 How does one get started with buying stocks? |
| Who should I talk to? Is there anything I can do online?... |
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 Mutual fund question? |
| i would like to start investing my savings in some sort of mutual fund where i could earn a decent return, rather than it just rotting in my savings account....i have a high yield money market ... |
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 Stock Questions....What Should I look for and Where Should I look to determine if a stock is worth Buying? |
| I am looking for some help in how I can decide if a stock is worth buying or not? What are some things I should always look at? where should I be looking? Are there any websites or newspapers, etc..... |
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 Is it right time to invest in Real estate? |
| I want to buy house but how will I know if it is a buyer's market or seller's market. I want to know if it is a right time to invest in house as the house prices are increasing daily and ... |
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 Is there anyway to become financially successful starting with nothing.? |
| is it true that people that are successful start off with an amount to kick start their strategy.... |
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 What would you do with $20,000 in savings? |
Hi,
I have $20,000 saved up from my little trip to sunny Iraqi. What should I do with it? As far as problems are concerned, I guess this ain't a bad one to have, but any advice?
... |
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 Ok, so how much can $100,000 produce a month? |
| I guess, why i ask is the only reason i would invest it is to help pay my morgage when times are tuff. Or else i would just put it on the principle of the house. Obviesly i will put some into ... |
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 Should I invest in a vast amount of stocks? |
Hi I am trying to get an investment startagy going, is it best to invest in a wide range of stocks under say $1.00/shr or would it be better to invest in a few $2-5 stocks?
I am asking ... |
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 Given China and India's growth, should I rethink what a diversified portfolio looks like? |
| I'm investing for a 30+ year horizon and I have a hypothesis that I should put the majority of my money in index funds tied to the stock markets of India (India Index Exchange Traded Note) and C... |
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 What is the best beginner site for buying & selling stocks? |
| I want to look into the stock market, but I have no experience. I want to be able to try it out on a small scale and see how it goes. I don't want to buy into a commitment that costs me a high ... |
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 Why Is The Stock Market Suddenly Rallying? |
Why ? Because Obama announced last week that he would invest lots of money in infrastructure ?
Wasn't that known well before he made the announcement ? So why did the market wait for ... |
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 Do you think the stock market will rebound soon? |
| Just curious on what you think the stock market will do in the next couple months. I have some cash in stocks that I'd like to use to fund a house purchase in the fall, and its taken a beating ... |
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Tim A | What should a young guy like myself invest in? |
I'm 22 and I want to get a good jump on retirement and I want to know what are my options as far as investments go. I could invest around 100-150 dollars a month. Are mutual funds good, roth IRAs? I'm not exactly sure. I've read up about bonds, but they don't seem so great..
Additional Details
No I don't have a house yet, but i will in the future. As soon as i am done with the military it'll be the first thing I do. They kinda prevent me from affording one too. I don't quite have enough money to make the payments and in the military's mind I'm too irresponsible in my age to live on my own; even though I now own two cars and still have thousands of dollars to spare cuz I'm smart with money...and cheap |
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taonguyen
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As a financial advisor, I love when young people are as proactive as you.
A Roth IRA is ideal for you. While there is no current tax deduction, the money gets to grow taxfree, and future "qualifed" distributions are tax free too!
Mutual funds are perfect for a Roth. Load or no-load, pick one or two funds to start. As you are only 22, you can afford to be more agressive. That said, be careful about chasing the hot sector of the day.
If you have any specific questions, feel free to email me. |
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Ansariteaway
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Have you considered investing in the stock market? you can go through Wells Fargo's it's called Share builders.com
this allows you to invest small amounts like the $100-150 a month for smaller fees of $4 for each purchase. However if you decide to sale any of your stocks they will hit you with fees as well. I would get on the web and really research it, and invest in well known companies. If you work with a well known company you may want to consider investing the funds in the 401-k plan because some companies match dollar for dollar up to a certain percentage of your income that you invest in your 401k to give you $300 invested instead of the $150.....
Remember that if you have to draw the money out of an IRA, the government will penalize you approximately 40% in taxes....so if you have $1000 in IRA and something happens and you need the money now, you withdraw the funds called early distribution you will be penalized 40%= $400 on this, using your own money. This is setup to discourage people from early withdraw. Good concept until you need the funds in an emergency.
Hope that helps.... |
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mntndo
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Mutual funds don't beat the market very often although an index fund matches the market so it's a better option. If you bought an exchange traded fund, you have more control because it trades like a stock but looks a lot like a fund. But keep in mind you are very young and can take on more risk. That means buying small company stocks. You can also buy stocks directly through some large companies with small amounts of money and avoid big fees, they are called No-Load stocks. The Roth IRA is a good option too. |
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DJH
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If you dont have time to manage your investments go with an index fund in a Roth....If you have time to track your investments daily pick 5 good value stocks and agressively invest in them, buy on all the unreasonable pullbacks in the market. Your likely to beat the professional mutual fund managers doing this and come out with a return much higher. Your young so Id be more aggressive. |
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trbessie
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I recommend mutual funds that deal in energy and utilities. These are things that every business and household needs. |
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The Scorpion
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Roth IRA invested through mutual funds. Call Smith Barney or a similiar type of company. |
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dammitdrag
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Check out a stock called Bank Rate Inc. |
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Frank Castle
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Do you already have a house? |
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