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 How do buy and trade stock? I don't even know where to start or how to use the programs such as scottrade.com.
I'm looking for cheap stock just to get the gist of buying and trading ....


 Is it possible for a company to not have preferred stock dividends?

Additional Details
im trying to figure out how to calculate the Earnings Per Share (EPS) for Flextronics Internationl, Ltd. as part of my project for my Accounting class. The supposed ...


 I want to choose good returns,shall i wait or i can try now?
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 Where should I invest my money? (see details)?
I have a student loan debt about 20K$, i make 50-75K a year, no credit history, and a 93 Camry with 205K miles on it.

Im getting a $2K tax return.

If my goal is financial growth ...


 Option trading and day trading for beginners. ?
I'm 16 and looking to learn about day trading and option trading. I'm looking for a book that goes through the basics of day trading and option trading and gives me the base knowledge to ...


 People help what is life all about.? Serious?
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 Why is the man who invests all your money called a broker?
...


 If I want to be a real estate investor, should I change my major?
Right now I'm doing electrical engineering with the plan of using the high salary of an engineer to help me invest. Would it be smarter for me to just switch to business since I really hate ...


 Recent fall of sensex lost 10 laks crores? of investors where these money gone? how it happens ?
How share values gets down? who will loose their money plz ans....


 What is the best way to invest in gold?
Most brokers or internet trade agent doest not seem to support investment activities in commodities such as gold. What is the best way to start?...


 What are good stock investments?
...


 How much money should a beginner invest in the stock market?
Stocks or mutual ...


 What is the best way to invest in gold and silver?
The dollar is losing value and inflation is hitting us hard. I want to protect myself from inflation but i don't really understand how gold and silver works. Gold today is at $877 and silver at $...


 If gold and silver are so hard to get now, why is it so cheap?

Additional Details
I have been buying Gold and Silver and Gold is pretty hard to get your hands on Now,unless you want to get robbed lol
Most sites are still selling but not ...


 Can anybody give me some beginners advice to the stock market?
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 Investing some money, what should I do?
I just sold my first home, and came out with about 40k. Want to invest it, it's a great time because my employer provides housing.
I'm confused by CD's, Bonds, T Bills...someone ...


 Stock Market question?
If you buy stocks and you loose your $ will you owe someone money, or will it just cut you off when you reach your limit?...


 How do you buy stock online or not i just want to know$ how do you know whats good stock?
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 Investing Money?
I have about 500 dollars to invest right now. Does anyone know what stocks i could invest in with the economy being bad right now? I'm not looking for immediate money, but to hopefully to get ...


 When do i know to sell high?
this is hypothetical...
say i buy a small cap etf at a low price of $15. then say the market is going up and my eft rises a lot, when do i sell?...



piglet
What is the difference between savings and investments?
                     
 




bacteria4eva
Rating
Savings usually conform to a fixed interest formula. E.g. Bank of England Base Rate + a percentage.

Investments usually have a higher yield based on speculation that a company or commodity will increase in value over a given time and given conditions. E.g. Buy shares in a new company at a low price because they say they have a brilliant new product that everyone will want to buy. If they are right the value of the company increases, so do your shares. If they are wrong, the company fails and you lose your investment.

In short, savings are better if you can't afford to lose your money.


xguess_who_x
savings are pretty much guaranteed safe. As long as the bank they are in does not go belly up. Investments can be lost depending what you are investing in. Stocks, bonds. etc.


dinu_pawar
Rating
we save to invest
in saving growth is not expected
Invest gr & risk both considered


Mathew C
Writing to a scale savings when paired with investment becomes an Economic science terminology, in which case savings is the amount of savings forming in a society in an year and investment is the amount of investment happened in a society that year. Ideally Savings= Investmet, otherwise discrepency in this equality can cause undesired consequences. If savings<investments then investments need to raise finance from other means which will lead to hike in cost of capital and inflation and other consequneces. If savings>investments then there can be depression in the system along with other consequences.
In laymans terms, savings is the money one saves through a bank or through other means of fixed income securities. Investments are the savings through financial markets. The second is not a proper scaled explanation.
In economic terms investments in financial markets are sometimes considered savings.


gorgeousfluffpot
xguess (above) gave a good definition. Savings are generally lodged with a banking institution and are considered safe, adding interest to the capital sum there. Investments are really a gamble - you put some money into a fund which usually buys shares, the value of which can go up and down. It's possible, but rare, to lose the lot!


Franco
In savings the your money stays as money in an account run by a bank or similar institution licensed for that purpose. The capital is guarantied and you receive interest.

In investing your money is used to buy some thing else, such as property or shares etc. The capital is not guaranteed, hence the risk is much greater and what you receive is a part of the profit or dividend or rent.


gosh137
Rating
Savings = Principal value, per unit, is maintained. One dollar in a bank saving account stays at $1 value. Increase in value is obtained by the addition of dollars through earning "interest."
Examples: Bank savings, checking accounts, CDs, money market funds.
Investments = Principal value, per unit, can change. "Share" (with stocks) or "unit" (with trusts) prices can and do change daily. Increase in value is obtained by the additional of dollars (minor change) through earning "dividends" and (mostly) by increased price of each share or unit. Example: Trusts, stocks, and bonds.
PS: Bonds also earn "interest" not "dividends" and if bought new and held to maturity (and the issuing company is strong enough not to go belly up) you will get your principal back. If bought second hand and/or not held to maturity, price can change.


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