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 Is leveraging (borrowing money to invest) is a good idea. Pls. commment on the + and - of doing it.?
I need to know if this is a safe thing to do before I signed up for one....


 Is stock trading a form of gambling?
...


 Can a mortgage be in one individual's name, and the Deed be in both husband and wife's name? Who owns house
Home Purchase by husband and wife. The mortgage is going in the wife's name. She claims the deed will be in both husband and wife's name. Who actually owns the home. Who gets proceeds ...


 What's the easy way to buy stock with a small amount of money?
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 I want to become a millionaire in a YR!?
I'm willing to invest a little..but dont have much.
i m looking for some ideas that dont cost allot.
any toughts??...


 If you had twenty thousand dollars what would you do to make more money legally?
businss.invesments............


 Are options trading profitable?
Are options trading profitable? I checked on the internet and found a lot of personal experiences (for and against) on stocks and futures trading, but could not find any on options trading. Has ...


 Why is the DOW and Nasdaq spiraling down after the election?
Shouldn't there be more trading because of obama's election? I thought everyone in WS knows that obama promises and will fix the economy................


 I want to be a good speculator in stock market?
...


 Stock Market?
How does the stock market work? If people make so much money off of the stock market, then why don't more people invest in it?...


 When's the big stock market crash coming?
I have some money to invest but now I'm leary....


 I wanna invest in stock market...but i dun knw how to do it?
how to start? n how to earn the long term or short term ...


 How hard is it to find stocks that go up 5% a week?
5% isn't really that big of a change....just 5 cents for every dollar. I see stocks everyday that have increased 5 to 10%. I just want to know how hard is it to pick these stocks.....what are ...


 Do you think stocks will rise again?
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 How can I turn 520K into 2 million relatively safe and in 10 years?
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 How can I make real money at 15?
Hello,
Im Michael and my only target in life is to earn a resonable amount of money. I can make abit of money at 15 at the moment. But its just peanuts. What can i do to make some REAL ...


 How do I convert $10,000 into $100,000 in one year?
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 How Do You Make Money on the Internet?
What are some good ways to make money on the internet? I am pretty new to this.

Also, what should I do to get started? Thanks a lot....


 How old do you need to be to invest in the stock market?
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 If you had $1 million dollars. What would you do with it.?
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pink_me
When is the best time to invest?
A friend of mine, accounting graduate, told me that the best time to invest is not now because the market in its highs, but in the end of May.

I have some money now and more coming at Christmas.

What would you recommend?
                     
 




Mac
This is a great question because it is a question that every investor, speculator, businessman, and person in this world asks and answers everyday of his life.

You are talking about when to invest your money, but it applies to your time, emotions, life and love! All of these require us to ask this question.

To your question: When is the best time to invest YOU MONEY? When you are ready to.

At this point in time, invest 50% of what you have in a 3 or 6 month CD that is yielding 5% or higher (you can let the CD roll or let it mature to invest later). Keep the other 50% in a brokerage account (even better if it is a money market account)so that you will be ready to invest in a mutual fund, EFT, or stock (With E*Trade you can do all of this. Check out Fidelity and other financial institutions or even your own bank).

Now let me ask you: How long to want to invest for? What sort of returns do you want? What are you saving for? Are you willing to lose your investment? How much are you willing to lose?

These are important questions to answer before you put a penny into the market and once you have an idea then you need to do some home work.

The best place to start is by picking a company you know and doing some reseach on it. This will get you familiar with what is going on in the economy and what factors will have an impact on your company.

Example: Apple
- what is their business model?
- are they making profits?
- how much do they make?
- are they are big or small company?
- how do they compare to their competitors?
- will they make money in the future?
- why do people buy their products?
- what will stop people from buying their products?

Now there is a lot to learn and you should look at other types of investments, but I don't want to overload you with too much information.

Start with what you know and invest when you are ready to. Get some perspective, do some research, and have fun doing it!


doof55
Rating
If you have money now and you want to invest it than invest it. The friend is partly true that the spring time is the most favorable time to invest, not in May but before April 15th is "ideal" to invest in the stock market.

You don't have to invest in the stock, go with a bond or a CD until you want to invest in the market or let it cool off. But there are plenty of ways to invest in the market even when its at its highest. So check it out. Its much better invested than in a checking account somewhere.


Rockford
The best time to invest has to do with interest rates. If you think they are going to go up, don't invest. If you think you think they are going to go down, then invest your money.

They say not to invest your money in mutual funds in December because you are being charged for other peoples fees that were in the fund for the whole year. Better to wait until the new year. But I find that there is alway a mini rally in Nov-Dec. People feel good around Christmas and stocks usually go up. Likewise, sometimes when the weather is dark and gloomy for long periods, people get down and stocks go down. Sometimes stocks go down in the summer when people go on vacation. That didn't happen this year, there was a rally. So, you never know. To me, its all about interest rates.


Lost in the Sea
first of all you need to know what do you want to invest. the term of invest is too broad in here to ask.


vegas_iwish
May is nonsense. Can invest in areas out of favor but with growth potential regardless of how overall market doing. If can do IRA - do it now & not in a bank or annuity. Don't go heavily into mutual funds in a non-retirement acct until Jan. IAU (gold) RRE (REIT) EWA (Australia) EFA (global) all good plays. feel free to e-mail any qs vegas_iwish@yahoo.com
"What goes uo must come down" - brilliant. Market was 700 in 1981. 12,100 now. Are we going to 700? no.


money
The best time to invest was yesterday. If you did not invest yesterday then today will work. Listen to the folks that said start investing monthly in a roth/401k etc. The same people that say the market is at a high now, said the market would crash in Sept. It does not matter in 20 yrs if you invested in the summer or winter, just that you invested.


asjrb
Rating
Invest now, starting using dollar cost average method.


NuncProTunc
best time is 20 years ago--second best time is now--assuming you are in for the long term. If you will need the money before 5 years get a cd .


saulg21
If you invest now while the market is high .you're at risk. Remmember,what goes up must come down. And you don't want your investment going down,do you? Wait till the market goes down,then the only place for your money to go is up,up ,up. Good luck.


Wibble
Nobody knows when the best time to invest is. Yes your friend is right, the market is record high levels. It all depends on what you want to inves tin. You could for the mean time open a ING or HSBC online account that gives you a pretty nice rate of return. Risk free and earn about 5% interest. If you know that you are going to be receiving more money that you don't need then I would advise that you open a ROTH IRA. Do you ahve a full time job? Do they offer 401k plan. Take that option if you have that. If you're talking about stocks then my suggestion is that since you are a novice at investing, only buy large cap/blue chip companies that pay dividends. Do not buy as much as you can in 1 go. Average down or average up everytime you have spare money, that way if the stock goes down you can buy a little more at a cheaper price...


holbrpa
Rating
It is true the market is at the top of a cycle right now. But that is not to say that there aren't good investments out there. The brokerage and banking industries are really good buys right now due to a flat yield curve and economic pressures to lower/hold interest rates. Goldman (GS) is a good buy right now due to it's low P/E and earnings potential.

I would not suggest buying any individual stock unless you are a gambler or have a lot of money. My personal portfolio is favoring a short position in the market (meaning I make money during a recession and pullback of prices). Always remember, you can make money when the market moves in any direction not just up! If you think we are overbought and prices are high, then short sell and reap the benefits!


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