What is a decent way to make money without becoming a liar?

I did a seach for how to become a millionair. Alot of non millionairs say to work hard. that's not true. I have held down a decent job since i was 13. Now i work approx 13 hours a day and I don't complain. I have a wife who is now pregnant. I am going to college part time on my off days. I have a very supportive wife and little 11 yr old cousin who lives with us. I am 24. I have some money in savings, and checking. I don't have much to start playing with stocks. Don't really have enough time and patience to learn and money to start up even for these etrade and scottrade. I am not an ignorant guy I know what I want and I am working hard to get it but I think it would be easier on me if I had alot more free time. The only way that will happen after paying off taxes, school loans, my lil cousins school clothes, food for the house, and putting like less than 1 percent in a trust fund for my unkid each month I dont have a damn dime to my name... can somebody tell me a way out of all this?
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education...it depends on what you are talking about. because I know plenty of people with BA's and absolutely nothing is the result. I dont regret going back to school......hard work...did you not read the whole question lol?....luck....yea....that may be the answer.

education, hard work, luck

what you need to do is learn how to budget the money you do have. for example, eating out should be reserved for special occasions, clip coupons and always buy things on sale. if you are able to put money away look for a savings account with a good interest rate, try searching for banks online or check your local sunday paper. if you have enough money to put down, you might consider CDs. If you don't have much money you should probably rule out playing the stock market until you are able to risk more.
also, kudos to you for continuing your education. it will be worthwhile as it greatly increases your earning potential. AND keep in mind when you think times are tough, there is always somebody else out there who is probably even worse off.

College education helps you land the great job where you can work up the career ladder. If you don't have that, then you are going to need an incredible idea to base a business off of. Good luck!

Education and hard work increase your chances of making a lot of money. You don't need to be a liar. Fact is most people who make a bundle in the US are small business owners or professionals; the latter requires a lot of education and training, but running a small business does not -- it requires smarts and ambition and experience. You are young, plenty of years ahead of you; but once you have an extra hour, think about what it is you do well, try to think of how you can parlay that into a small business opportunity. That will be the quickest way for you to make money. And there are Small Business Administration loans and grants available for startup for people who don't have a lot of cash lying around. Short answer: keep working hard, get your degree, then figure out how to deliver a product or service people are willing to pay for (something you do better than others). D

I am going through a similar situation. If you have a roof over your head, a family that loves you, and goal that you and your wife are working together on then you should count yourself rich. The more money you have the more likely your beautiful little family will fall apart.

Make sure the classes you are taking improve you appearance to prospective employers, or the one you have now. The better qualified you are the more likely you will get a higher paying job. And never invest with scared money. If you invest with money you are afraid to lose you will lose it, guarenteed.

Best of luck. I will keep you and your family in my prayers. And don't worry with time, patience, and hard work will do the trick.

Hey there, your right Education only shows the company that your willing to work hard than most the people and does not give you anything in most cases. My brother however did land a $100,000 a yr job due to having a college educaton, but the job has nothing to do with his degree. Many people want to know how to make a lot of money and most of the time you will have to step on others to climb up the corpate ladder. I was your age when I first became a financial coach, I can tell you how to make a lot of money by investing. I also can help you get in this business and start making a little money but it will take hard work, time, and paticence. Also dont look at stocks as an investment unless you do have $500,000 look into mutual funds, the safest stock is riskier than the riskist mutual fund I have to offer.

I've been at this a long time as well. The key to creating wealth, regardless, is getting money working for you instead of against you. Let's break that down a bit:

. Getting wages
- If you do nothing terribly unique you likely will not get terribly unique wages. What is unique? Superior Knowledge. Ability to sell things. The ability to provide something to someone they can't get elsewhere easily.
- If you can't do something unique, then the likelihood you'll get a much higher wage for the skills is low. That's doesn't mean, in the least that you can't be successful.
- If you don't feel like you have something unique, then the big next question is how or what can you do to try and create something more unique that you can do or sell. Something to think about.

