 Are financial advisors con artists? Are they trying to steal my money because i don't see much growth!? |
| I have been putting in money steadily for 6 years but the growth seems to be only about 3-5 percent. I am doing a mutual fund with aigvalic and oppenheimer(my advisor is now working for oppenheirmer).... |
|
 I want to invest my money. Where can I invest? |
| I need to invest my money for 5 years. I want to receive the maximum interest but with the least risk, where must I invest?... |
|
 Is it illegal to buy and sell stocks at a very fast pace? |
| what im getting at is, can i buy $1000 worth of something today and then sell tomorrow if it goes up just to bank the 2 or 3 hundred bucks? i heard that this is not allowed? basically im looking for ... |
|
 If i had money what would be some good stocks to buy now? |
| what are some good great buys now that stocks are at an all time ... |
|
 Does anyone else luv MAD MONEY and CRAMER as much as i do..??? |
i luv that freaking show,BOO-YAH!!!
Additional Details
a big state of texas yeehaw booyah to ya...!!!... |
|
 Best way to invest ? |
What would be the best way to invest £300.00 per month ?
I am thinking about a medium risk investment .. and what kind of growth would i expect ??
any ideas ??... |
|
 Newbie to investing? |
| So I want to broaden my horizens and put my money to work, I'm only 23 so I figured best to get started while I'm young, right? I want something that's not too risky, it doesn't ... |
|
 I'm interested in investing in stocks, but don't know how. Where can I start? |
| This is something I'd like to do, as so many prices are low now, I've heard. But I don't really know a thing about it, let alone where to start. Any suggestions?... |
|
 What would you do with $250? |
| lets say you had $250 in an E-Trade account? what would you do with it? im starting small, VERY SMALL and i know it, but i want to get my feet wet while i learn about investing. but i do want to ... |
|
|  |
kentsucksass | What is the cause of this current recession? |
Additional Details
Kind of off topic but before the war in iraq to now gas prices have really gone up and stocks for gas companys like exxon have went up with it. Once the war ends will the prices go down again and if it does will the values of those stocks decrease as well. which of the current top runners for president is most likely to end the war the soonest do you guys think?
|
 |
 
Matador
|
That's a good question. it can be lots of things. Many things have factored in onc which has to do with Outsourcing,thanks to Bush.
MIchael has a good point |
|
ashok a
|
Simple ! The lack of buying power of people for following reasons
1, In reality inflation is high despite official figures.
Look at the cost of Gas,food items like Milk,butter,vegetables,fruits etc
2,Increasing unemployment especially of low wedge earners
i.e immigrants.(Unemployment official figures do not include ilegal employees for construction and agriculture.)
3,pchycological effect on mind of buyers to keep safe or to consrve due to media and stock markets uproar.
4,increasing Deficit gap due to extravagant spending of Govt on Iraq and Afghanistan battles.
5,Offending our trade parteners by our interferin into politics of other countries.Middle east+Russia,Asia,Cuba,Venenzula,African countries,China etc.They are forming their own groups for trading among themselevs putting aside America or european countries.
6,Globalisation has brought out new talents elsewhere competing with America.
NO IMMEDIATE END OF RECESSION IS LIKELY DESPITE GOVT.SINCERE EFFORTS. |
|
jeff410
 |
We arent in one-yet. |
|
trans- formed
 |
The cause is due to decades of bought-off politicians refusing to protect American economic interests. Only Ron Paul is a true and proven fiscal conservative, plus he has voted against the war from day one. |
|
applepie
 |
basically what happened was that every company tried to take advantage of christmas time, people bought went into debt, now poeple are not buying anything, companies arent making money, they cant pay poeple, and again poeple cant spend. Its a cycle. its hurting everything and everyone around the world as well, mainly india china japan |
|
saberhilt
|
There is no short answer as there are a lot of factors that contributed.
Some of the big ones in my open are...
Over inflated Real estate Markets
Easy lending from the banks
Combined these put people into homes that they really couldn't afford due to interest only and neg-am loans
as those payments began to catch up with them
Mortgage lenders over extended themselves
Lon officer did a poor job explaining just what those balloon could amount to
Tripling of gas prices in the last 7 years haven't helped either
Here's the cycle as I see it:
Person A wants to buy a home
Thanks to interest only loans he can afford (however barely) a new home
Now the bank uses that loan and repayment schedule as collaterial to get more money to lend from the gov't
This happens a few times and now the bank has hundreds of people in these loans
Well, since all these people are buying homes, house prices start escalating
Since Person A's home is now worth so much more, Person A takes out a Home Equity Line of Credit
Person A spends this HELOC on luxury items like cars, big screens etc.
Well then gas starts to go up and filling up his Hummer's tank costs $150 3 times a month
Well his monthly expenses jumped up
And he now carries a second loan
And his interest rate creeps up
Now he's spending 6k a month, but only making 4k
Since he's been paying only the interest and used up his HELOC he has on equity left in his home
Just how long can he keep up a negative 2k month habit?
Well he cuts back on spending
but realize that all of the millions of people that did this started spending less on "extras"
People spend less
Businesses make less
Businesses lay people off
People spend even less
Do you start to get the picture?
Overly simplified, but it should give you an idea of some of the causes |
|
michael v
|
you are going to get 10 different answers from 10 different people.
In general, lack of confidence, devalued dollar due to our fiat money system.
lots of reasons. but consumer confidence is key. |
|
chungsty
|
One culprit is the housing crisis. As you know, people spend depending on their level of wealth. In America, there are two main generators of wealth such as real estate and the stock market. Real estate is down significantly due to fraud, speculation, greed, etc. primarily related to the subprime debacle. The equity market is down as much as 20% when measured by the Russell 2000 index versus it's recent high. That means the average wealth in America is down significantly when compared to 6 months or even a year ago, respectively.
When the housing market was increasing its value on an ongoing basis, many home owners took out the equity by refinancing (via low interest rate loans like ARMs with teasers) and spent that equity on new cars, vacations, other high ticket items on the hope that rising housing prices will continue. Instead, the housing market has collapsed, there is no equity in many of these homes, the interest rate that was originally made with teaser ARM are now resetting at much high rates.
If the consumers are not spending money, it will result in a recession. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 15 minutes(s) ago
| | | |
7 | 52 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
8 | 5 day(s) ago
| | | |
8 | 2 week(s) ago
| | | |
8 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
