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 Are you buying or selling next week?
And should I jump out of a window?...


 Who can I go to for help and questions regarding my 401k program?
I'm 27 and have started investing in my 401k heavily since 3 years ago. However, I have so many questions, it's not even funny...from basic understanding on how it works, picking the right ...


 How can i invest in share marcket?
who can help me to invest small ammount of money in share marcket?...


 I have premium bonds since 1975, how can i find out if i have winning bonds?
bought in 1975 and never ...


 I sell a stock from my portfolio and take a 50 percent loss... come tax form..?
I'm going to make this reallly simple..
If I have say 10K of apple stock and it's only worth 5K now.. and I decide to sell it and take a 50 percent loss.. can you tell me in a rough ...


 What is stop loss in stock trading
...


 Why are metal prices going up?
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 I want to invest my money in mutual funds so do i need a demat account?
...


 What is your current favorite stock? Mine is Goldman Sachs.?
Reasonable PE ratio and excellent long-term prospects. One negative (an important one) is that GS is highly leveraged.
Additional Details
Jkatt - I agree with you on Middleby's. N...


 Why has the US stock market become like this?
exactly what made this"catastrophe" in wall street and why Lehman fell to bankruptcy? and AIG ...


 I want 2 invest in mfs suggest me best open ended mutual fund (nfo)?
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 Where do I go to invest money on the stock market?
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 If you made 40k in the stock market last year would you be happy?
all of the investments were stocks and mutual funds but all were long term wish it was like this evrey year,
any one have some good solid blue chip companies that are good safe bets for 10 ...


 What is the best website to learn about stock market?
I want to know the basic of stock market, i dont have any background on this area....


 Should I jump ship or keep trying to stay above water?
Since May 2007 up until tomorrow morning I have invested $77K (in four accounts; two with margin loans within them and two smaller ones without) and have current margin loans in those accounts ...


 If at the age of 27 i had 150k to spend, whats the best way to use it? I was considering an Aston Martin?
I was wondering if any of you knew of uncommon investments, the type people with less income dont know about that might be able to give me greater return than just 5%...


 Coming into a lot of $ need investment input?
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 Can u guess how much% of AMERICANS has more than us $ 50000 as personal savings?
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 What does the "k" stand for in 401k?
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 How much should I save?
I started my 401 plan 3 years ago .... I am only putting back 3% my company also matches the same ... should I be putting in more. Let me say this also I only make about 25,000 a year and have two ...



nicthebookchick
What is the best way to invest $20,000 my husband and I are hoping to use to help build a down payment?

Additional Details
We are looking to purchase as soon as possible (ie next 6 months), but we live in Southern California, so we're looking more at the condo market as that is in our price range.
                     
 




Garrett J
Rating
These people answering you with, "buy a CD" are wrong. Granted they are trying to help and good for them. But they are wrong and that guy who says use an IRA is a complete moron, no one should let him answer finance questions. A CD is a very safe way to invest in fact they are completely safe. But with only 20k and six months, in so-cal a CD probably isn't your best option. The fastest way to make the most money would be by investing in the stock market. Granted you want your money to be safe, so index funds are a decent way to go, they have very low fees and will track the overall market pretty well. However with the market in the crappy state its in with interest rate fears the market probably isn't the best place to be in. You are either going to need to allocate more time to invest or set your sights on a smaller more affordable home. Sorry I hope this helps a little bit though,
GCJ


foxxxydiva
I would invest it in a high yield CD, or certificate of deposit. Basically, you deposit the money into an account and dont touch it for a set period of time, you let it accrue interest. YOu then have the choice of either rolling the interest back into the CD or withdrawing it. Make sure you shop around for the highest rate and dont just take the first one offered.


kearneyconsulting
Without knowing your time frame it is tough to comment. However, CD's and money market funds can be excellent for short term money.


artman59
Rating
with 20k you may be able to use that as the downpayment- depends on how much you are looking to spend, and how good your credit is.


Kadaj
The safest and best way is to put it in an IRA


tonalc1
How long are you planning to invest it? There's some six-month term CD investments that are OK.


valkyries78
Rating
Currently, investing in gasoline is the only guaranteed return...and it'll be huge.


John in Jersey
I know firms that are currently offering 6-month CDs for 5.0%. They're FDIC insured, and I can tell you that if you're saving for a home purchase for such a short time period, you really don't want to subject your investment to any sort of volatility where your principal could decline. This eliminates nearly all stock and even bond options. If if weren't a rising interest rate environment, I'd suggest a bond fund, but interest rates are continuing to rise right now, so that probably wouldn't be a good idea in your case.

Hope this helps!
--J.


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