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 Which r the best mutual funds right now available in market ?
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 What's better, buying shares or investing?
I know very little if nothing at all when it comes to investing, but I want a way make some money. I understand that there will be risks involved, but how and where do I start and which is better?...


 Goolge or fannie mac?
which stocks would you buy today?
Additional Details
oops google and fannie ...


 Will someone lend me $5000 to get 10% interest monthly?
This is a serious offer. You can get 10% interest on your money, monhtly. So for $5000 you will get $500 every month....


 What is Saskatchewan?
Twice in the last week, I've heard business commentators say that the Canadian province of Saskatchewan will be "the next Alberta." Can anybody tell me what this means?...


 Has the stock market hit bottom yet?
when do we know.do you think the dow will see 9k this year?...


 What are the best stocks to buy? What company is the most consistant? Is it Google? What about Apple?
i want to buy stock myself but don't know what stock i should buy. Google and Apple sound good. what about Microsoft, maybe there's will rise because of the Zune and Microsoft Windows Vista?...


 When will crude oil trade below 75$?
crude is hovering at 100$...


 I won a lawsuit and iam trying to figure out how to invest it?
i have 112 thousand dollers and i want to invest it in somthing that i will be able to make a profit from does anyone have any suggstions on how i can use this money to turn it into a ...


 Suggest the most stable bank?
I just dumped my old bank, and now I'm wondering, which bank is on the least shaky terms? Hopefully one with a less "ridiculously borderline theft" overdraft policy than my old bank....


 What are the risks with stocks?
For example: I buy 1 stock in Wal-mart. Will I lose money if wal-marts stock goes down?...


 I am thinking of investing in penny stocks.?
Seems like a good way to make a few bucks . My friends tell me not to. Is it true they are hard to cash in after you purchase them. I saw one yesterday that went up 3900 %. Any advice would be ...


 Drink water?
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 How to invest in mutual fund and how to find out good mf company?
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 Do not have 10,000 to invest?
But I have 4000..Are there any accounts i can sign up with that will allow me to take out the interest if i wanted too?
Additional Details
I am a college student, I don't think I ...


 Kindly suggest a investment opportunity to invest $ 32000 which can earn a return more than 10% atleast..?
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 If you had to invest $100000 in one company, where would you invest?
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 What's the best low risk, high gain investment?
I was curious on how people invest....


 If economy goes into recession, what should I invest in?
I believe we are heading for a recession in the next year, or at least very slow growth. With the housing market soft, what should I invest in to look for growth.

I would figure investing ...


 When will the US Dollar crash?
When will the US Dollar crash? My prediction is 2 months after Hillary takes office. She will "rub the republicans nose in it" by declassifing the amount of money we are printing to fight ...



lucky_asthana
What is the meaning of growth and dividend option in mutual fund ?
when you see the offer document of any mutual fund you see growth and dividend option in it what is this ?
                     
 




RKN
Rating
In Growth Options no dividends are declared. Dividend option declares dividend and NAV gets reduced to the extend of dividend declared


KKP_Investor
Mutual funds come in 2 categories.

Growth funds

Dividend or Income funds.

Then there are Growth and Income funds that do both.

More imp question is what do you want to do with this info. So, let's go there.

If you are young, then you should be looking at Growth Only MF. If you are looking at Income only, then you must be old and close to retirement or in retirement.

If you are middle aged, with kids, then you may want to be in Growth (if you are risk taker) or G+I (if you are NOT a risk taker).

GL

KKP


Alim
In dividend option the Fund Manager pays you the dividend once declared and the NAV comes down to that extent. In Growth option the dividend is again reinvested in the market.
Growth option is always the best option as you can see your money grow faster and dividend amount is always very less and once it comes to you it is spent very fast.


Achha Admi Buddha Admi
Rating
Please visit www.icici.com for details


Rahul Chopra
In dividend mutual fund you receive dividend every year and in growth you don't receive dividend every year.


himanshu_iiitm
There are basically three options available to the investor depending upon the kind of scheme and the company issuing the mutual fund units or in investing jargon called as AMC [Asset Management Company, such as SBI, Prudential etc].

1 > Growth - The NAV appreciates over time. Analogous to the appreciation in the value of a stock.

2 > Dividend - Distributable surplus available with the AMC. This is subjective and there are mutual fund schemes who would skip the didvidend payout during a lean year.

3 > Bonus - You get bonus units.


dolly blaine
A variation of the price-to-earnings ratio where a stock's value is further evaluated by its projected earnings growth rate and dividend yield.

Calculated as:


Investopedia Says: For stocks that pay a substantial dividend, the PEGY may be an even better measure than PEG. As with the PEG, keep in mind the numbers are based on future projections and, therefore, aren't guaranteed to be accurate.


Sudipto B
Rating
If appreciation on NAV gets reinvested for further growth its the growth option.
When appreciation on NAV is distributed every year it is the dividend option.


ashony
Rating
Growth option: The NAV of your units keep growing (similar to appreciation of share price). You only make money when you sell your units. The income will be treated as Capital Gains.

Dividend option: The Mutual Fund may declare a dividend any time. The NAV of your units will fall by the same amount. This is like selling parts of your holding to book profits periodically. Within dividend option there are usually two sub-options: Dividend Payout or Reinvestment. In the latter, dividend amount is used to purchase units of the same fund on your behalf. So your no of units will increase but the NAV will fall. The income is free of tax in your hands but the Mutual Fund pays a "dividend distribution tax" of about 14% for debt oriented mutual funds.

So if you plan to stay invested for more than a year, your income will be tax free under both Growth and Dividend options (for equity oriented mutual funds) since long term capital gains (on an equity oriented mutual fund) are tax free.


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