feel they are a really good company and there is alot of opportunities but, i am ... |
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 Where do you think Oil prices go from here? |
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 What are the steps to become a billionaire? real answers please? |
| I am a software developer and I am really trying to find a way to get rich. Any tip or idea would be appreciated..... |
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 My vast accumulation of stock shares in Fluffin International Inc. have gone up in smoke, when should I jump? |
| I can't believe I lost the entire investment of $13.87... I am so depressed and upset that I could jump from a second story window straight into the compost heap below...... |
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 Is it possible to receive 2% interest on an investment every day? |
| I found a company that guarantees to pay out 1.5 to 2% interest EVERY DAY. I have done this business for 2 months now and they pay me everyday ontime without fail. i can take my money out every easy ... |
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 How to get to 1Million dollars.? |
whats the fastest way to get to 1 million dollars, using
300000$cash. aggressive yet relatively safe.... |
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 If you had a million dollars, how would you invest to make more money? |
stable income with minimal work. something automatic.
what would that be?... |
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judith white | What, in anyones opinion, would be the best (and safest) way to invest £30,000? |
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 |
 
paul
 |
I'd firstly use my ISA allowance. That is £3000 in a cash ISA plus £4000 in an equity ISA. Since the current tax year ends on April 5th, you can invest a further £7000 with tax advantages after this date. So I'd hold this £7000 in a building society account until April 6th, when I'd transfer £3000 to a cash ISA and £4000 to an equity ISA. The remaining £16000 I would place in my stock market account (I have one anyway) and after suitable research invest in various shares.
The best strategy will depend on how long you intend to invest this money for. My strategy would not expect any significant growth for a few years but £6000 would be instantly available at any time.
For a cash ISA I use Nationwide: although they don't offer the best interest rate money can be withdrawn at any time without penalty. And there are no gimmicks like offering a high interest rate but only for a short period of time. For the equity ISA I would suggest a managed fund such as a tracker fund. I use a European tracker fund so that my investments are balanced between the UK, Europe and the United States where I also have a brokerage account.
I would definitely not invest in property. £30000 hardly buys anything and it is a high risk. A golden rule about investing is not to put all your eggs in one basket. |
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Stuart H
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That would definitely have to be a balanced portfolio. Use you cash ISA allowance (£3000) and I would suggest an equity ISA tracking the FTSE All Share. With the rest Nationwide do a guaranteed return bond. You get a proportion of the increase in the stock market but your capital is secure (just in case)
I would also suggest having a look on www.fool.co.uk
Hope this helps. |
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JON H
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I am building 2 barns and need some one to invest into my plan how about it? |
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Barking mad
 |
High interest saving account at a building society, check them out, some are better than others. |
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jduck1979
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Ultra safe option#1 would be Premium bonds - the absolute maximum your allowed to hold is £30,000 worth.
http://nsandi.com/products/pb/index.jsp
Option#2 if you don't need instant access to it in an emergency I'd suggest the Halifax Fixed Rate websaver - interest rate is currently 5.70%AER, over fixed term of 5-yrs......... according to the savings calculator @ fool.co.uk, that £30,000 would become worth £39,581.86 after that period of time
http://www.halifax.co.uk/savings/savingsatglance.asp
In comparison, over the same period of time a "National Savings & Investments" Fixed Rate savings bond would only grow to be worth £36,149.98 http://nsandi.com/products/frsb/index.jsp
A slightly riskier approach, which I believe MAY pay off over the long run would be to use it to buy shares in a stable company that pays large amounts of dividend (which you can then use to buy more shares so you're entitled to more dividend payments the following year. http://www.halifax.co.uk/sharedealing/sharebuilder.asp
One such company (no, I don't work for them) being Halifax (HBOS) themselves.
http://quote.fool.co.uk/summary.aspx?s=HBOS.L&tks=HBOS |
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cookie
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hi intrest bond has no risk but good return |
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86er
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Premium Bonds are safe.
You should regularly win with that amount. No guarantee, though. |
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ashydr
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} High interest account... can get 6% interest nowadays...
} Invest in a growing company for a couple of years
Hope i helped
:P |
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a m
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ask ur fiancial adviser at the bank, its free and u dont have to commited to anything, barclays is best as they advice u on the best deals even if its not barclays, the rest seem to just advise on what they are offering and thats not in ur best intrest to make more dosh |
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Alias Smith & Jones
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Money market account. Safest return, secure vehicle. |
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Nutty Girl
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check out bank saving and isa's etc stay away from stock market .
or put towards a house do it up and rent out or sell with profit and next minute your a house developer lol watch few programs mainly on channel 4 or 5 on how to .... |
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a.c
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premium bonds! |
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Bernie c
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Property to rent out you will get rent paid to you that will cover the mortgage and your 30,000 will increase in the property value. |
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CW
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Speak to a financial advisor at your bank.
either that or you could gamble on the stock market (but this isn't the safe option) |
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xXx Orange Breezer xXx
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It depends for how long but if it is long term it has to be property
Get a buy to let mortgage and you will always have your money there with potential investment value |
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