I only have a small amount of money. I am a "new saver" who realized the importance of having a savings. I have the usual debts of a 24 year old; college loans, a car payment and life expenses. I want to invest a small amount of money and get a large return on it in a short amount of time. My goal is to have enough to purchase a house in the next year and start "growing up" in the sense that I have started to accomplish what is next for myself in starting my own life. Any help would be appreciated. I feel as though I will never get ahead and I dont want to spend my whole life living paycheck to paycheck by making poor financial decisions. I also see renting as a waste of money. Ill never see it again, where as a mortgage is something that will eventially become mine.