 Which are the best shares(company) to buy in this market situation? |
| i would like to know which company shares are better to invest in the coming months ... Can you give me the list of companies that i could select ... |
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 What is the best method to avoid emotion based decisions when trading in the forex market? |
| I have stop-loss orders in place but still find myself wanting to move on emotion rather than logic at times.... |
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 I have some money to invest, I am told now is a good time to invest in banks....? |
is that good advice? What happens to shares that I buy in a bank in the event of a bank getting nationalised or bought over...
Thanks in advance for your replies.... |
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 How do you make money? |
job?
stock market?
real estate?
all the above?
other?... |
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 I found 1 million dollars yesterday what should i do? |
| since i dont know what to do.. right now i am burning it... any ideas?... |
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 How long do you have to hold onto shares before you qualify to receive dividends? |
| Presumably you can't just buy shares in a company the day before dividends are due to be paid...... |
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 I've been thinking of investing some money? |
| somewhere, how do I find out about stocks? Or maybe investing in the foreign money? DOes anyone have any good info or know where I can get some?... |
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 Is there a stock answer? |
| My advisor told me that to put it into layman's terms my investments can go up and down like an whore's drawers. Should I pull out and stick in Ernie?... |
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 Is GM Stock a Good Buy now? |
This has been asked before but new news came out today about it going to zero.
Additional Details
If GM goes bankrupt all the Union contracts will go out the door. I don't think the ... |
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 How do i become a millionare in 20 years? |
im 20 years old in the army and want to invest/save my money so that when i retire from the army im a millionare or close to it just wondering if its possible and if so how
Additional Details
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 I'm helping my mom w/ summerschool. PLEASE help!? |
| Considering I have to wake up at 5:30 and it IS summertime, I get paid. I am 13 and I gets paid $100 for working w/ my mom for 4 weeks. Then I don't get anymore and I have a choice if I want to ... |
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 What are the legal consequences for forgery? |
| My nice forged a doctors note in school and i wanted to know what can happen so i can try to stop it or get a haeds ... |
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 Is now a good or bad time into stock market? |
| Should I go for lower one since the market is not stable?... |
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 How do you get rich? |
| How do you get rich? Some say by saving money, others say by investing, others say by having a good occupation. If you think occupation is the key answer, then what do you think are the best ... |
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syahlord | Whats the best way to invest when you live check 2 check? |
i live check 2 check and i feel like there is somthing out there to get me out of this situation. maybe somebody can throw me some fruit for thaught...thnx |
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dellptn
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Stocks traditionally (over the past century) have had the highest returns of any investment instrument (bonds, money market etc..). People are reluctant to invest in stocks because they are volatile (move around a lot) but there is a way to get those stock like gains without much of the risk of holding an individual stock. Invest in an index fund, which is like a mutual fund except there is no investment manager trading in and out of it constantly charging you ridiculous commissions. An index fund is simply a copy of a group of stocks that investors use to gauge the market. For example you can buy an index fund that matches the S&P 500 etc.. Vanguard has some great funds with probably the lowest costs in the industry and has been around forever basically. I just brought VTSMX (total mkt index fund), its at 35/share and with one purchase I now have companies such as: Exxon , General Electric, Microsoft,Apple etc... For someone who can't afford to lose any investment capital this is by the far the easiest way to diversify risk without comprimsing your returns. Good luck to you! |
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Insurance
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My suggestion is to save first before you invest
Follow this priority
1. save enough money for your emergency use
2. get enough insurance coverage (Medical & Life)
3. enhance your skill and get a better paying job
4. identify an area of interest and develop it into a business
5. When u have sufficient money to risk than only invest.
build a good saving habit first. The amount can be small initially but you will be happy to see your money grow! |
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rooster
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you are living check to check .every week or two weeks have 50 bucks put into a mutual fund using electronic deposit and dont touch it continue to live check to check for five years ( if you were paid $50 more or less per week you would survive ) you are spending what you make - and after a small period of adjustment you will not even miss the 50 .00 - forget the advice for the 401k - if you touch that money before 65 there are huge tax penalties - I dont know about you but I would rather be well off in five years rather than 20 - |
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Rage of Achilles - Sgarrista AMâ„¢
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I am a teacher, and that is all the explanation you need to know about living check to check.
I have money withdrawn directly from my pay and put into a retirement acct. 403(b) is what it is called.
Since I never see the money, I don't have it to spend. It just goes in. Even if it is as little as 10 a week at least it is a start.