. Spending Money
- Simple fact that you already know. If you spend all your money... you don't have any left. If you're going to be able to rise above this... you have to make a consious decision to start. I get the point on stock markets and all of that stuff. Don't go there. You don't need it. You don't need to play stocks. There's a concept in investing called "Dollar Cost Averaging". I will assume, for the moment, that your employer doesn't offer a 401k. If they do, the first thing to do is enroll in that. If they don't, the next best thing is to open an IRA. You can do this online at places like http://www.vanguard.com, or http://www.fidelity.com. These are retirement plans. I don't care if you start with 100 bucks and add $20 bucks a month. The point to all of this is START. Don't try to make a killing...There may be some 1% of 1% that pull that off but its not how wealth is actually built.

. Build Wealth
- It's also not about being a millionaire. It's about a plan for your future. You're 24... bro.. you've got a lot of time ahead of you and you're asking the right questions early. Stop right now. Pat yourself on the back for the level of maturity and responsiblity you have... because you have it and good for you! Want me to BLOW your mind... and this is NOT BS.. this is simply what happens when money works for you. Remember when I said start an IRA (Individual Retirement Account). Ok, let's say you do that. You put $100 in a growth fund to start. You commit, for you life, that you will put just $20 in it per month... every month. You want to see what kind of money that would generate by the time you're 70 (And you have to be realistic because unless you can dramitcally increase your earnings, early retirment isn't really in the cards; but who really cares). So, that's 46 years from now.

You ready???? Sure you're ready? Ok. If you put just $100 in to begin and JUST $20 per month... at the age of 70, assuming you'll get 10% return on the money (Which is not a big stretch over the life of 40+ years)... you would have... in that account for you to use at age 70: $241,615 dollars. That's right.. you'd have about 1/4 mil. C'mon my 24 year old friend... 20 bucks a month.... Quarter Mil. Take time right now and do a happy dance. The reason it can work is cause you're 24. Do the same thing and start at 44 and you'd get about $31,000. It's a principle (that is not a lie) called the Time Value of Money. And at 24... it works to your advantage big time.
. now think of this... Imagine what can happen if you added more than $20 bucks a couple of years from now. In fact, if you wanted a million by 70... you'd start with $1,000 and commit today to put in $85 per month. Don't have it? Don't sweat it. START NOW! That's the whole point.

OH, and let's cover one last really important topic. Millionaires. Virtually everything you read on Millionaires is pure BS. PURE BS. Those who aren't one get urban legend about how to do it. Others who aren't but should be (because they make a lot of money) pretend they are and they are in worse shape than you. I know people who live in million dollar houses, who drive mercedes, who's kids go to private schools and who live paycheck to paycheck. YOU have more money in the bank than they do. It's all a facade. That' part of why we have the housing crisis we have. I laugh when I watch TV and see the media talking about the housing crisis as they use file footage showing good solid middle class neighborhoods. What a load. The folks that are getting the butts kicked are the ones with the "jumbo" loans. That's a loan over $417,000 that isn't ensured by FHA ($417k is their limit). It's not solid folks who plan and spend wisely... it's the crazies who belive they have to have some special "image"... Lord help them. No, my friend, there are real millionaires around here. You probably know a few... yet, they'll never talk about and you probably don't know they are.
Here's a couple of pieces of honest to goodness, no lying, points about real millionaries.
- Over 90% of the millionaires in the US have NEVER bought a suit that cost more than $300.00. They have NEVER bought a pair of shoes that cost more than $125.
- The bulk of the millionaires in the US buy USED cars... usually about 2 or 3 years old.. and they trade them out every 3 years or so.
- Over 80% of all millionaires in the US own a home with an average price of under $300,000. Usually WELL under.
- Over 70% of the all millionaires in the US have an annual wage of less than $80,000 per year.

. There is a book (that has been verified many times) that discusses this. You should get it. It's called the Millionaire Next Door. Check it out from the library. It was based on a study that was done by wall street firms. They invited a bunch of millionares to talk to them. Paid for them to come to New York and visit their offices in the Financial District. Paid everything. Did many sessions with, I think about 20 or 30 millionares at a time. The best way to describe what happened is the way one author explained it:
I paraphrase: "The people started to arrive. We had the best wines, champaign, cheeses from all over the world, beluga caviar... nothing was too good. The first five people arrived and looked at the incredible spreadh. I asked if I could get one of them something. He asked, "Do you have a Beer?". I was shocked. I asked him "What Kind?". The gentleman replied... "Son, I only drink 2 kinds of beer: Free and Budwieser...".

