 Tell me on about investing in golds?how it is done?if so how i have to invest? |
| tell me on about investing in golds?how it is done?if so how i have to invest?whether to buy like gold ornament (or) like gold coins tell me clearly on investing in ... |
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 What happens to the debt in an acquisition? |
| When company A pays a 15% premium to acquire the stock of company B, what happens to the debt of commpany B? Does company A absorbed the debt, pay it off? Is company B responsible for paying it ... |
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 Should I apply for DLF IPO at lower or upper band or at cut-off ? |
| DLF IPO has offerred at price band of Rs. 500 - 550 per 2/- share. The total issue size is over 9000 crores.... |
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 I am a male Indian citizen.Can a female west african transfer money to my bank account? |
| Can a female citizen of a west african country transfer money to my bank account in India directly.What are the tax liabilities?... |
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 Will someone ask the Big Three Auto Companies what they did with the $25 Billion they got last month? |
| Do they want 25 Billion every month? Will somebody tell congress they ALREADY gave them $25 BILLION. Did that not help? If not, then we can't give $25 Billion every month. That's what ... |
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 Do you think the stock market will rebound after the election? Let's assume Obama is elected....? |
I am watching a small (very small) stock portfolio slip from small to miniscule. It's fallen by 30%.
It is so dismal that my hope now is pinned on the market rising after the ... |
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 Where do we begin with a pension? |
My husband is going to start paying into a pension. His work don't run a scheme.
Where do we begin to choose a pension? It seems like a jungle! We can't really afford financial ... |
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 Any good website? |
| Hi,i want to know if i could get good calls about buy/sell in the NSE and BSE for free.any gud forums or website?Thanks.... |
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 Insider Trading? If a guy's wife works at a place can he buy stock in the product that her company makes? |
| The product is new and it is on the stock market at a very low price. It will probably make money. Can he buy stock now and not get accused of insider trading when it goes way up?... |
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 I just realized I will probably be a millionaire in 5 yrs. Should I retire then? |
| Was just running the numbers and assuming my 401k mutual funds keep at or near their current pace they'll reach a mill in about 5 years. I would be 55 so I think I'll plan to take early ... |
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 What's the best way to invest? |
Real Estate?
Stock Market?
Mutual Funds?
Other?
I'm open to all ideas, I'd like to hear yours.
Please include as much information as ... |
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 How do you invest in inflation? |
| Since its the onlyu thing going up historically over the years.... |
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 Where do you find people to invest for you? |
| If i wanted a professional to manage some money in stocks or bonds etc - where do i find potential 'investors'? Does anyone know how they charge? Is it a comission base set up?... |
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AcesAndEights | What is the difference between an IRA and a mutual fund ??? |
I know they are similar, but im not sure of the difference? |
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redwine
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An IRA is a type of account that may have mutual funds in it. Think of a mutual fund as a type of investment. Instead of buying an individual stock or bond, you buy a mutual fund which has many stocks and bonds in them. They are usually professionally managed, and they charge a fee for the management of the fund. Vanguard is very big into what they call passive funds, which track a certain index, such as the Dow or the S&P. Since it is not actively managed, the fees are much lower. I personally think this is the way to go.
An IRA on the other hand is a trype of account that holds your investments. When you open an IRA, you do not have to pay capital gains until retirement (specifics exist for age, etc.) It is an account that the federal governement sanctions that is supposed to promote savings for retirement. Call someone like Fidelity, Vanguard or Schwab if you want to open up one or even to learn more information on them. |
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ccnice1
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An IRA is a type of retirement account. A mutual fund is a type of investment. IRA stands for Individual Retirment Account. It is possible to have a mutual fund in your IRA account (which may confuse some people about their similarities) but they are not the same thing by any means. |
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Chris
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An IRA is an account type and a mutual fund is an investment. In the easiest terms think of an IRA as a garage and the mutual fund as a car in that garage. You can change cars as much as you want but the garage is attached to the house. The car can be red, blue, green, long, short, a truck and your investments could be CDs, bonds, stocks, Mutual Funds etc... |
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GG
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A mutual fund is a form of collective investment that pools money from many investors and invests their money in stocks, bonds, short-term money market instruments, and/or other securities. The fund manager trades the fund's underlying securities and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. You have quick access.
Traditional IRA - contributions are often tax-deductible (often simplified as "money is deposited before tax" or "contributions are made with pre-tax assets"), all transactions and earnings within the IRA have no tax impact, and withdrawals at retirement are taxed as income (except for those portions of the withdrawal corresponding to contributions that were not deducted). You have penalties if you access. |
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OPM
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An IRA is a tax code created status and stands for "individual retirement account." It can contain nearly any type of asset held by a financial institution, except commodities, such as a cd, mutual fund, individual stocks and bonds, unit investment trusts, closed end funds and options.
A mutual fund is an "open end investment company," or in simpler terms a pool of investors who share a common goal where the pool is managed by a registered investment adviser, the assets are held by a trustee and governed by a board of directors.
Mutual funds can be in an IRA. |
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Hot Stuff
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An IRA is a brokerage account Into which you can deposit $4000 a year as a single. The money comes off your taxable base and the money is invested as you see fit. The growth is not taxable nor are the dividends and interest. However, you pay tax when you retire on the amount you withdraw each year. In a ROTH IRA, the money you deposit is after tax but you withdraw the money tax free after you retire; you can contribute to a ROTH until your annual income exceeds $90,000. A mutual fund is a pool of managed money that is presented as a single investment. The fund may invest the money in stock, bods or a mix. There are also funds that invest in real estate. Instead of a stock price the price at net asset value which is a weighted average of the integral investments at the close of business each day. All funds have management fees and some require a load (% of investment as a payment) on investing or, sometimes, when they are sold (back load). Back loads usually reduce over time so you might pay 5% year one decreaseing a percent over 5 yeaars so that after 5 years the load goes away, |
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clemenza222
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An IRA is an Individual Retirement Account and you are limited to how much you can contribute each year. There are better tax breaks for establishing an IRA than opening a mutual fund. An IRA can be many different things such as a basic savings account, a CD, or even a mutual fund. If you already have some sort of retirement plan it may be a good idea to set up an IRA just for tax reasons and put the majority of your investment into a mutual fund for performance reasons. |
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