Get rid of anything you do not need: smoking, cable tv, cell phone to come up with the extra cash.
Basically I invest what most people smoke in a month. Since I don't smoke it is great. I put $2000 away a year. Not much really, but since 2000 I have amassed $18,000. And it will only grow. Invested @ 14,000 AND I have started a 529 for my kids (50 a month) and they are 4 and 2 respectively and already their 529s are at 4000 and 2000 respectively.
Best way to make money is to pay yourself. Google that and you should find some good advice. |
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Bear
 |
Hi,
There are 2 things to do:
*Make more money available...deduct money automatically from your account to go into a special investment account.
Doesn't matter if you don't know where it will go to begin with...just do an automatic deduction into a new bank account.
*Put money into your financial education...in order to learn how to invest those dollars you are saving you need to learn.
Make dollars available to learn...Yes you have to save more dollars...or visit your local library, read and borrow books on managing your money.
You can get a pile of things for free below: |
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colber72
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My husband and I are in the same situation as you except I just recently lost my job so we aren't even making it paycheck to paycheck. We are part of a team of people who work together to make each other successful. The idea is to eventually leave the traditional job behind and work for yourself using the team as support. We have several people on our team that are already successful and are very supportive and have been more than willing to help us achieve our goals as well. We would love to have you join our team to help you become successful as well. We only mentor those who wish to learn and grow as individuals as well as in a team. One of our members is 21 years old and no longer has a job. He works for himself. Another was a school teacher who, after 10 months, has retired with a bit higher income than he had has a teacher.
If you are interested, check out our website at http://www.mcolber.networthusa.com/pages/index.asp then give us a call or email us. Our information can be found on the website above.
Thank you |
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InspectorBudget
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Live within your means, and you will find a little left over at the end of each pay period.
Put that amount into a savings bank account, and do NOT look at the account until you're 65.
Give up your little "treats" like Lattes, movies, expensive dinners, and the like. You'll find that it easy to live life without those "necessities" after a while, and you'll not miss it after some months have passed. |
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gino2351
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There are several ways to go about it - but initially start a budget. Larry Burkett has some great information and resources available - you can visit http://www.crown.org/ for more information.
You also could meet with a financial advisor or with someone that helps with budgets and debt management. I've been meeting with one since January and I'm slowly working my way out of debt. It takes time, but is well worth the effort.
I started out meeting with someone that is knowledgeable in business and finances. We have been meeting weekly and he's helped me set up a budget that suits my needs. I've set up online banking (which may be free with your bank) so I won't forget another payment. We also worked together to determine what are my needs and wants. I also started a second job to help offset the difference between my income at the time and the cost of my lifestyle.
Pay off any credit card debts and high interest loans off first. Then work your way down.
It's been challenging, but well worth it. I highly recommend it! |
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Another Perspective
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I like to let my employer take money out of every check for 401k and stock. I am no millionaire, but that money is there if i ever had to have it. |
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phildarthebuildar
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401k, put as much of a percentage per pay check as you can stand. If you can't get in a 401k and you're dying to play the stock market, save $1000 and buy two stocks under $20 whose growth story you believe in. |
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Cherry
 |
Best question I have seen on this ever but I can't answer just waiting for some answers too.
Thanks for asking. |
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Sean B
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If you are living check 2 check because you are still paying off high-interest credit cards, the only thing you should be doing is paying off those cards! Because the 5-7% gain you make from investing will NEVER be enough to cover the 12-30% interest on a credit card.
However if credit card debt is the not the reason then look at some of your expenses and see if there is anything you can cut. Even $5-10 here and there cane quickly add-up. For instances, I did away with the movie package on my cable bill, canceled a magazine subscription (I hardly read the whole thing), got rid of a stupid 'Credit Protection' charge on one card, and changed my car insurance company. All told, I gained $80 every two weeks !!!
One other thing you can do is if your company offers a 401(k) package (even if they dont match it) put a little in there.... it should be 5-10% of your paycheck. So for my I take home $700 every two weeks, so I put $40 into my 401(k). Do this as a direct deposit or check withdraw or something. That way you dont have a choice, but to invest it..... plus it made it easier for me not to 'miss it' since I kinda never really had it.
Savings accounts for me were hard because if things were 'difficult' could withdraw money from there extremely easily. And for me 'difficult' times were, I had the munchies and wanted a pizza LOL.
Hope some of this helps |
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