 What is a mutual fund? |
| how would i be benifited out of it?... |
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 Is there a one million us dollars note exist? |
| my friend found 4 one million us note after the sunami, is it real?... |
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 Where to invest 100$ ? |
I have 100$ and I want to invest it.
Please tell me a good place to do ... |
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 Fidelity Investments? |
| My company is matching 3% . Im putting in 13% bgi bigpath 2030 Im 45 years old. Im using Fidelity.What is a broad based index fund? Will this add more money or will it sink? Please explain!!!... |
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 Is now the best time to buy stock? |
| Some guys at work are telling me that now is a better time than ever to buy certain stocks. I have no stocks and don't really know much about it. Im still young, just started my 401k, but I ... |
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 Id like to read a book about stock investing, but like a really good one??? |
| I dont really want to lear about how the stock market works.... but something that can teach you a thing or two about what is a smart choice....?... |
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 I Would Like To Know The Short Cut To Learn The How To Trade Like A Professional.? |
I come across many and many so called Gurus out there trying to teach how to trade.
As we know we have unlimited access to the Internet but limited time to view every single page.
Right ... |
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 What are some smart financial investments as the economy is tanking? |
| My 401k is shrinking ever so much and I was wondering what what more profitable than a bond or CD right now? Or should I do some other form of investing?... |
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 $1000 to invest... which stocks should I invest? |
I just managed to save $1000. I am about to open an equity account.
What type of stocks should I choose?
I am planning to keep the stocks for 5 years. Is it better to pick the ... |
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 I'd like to know more about 'STOCK EXCHAGE'? |
& were is the best place to visit as a beginner, how much cash you need to start off? even the basics & any good info please.thanks.
Are you in the 'stock exchange'?? ... |
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 I would like to know about currency exchage investment..? |
| I am thinking about investing Forex kind of currency exchange on my own. How do I do that? I want to start with $100.00.... |
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 What stock trader to you trust? |
I am wondering what people think about "which is the best stock trader company?" and has a low commision fee and fair prices for registration with them.
I would appreciate ... |
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george | What is best kind of retirement method to get. Example IRA, 401K, Mutual Fund etc...? |
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ykchen913
 |
It depends on 2 conditions: (1) the tax rate now and the tax rate in the future, and (2) what can you invest in your 401K plan.
Tax-wise, you first need to understand the following: (1) 401K and traditional deductible IRA are tax deductible and tax deferred. (2) RothIRA is not tax deductible, but the income is tax free. (3) Traditional nondeductible IRA is tax deferred. (Note that there are 3 kinds of IRAs account---traditional deductible IRA, traditional nondeductible IRA, and RothIRA.) Therefore, the best one for you depends on your current tax rate and your future tax rate, but in general 401K and traditional IRA are very good.
Investment-wise, 401K often has limited choice of investment. If your choice is so limited that you can make enough compound growth, then it may not be good for you.
Bottom-line: you still need to do a little research to decide which one is better. |
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THINKMAAN
 |
All of the names you mention are good vehicle for retirment, but the best one to start with is 401k. Why 401k? Becuase 401k is offer by your employer, and sometime they match dollar for dollar defend on the company you work for. There are no investment tool out there that can guarantee a 100% return year over year. Don't be afraid to take advantage of it, you have nothing to lose.
Do not wait any longer to particpate. Start now, the clock is ticking as you wait. |
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trade_info
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I am the lone wolf on Roth Ira's... I prefer traditional Ira's... Defer taxes is my motto!
If you qualify for a 401K, it has much higher contribution limits depending on your salary.
Index mutual funds are very tax efficient and you can invest in those in a non tax sheltered account if you have extra cash.
Read some of the books on bobbrinker.com .. his book list is filled with great learning tools. |
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butchtroll
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Take a small amount of "disposable" income say 2,000 and deposit it into a trading account. make some small investments, learn to play. When you feel comfortable making financial decisions in the market (you will take some losses at first) flip it over to a Roth IRA. After tax money goes into this account. You handle your own investment decisions and you never pay taxes on the earnings. |
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me1973
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401K probably the best, ira's are good too. might want to talk to your local bank. they can set you up with a financial advisor |
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daburner13
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A ROTH IRA. The money you put into it to start with is taxed, so you can take it out if you have an emergency, but if you let it grow until you retire, you can have the money all, tax free. A traditional IRA is tax exempt right now, but you have to pay taxes on all of the money that grows in that type of fund. A 401K is tax exempt right now, but you will pay on with drawls after 60 1/2 years old.
Personally I would buy GOLD right now. Specifically Gold coins prior to 1933 (higher numismatic value). Gold bullion, such as American Gold Eagles or Krugerrands are not coins and can be confiscated by the Government in an emergency. Bush just signed a bill to that effect a few months ago. |
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96 Tears
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You can only get a 401(k) from your employer. Many employers offer some type of matching funds, if they do, then this is the best retirement fund since it's like getting free money from your company. The second best depends on your personal situation, but for most people it's a Roth IRA. A Roth IRA differs from a regular IRA because while it offers no tax advantage now, your investment grows tax free. So, when you are ready to retire and take out the money you have saved and earned you will pay no taxes whatsover. |
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