 Should I buy a house this year or wait? |
| I am a married mother and have a mortgage ready to go. I have not gone ahead yet as I really think the market is due for a slump next year, maybe as a follow on from Americas recent dip. But then, ... |
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 Hunting haggis? |
| Would any one like to invest money in to my haggis hunting business.... |
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 I think it is a scam what do you think? please read? |
| got a letter in the mail today telling me to send $1.00 to the 6 people on the list . after i do so i would be added to the list. than they want me to print 200 letter asking people to send me 1.00 ... |
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 21 yr old college student with $5K- I'm thinking about investing it! Any advice? |
I'd like to invest $5000 but I don't know where to begin.
I'm considering speaking with my bank's Investment Advisor about it. Good idea?
I have about $40K in student ... |
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 How to invest my money? |
| I am 19 years old and I have 1,000 dollars that I want to invest. I read somewhere that if I put it in a certain account that by the time it was time to retire I would have a whole lot of money. C... |
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 Should I start to invest now or wait? |
| I am 16 and have been talking to my parents about investing some of my summer job money in the stock market.... I don't know if I should wait because of all the recession talk. What do you ... |
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 How can I make 3 Million Dollars In 3 Months? |
| I want to make this amount by the means of love driving it. I will not resort to an evil aim to acheive this amount. Is there a way to do this in this period of time?... |
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 Do you think the stock market falls will result in personal difficulty for you? |
| or is it all being overdone and only the silly banks that fooled themselves into buying each others repackaged debt recycled as growth will pay?... |
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 I am about to recieve around $3,000. I would like to put it into a savings, no stock market. What shoudl i do? |
Additional Details
I'm 19 years old so i got my life ahead of me to wait on a cd or whatever. Dont think anything could arise where i would need the money ... |
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 How does one begin a small investment from anywhere in the world with say $1500? |
| I want to make some money for the future but I'm not sure how to invest. Help! Don't get any big ideas I'm not giving away my hard earned 2 cents.... |
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 What causes stock prices to rise and fall? |
Specifically, what kind of examples would cause a company's stock price to go up?
Additional Details
you guys had good answers but i mean specifically. what would cause a stock to ... |
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 Why do they make it 99 cents instead of a dollar? |
why dont they just round prices off instead of saying $3.99, just say it costs $4
Additional Details
omg, do they really think America is that stupid? Wow, thats pretty sad. I figured ... |
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gg | What is the best way to invest inheritance money? |
It could be $35,000, 85,000 or $200,000...I am still not sure of the exact amount.
I only have $2500 in debt, and plan to spend part of the money on a much needed car...I also want to use part of it as a downpayment on a home.
I would like to invest part of it into some sort of retirement account. It can't be risky, but I want it to receive as high interest in a short time as possible...Any suggestions?
Additional Details
I am 40 years old and there will be no inheritance tax. I want to invest in something high yield for a few years, then transfer it into a long term, low risk investment for my retirement. |
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vegas_iwish
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You are too young to consider going safe in a few years + there is no high interest (unless 5-6% is considered high by you) without some risk. If going to stick the $$ in a bank no reason to even bother saving it at all. Get some stock index funds/etfs or just throw it away on a round of drink & debauchery. "It can't be risky" is not a reasonable attitude for someone so young. |
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Rietta
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Whatever you're recievingfrom the inheritance, total up what you need and deduct the feasable amount and invest the balance that is left for future use, in other words place the left over in an investment of your choice and let it grow interest on it and you will certainly be surprised and happy of what the growth became..
Continue to be prosperous. |
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taketwo
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invest in property |
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Screaming Eagle
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Put $4000 this year into a Roth IRA, and $4000 next year into a Roth IRA
Consider a Vanguard Tax Free Municipal Bond fund if the is one for your area. |
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Jeff
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First, assuming your debt has an interest rate higher than 2-3% per year, pay it off in full. The amount of interest you accrue will potentially outweigh any return on your other (alternative) investment.
If you purchase a vehicle, remember that a car is *not* an investment. New cars especially. As soon as you drive off the lot, it will lose at least 10% of its value. Therefore, you should look at your vehicle ROI (return on invesment) in terms of vehicle lifespan, repair cost and reliability. Sometimes, in the case of a Honda or Toyota, you can factor in resale value, as those vehicles hold their value better than any other make.
What you do with the leftover money depends on how old you are and your investment goals. I am assuming that you are in your twenties-- if so, consider putting 30-50% in an index fund, 30% in moderate to highly aggressive mutual funds and/or stocks, and approximately 10-15% in a money market fund for liquidity.
If you are older and nearing retirement (hence the goal of short term appreciation without risk), then you should consider some type of investment that pays dividends. There are a variety to strategies and funds, but there is no secret that will get you high appreciation with low risk in a short period of time. Investing is for the long haul. You might consider putting a lot of the money in a high interest CD for a short period of time while you figure out your investment strategy.
You'll need that liquidity to pay tax on any capital gains associated with your investments, and to have a small safety net in case you need money. This way, you won't have to shuffle your portfolio to come up with cash.
If your tax basis is low (15%-20% tax bracket), consider opening a Roth IRA. Otherwise, a traditional IRA will suffice.
Finally, with a sum of money like that, you'll need a comprehensive strategy. That is, where are you going to put the money, for how long, and what will it do for you (how much will you make).
Good luck. |
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kekeke
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invest in land. |
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Axl Rose
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Try these links. Perhaps You'll find more information there.
http://www.lofinance.blogspot.com
It's a blog for directors |
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Niche Jerk
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Buy stock in Frito-Lay, everybody's gonna eat chips. |
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Shannon G
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I would invest in what's called a "guaranteed mutual fund". No risk. Guaranteed return if held until maturity. If you want more info, just let me know. |
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Anjin-san
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There are many financial advisers that you can hire, short term if you like, that can access your current financial situation as well as advise on a "best course" plan for your specific wants. There are many variables, like your age, your debt, your wants and your needs that play a part in making an investment decision. Another is the inheritance tax you need to address before hand. Get some advice before you rcv the money if you can. Even if the amount is $35K, the more you know in advance, the more you keep.
Good Luck. |
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supercybernut
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Ist 10% should go to The Lord. Not only will it defer taxes, but will serve as a hedge of protection against having the other 90% stolen or squandered. One third of your portfolio should be invested in Blue Chip stocks. One third should be invested in real property (prudently acquired) this assures perpetual equity position. The other third should be invested in tax free municipal bonds maturing in 5 to 7 years. You should review each portion of your portfolio on a quarterly basis for performance audits. Your tax and or financial advisers will help you shelter your nest egg!
Godspeed! |
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