What is proceedure for investing? plz give me more details?

The sooner one starts investing the better. By investing early you allow your
investments more time to grow, whereby the concept of compounding (as
we shall see later) increases your income, by accumulating the principal and
7
the interest or dividend earned on it, year after year. The three golden rules
for all investors are:
Â§ Invest early
Â§ Invest regularly
Â§ Invest for long term and not short term
What care should one take while investing?
Before making any investment, one must ensure to:
1. obtain written documents explaining the investment
2. read and understand such documents
3. verify the legitimacy of the investment
4. find out the costs and benefits associated with the investment
5. assess the risk-return profile of the investment
6. know the liquidity and safety aspects of the investment
7. ascertain if it is appropriate for your specific goals
8. compare these details with other investment opportunities available
9. examine if it fits in with other investments you are considering or you
have already made
10. deal only through an authorised intermediary
11. seek all clarifications about the intermediary and the investment
12. explore the options available to you if something were to go wrong,
and then, if satisfied, make the investment.
These are called the Twelve Important Steps to Investing.
One may invest in:
Â§ Physical assets like real estate, gold/jewellery, commodities etc.
and/or
Â§ Financial assets such as fixed deposits with banks, small saving
instrume nts with post offices, insurance/provident/pension fund etc.
or securities market related instruments like shares, bonds,
debentures etc.

Broadly speaking, savings bank account, money market/liquid funds and
fixed deposits with banks may be considered as short-term financial
investment options:
Savings Bank Account is often the first banking product people
use, which offers low interest (4%-5% p.a.), making them only
marginally better than fixed deposits.
Money Market or Liquid Funds are a specialized form of mutual
funds that invest in extremely short-term fixed income instruments
and thereby provide easy liquidity. Unlike most mutual funds, money
market funds are primarily oriented towards protecting your capital
and then, aim to maximise returns. Money market funds usually yieldbetter returns than savings accounts, but lower than bank fixed
deposits.
Fixed Deposits with Banks are also referred to as term deposits
and minimum investment period for bank FDs is 30 days. Fixed
Deposits with banks are for investors with low risk appetite, and may
be considered for 6-12 months investment period as normally
interest on less than 6 months bank FDs is likely to be lower than
money market fund returns.
Long-term financial options available for
investment are:-
Post Office Savings Schemes, Public Provident Fund, Company Fixed
Deposits, Bonds and Debentures, Mutual Funds etc.

Hope this helps u...

if you have money then find some investment managers to advice you about least risk free options,your bank can help you very well

wher n wat u want 2 invest?

First of all open a Demat account either with a Bank or a Broker (eg ICICI Bank ; http://www.icicidirect.com , Sharekhan; http://www.sharekhan.com , India bulls etc).

Then slowly start investing in IPOs which are relatively safe and give good return on listing. As you go on you will get a feel of market and then you can start investing in secondary market.

Regarding tips, so start watching CNBC TV18, NDTV Profit, CNBC Awaaz and Zee Business. They have very good coverage of stock market, and some of the program discuss stocks in detail where you can even ask questions related to stocks. It helps a lot in deciding where to invest.

Furthermore you can also invest in mutual funds, which donot give as good returns as the market, but the risk component is very less and the returns are quite decent.

You can also go through the following websites to get more info on share market

http://www.rupya.com
http://www.chittorgarh.com
http://www.valueresearchonline.com
http://www.moneycontrol.com

Well depends on the amount as well as risk appetite of person. Personal Managers are option when you do not know Markets. Stocks for savvy investors But Mutual Funds for people like me who are not very much in Stocks as these are run by good managers . Insurence , If i want to give peace of mind to family and so on ... In short one's requirement

procedure :
1. choose invest tool
2. open an account
3. fund your account
4. start to invest

1. Go to the library.
2. Read all the investment books there.(about 100 or so)
3. Develop an investment philosophy from what you have learned.
4. Put your philosophy to the test on paper.
5. Practice, practice, practice.
6. Start with a small amount of capital and test the waters.
7. Revist your philosophy, and modify.
8. Repeat.

Investing takes a lot of work, it pays well though.

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