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 Gold or mutual funds?
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 Richard Branson just gave 3 billion dollars to his own research company what is generous about that?
Richard Branson just made a big deal about investing 3 billion into his own research of biofuels why is that something to make a song and dance about - just why was he on the news for investing in ...


 What do they mean when they said the fund beat the benchmark?
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 Which is the best and fastest way to make money online? forex,blogging or stock trading. pls include details
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 I want to know about intraday trading, can i earn money by this and how, from where i can get better knowledge
intraday trading is the trading in which we can buy or sell shares in the same day, so i want to know that how i can get proper knowledge so that i can earn more money easily, and also tell me about ...


 How to start investing in stock? what are the basics?
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 How much do you think this is worth?
I have set myself 100 projects to be completed within a year. Do you think I can do it? Your views - please!


http://www.sponsormytale...


 Great books about investing and the stock market?
Which books would you recommend for a beginning investor interested in the stock market? I've already read The Motley Fool's Investment Guide For Teens, One Up on Wall Street, and I ...


 America is it still a financial powerhouse?
1.00 United States Dollar = 0.81 European Union E...


 Whens a good time to start investing?
And/or saving up for retirement?...


 Has your college education been a good investment.?
College is not cheap, is it worth the cash if you have to pay for it yourself....


 How does interest rates effect share prices.?
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 I have exactly 12,000 USD to invest?
Well actually 10 because the other 2 I have to put aside for daily living. What can I do to make back profit within 1 month with this amount ? From personal experience I know how to make back some ...


 What is the best stock to buy for 2007?
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 Books or websites that help out beginners in the stock market?
I'm looking for serious and non-spam recommendations for websites or books that can help out beginners who want to trade stocks online and get the basic information of what they need to do.
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 What is a bond?
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 Should Isell all my stocks since th market is tanking?
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 Best place to invest $100K?
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 Which share is best to buy presently for a short period of time.......?
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 What should I do regarding my 401K?
I believe my company, Monarch Industries, has a 401k plan set up for their employees with Fidelity. I want as much growth as possible, but I don't want to an extreme amount of risk with my ...



Answer?
What would be the best investment for a 5 year period?
For 5 years I would not need to touch this money, I'm wondering looking at mutual funds, stocks, Cds, Bonds, and more what would give me the best turn-over, considering also the safety of the investment. Which is why personally I lean far away from the Stock Market.
                     
 




vegas_iwish
Rating
Absolutely not cds. The bottom line example- 4% cd after 25% tax is 3%. Inflation 3.5% so you lose .5% purchase power. Change the specific numbers but always the same rough result. You think you have more because acct rises but you have lost. Not "safe". A diversified portfolio is far "safer" in that you have a chance for success vs none in bank. If you must buy bonds at least buy Treasury Inflation Indexed 1s. ADX - large company closed-end fund. PEO-oil stocks IAU-gold. EWA- Australia EAF-global. Properly define safety & you won't be eating dog food in your golden yrs with a worthless "full" bank acct. Lean the RIGHT way.


stock.expert
Rating
Hi, i suggest a great site with plenty of Issues related to your Investing and everything around it. it also provide clear and accurate answer to many common questions.

http://investing.sitesled.com/

I am sure that you can get your answers in this website.

Good Luck and Best Wishes!


I Am Legend
Rating
My vote goes to either bonds or cds. I'm actually looking into these myself.


Frank Castle
Rating
Stocks.


Patrick L
I think it all depends on amount, plans, goals, etc etc. Maybe a (free) financial plan is in order?


venkat
Rating
It depends on the kind of return you are looking for on the investment and how much risk (to principle) you are willing to take for that return.

Money Markets - no risk to principle but returns better than a savings account

CDs - no risk to principle and returns better than MM but money gets locked. you can stagger the CDs to get some flexibility here.

Bonds - a little risky depending on the type but can offer higher returns than CDs. Problem is researching and tracking them. Good option here are the Bond based mutual funds which take care of the research and maintenance. I invest in a few Closed end bond funds from Blackrock ( BKT, BHY , etc.) which is a very stable investment firm and they offer high-yields . I like closed-end funds because they trade like stocks( sometimes on discount) and they offer fixed high-dividends (monthly returns).

Equities - greatest risk and highest returns as well. problem is again researching and tracking them. Mutual funds make that easier but researching mutual funds themselves is a pain - stability, management, etc.. I like ETF for this reason because they are a basket of stocks ( like MF but traded like stocks) and the process is very transparent.

In any situation for getting optimal returns and ensuring safety you need diversify your investments - so in the end don't put all yours eggs in the same basket.

Good Luck!


Jace L
Rating
I think if you do intend to sit on it then a mutual fund will yeild a better return, it will be the one that will rollover with more intest earning potiential! Seriously think about a CD for a minute ....a CERTIFICATE of DEPOSIT, its an over glorified savings account, the intrest gained on a cd is nearly that of the earning power of a savings account!
I cant slam bonds because I dont know enough about them!

Let your money work for you!!!! Go with the mutal fund!


gregory_dittman
Rating
Latin American ETFs, EWZ, EWW, Latin American 40 ect. Asia and Canadian ETFs are good too.


aramaiya
Invest in HSBC Tax Saver Equity Fund (NFO) open till December 15th. It has 3 years locking period.

We all work very hard to earn for our dreams. It’s heartbreaking to see a portion of our earnings being taken away by taxes. As a result, we postpone our dreams… Surely, we all want to save on taxes.
Section 80C of the Income Tax Act, has made it possible to save up to Rs. 33,660/-* a year on taxes. We can avail this benefit by investing in specified tax-saving instruments, like Equity Linked Savings Schemes (ELSS).

Introducing HSBC Tax Saver Equity Fund (HTSF), an Open-ended Equity Linked Savings Scheme (ELSS) that offers an opportunity for tax saving by providing Sec 80C benefits.

New Fund Offer:
20 November - 15 December 2006.


Big Bully
Rating
Mutual funds are crap, the people who hype these crappy funds want other to feel as crappy as they do when they see poor returns on their money. If you want to save your principle look at CDs or bonds.


MR MONEY
Rating
You should look into a "Balanced Mutual fund." This is a fund made up of bond and stocks. They have less risk than all stock funds (which is important if you need the money in 5 years).
Individual stocks are too risky, CDs have low interest.
Contact a Financial Advisor.


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