That my friend, was one of the MAJORITY of the millionares in this country.

Gaining wealth is NOT outside of your grasp. Of course success takes hard work. It also takes disipline. You can contact me by email if you'd like to talk further.

Hope this helps.

shoveling snow i made 150 on Monday in two hours

Whenever I watched the shows about millionaires, they said they freed up money by sacrificing. That may mean downsizing your lifestyle and your home for while. Take that money and invest it in real estate or in stock. Another thing is patience - money takes a while to accrue. The key thing is that those who have it were willing to wait for it. Those who don't always looked for easy, quick ways to get it.....

I know u said your wife was surportive but if she was so surportive than she would care about your health.. your young and stressin ova stuff you should be stressin about.. she should love u enough to go get a job to help surport HER kid. It's just not your kid its hers 2 and you shouldnt have to feel as though your not doing enough when in reality your bending backwards to make stuff work.. You sound like a smart decent guy. Soo good luck and you'll figure somthing out.

If you work 13 hours a day, 5 days a week, you work 65 hours a week, but here (in the UK at least) you can only be paid for 40 of those hours. Your working an extra 25 hours a week that you aren't being paid for - and you could do something with those hours.

welcome to reality, nice to meet you.
Start your own business, doesnt matter what it is, you can use it as a Tax write-off.
can you or your wife take pictures? Great! you have a photography business.
can your wife care for children in your home? Great! you have a child care business.
limits are endless.

I don't know
It seems like now and days liars have all the money.

You sound unhappy when you shouldn't be. Maybe you need to look at what's good in your life and not focus on what you don't have.

I don't know you but I know you have good character. You are taking care of your 11 year old cousin, you are already setting up a trust fund for a child that has yet to be born, you are obviously a hard worker, you are going to college to better yourself. You are providing for your family.

You have your youth. Do you think the millionaires you read about were millionaires when they were 24? Hang in there good things are coming your way, maybe not tomorrow but with your ethics it's going to happen.

You actually have a lot more than you think. It's just not money.

look for a part-time job somewhere...just for a while...somewhere like a cafe or restaurant (they seem to pay well). Yeh, u wont have much free time for a while but keep putting bout 50% of the earnings into savings and you will be surprised with how much $$$ u can get and after a while u can pack it up and u will have more free-time. DONT try anything like starting up your own business because you need to have alot of free time, $$$ and it takes a long time to make profit..if at all. I suggest looking for part-time jobs with good hours and cutting cost when going grocery shopping. Look for special offers and cheaper deals and u will find that you can save alot. If that doesnt work try investing in something..like a house or appartment and rent it out...that could work. Dont let 'being a millionaire' even enter ur mind yet the majority of people arent and are more than happy. Now u got a kid on the way..DONT do anything stupid!

There are a number of books - see "The Richest Man in Babylon" and other books about re-thinking your income to save more money - the harder and longer your money works, the less long you have to work.
You can also look for a job that honors the good "soft skills" you do have. You need to look at other work that will pay better so you can spend more time home with the kids or put more into savings so you are less stressed. You should get child support from your cousin's family - you have taken the child in, they can commit to some financial help since they did not take the child in.
Do not play in stocks - look for some solid long-term growth investments. You can put a larger amount into more risky growth stocks at your age, but always have some in more conservative investments too - things like blue-chips and stocks.
You need to let people you know who have better jobs that you are looking for something that pays better. If you have good soft-skills (people skills, communication skills) you should be able to score a better job through networking with other people you know. Don't complain about the current job - just tell people you would like to work at something that pays better so your family would do better and you could spend more time with them - they will help look around and find something for you to apply for that will be better for you. When you are bright, ambitious, hard-working and stay out of trouble with the law, you are a prime job candidate these days! So many employees do not show up for work on time when they must do it because of theit job! Get those jobs and the easier hours and better pay that come with them.

working!!! it isn't hard even my class sweeps,washes and they do allot of work and they ask 4 more

there is no other way

um.........................................

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