squekie0874
 |
If new at this try going to your bank see who they would recommend as a financial planner so that your investments have a chance of paying off. If you do not know much about Stocks or mutual funds I highly recommend you going to someone who does. Most times Investment professionals do not charge for a consult they make there money in commissions. |
|
VATreasures
|
Here would be my order of investment
1. pay off any debts besides student loans or a mortgage
2. a rainy day fund of at least 3 months of living expenses
3. retirement savings
3a. contribute enough to a 401k to get the full employer match(the match is free money)
3b. contribute up to the max(4000) to a ROTH IRA before April 15th you can contribute for 2005
4. savings for any planned education for yourself or your children(you probably want to look at 529 plans if it is sometime off)
5. a down payment for a house if you do not own one
6. contribute up to the pre-tax max for your 401k
7. tax-efficient after tax brokerage account
For 2, 4 and 5 you will want something that will preserve your principal like a savings account or a money market. If it might be a few years, you might consider savings bonds or CDs.
For 3 retirement savings for maximum simplicity go for a life-cycle fund if available.
For 7 your simplest option is an index fund. To look for the best index fund look for the fund with the lowest fees, and it should definitely be a no-load fund.
If you want to be more involved you can select individual stocks in an brokerage account, but make sure they are buy and hold stocks. Something that produces a high dividend like an REIT is best to own in a retirement account, because dividends are taxed like ordinary income. |
|
KennyJitFu
 |
To start simply save money in a savings account or visit www.sharebuilder.com if you want to practice losing money in the stock market.
If you truly wish to create wealth get into real estate as soon as possible. You can make good returns with a diversified portfolio of stocks, bonds and commodities but you can generate true wealth and cash flow through property investment nationwide.
I can answer questions pertaining to property investment nationwide.
KK |
|
chartley
|
invest in yourself. |
|
laitcaramel_rum
|
FREE MONEY! Someone Will Match You Up
To $20 Bucks For Every Dollar You Save FREE! http://MyNetMarketingCenter.com/r/1click/laitcaramel |
|
Common Sense
|
Forget looking for answers to this forum. Read a few books on investing & investing for retirement (if that's your goal). Learn about "Asset Allocation", expenses, loads, sales charges etc.
Don't buy investment products from banks or insurance companies. Don't ever take hot stock tips. Know how the company or person you're dealing with makes their money.
If someone tries to sell you an variable annuity product, know two things;
They make a grear profit doing so.
Most people shouldn't be buying them (95% or more)......
Life insurance is not an investment.
Good luck! |
|
zcommodore
 |
Somewhere you understand how it is being used. If you don't understand the stock market, don't put it there. If all you understand is your mattress, put it under your mattress.
Do lots of research on real estate, stock markets, bonds, etc. before giving them your money. Remember, knowledge is power. It's your money, use it for your own best interests, not someone else's. |
|
thylawyer
|
It depends on how much money, can you afford to lose it all, will you need some or all of it soon, how much risk can you tolerate, do you have any social concerns about your investments, do you want to or can you research the possibilities?
Starting here is not very smart, because mostly you have kids concerned with upsetting people or about their sex or love lives. |
|
answerme.please
|
stocks |
|
Mr. Brain
 |
get a broker, he will point you in the right direction. Start watching the market and look into new companies while you are young. Newer companies usually have a much higher payoff % because there is a higher risk. But they will let you know that. |
|
Crockett
|
invest in yourself learn how by going to
www.findoutmorenow.com password: kwik |
|
hippyju
|
Stocks, shares, banks, Individual Savings Accounts, bonds
Or you can invest it with me. :) |
|
cheeeee
|
an easy way to start investing is to open a Roth IRA through an investment company and just put 100% of your money in a long term fund such as a "freedom fund". There will be choices on years when you would like to retire. I've placed a couple of IRAs in a 2035 fund and a 2040 fund. This means that the money in the IRAs will be invested in stocks and bonds agressively over the years until it gets close to the year 2035 or 2040, they they will be placed in things like money market accounts or such. |
|
John Blaze
|
If you have less than $500 I suggest you to drop me a line.
If you have at least $500 I suggest you to open a brokerage account at Scottrade.com and invest in Spiders and Diamonds.
If you have at least $2000 but less than $25,000.00 I suggest you to open a brokerage and margin account at Ameritrade.com and invest in Mutual Funds and Stocks.
If you have more than $25,000 I suggest you to drop me a line. |
|
guyhot25
|
savings |
|
TheChamp
 |
Try the stock market and emerging markets lke India and China; remember to do solild research before ever investing in a company. |
|
gameboyxp20
|
I think that there are many different places to invest your money. It depends on how much money you have and the amount of risk you can tolerate as well as how much money you want in return for your investment.
Remember with all investments, the goal of the game is to get your original money out of the investment as quickly as possible to eliminate risk from the investment. You leave the growth in the investment and it is a free asset! You also want an exit strategy for EVERY investment that you make so that if the investment turns against you, you can preserve capital.
You also need to decide whether you want to invest for capital gains (which is riskier and more speculative) or if you want to invest for cash flow – or passive income that comes in whether you work or not. Cashflow deals are usually harder to get your hands on than capital gains investments.
The following are some places that I would research into:
- Real Estate
- Stock/Options Trading (This is NOT gambling if you have a positive expectancy)
-Venture Capitalism
-Starting your own small business and then automating it for positive cashflow
I would absolutely avoid:
-Lottery tickets or gambling of any kind
-Avoid Mutual Funds
-Avoid Super Large Investments in the beginning
Start with small investments until you learn and then you can increase your investment dollars as your knowledge grows. So if you invest or trade stock, start with $1,000-$5,000 and learn before you do something with your entire savings.
I think that the best thing you can invest in is : YOUR FINANCIAL EDUCATION ! Once you are educated, you will automatically gravitate to the right investments that fit you.
Good Luck ! |
|
kmbaum2003
|
Well it all depends on your personal preference. There's many different styles of investing. Some prefer a high risk strategy. That may include investing in stocks of companies in emerging markets or small cap stocks or equity funds.
A moderate investing strategy would include a mix of slightly risky stocks and slightly safe stocks. Maybe mix medium cap stocks with stocks of companies such as Chipotle, Bed Bath and Beyond, or Wendy's. You could also look into buying some bonds from slightly risky companies.
A safe investing strategy would include federal bonds, blue chip stocks, and investing in large cap stocks and equity funds. Companies like GE, Morgan Stanley, and possibly Wal-Mart.
Once you select what kind of investment strategy you want to go with, decide what companies or equity funds you want to invest in. Do some research on companies you want to invest in before you put your money into them. Try going to the company website and finding a number or address for the company. Usually the sites have sections titled "investor relations" or something along those lines. Go in there and find out how to contact the company about investment opportunities. Request a 10-k, a prospectus, and an earnings report. That should be most of the information you'll need to decide on whether or not you want to invest in that company or fund.
That should be enough to get you started, good luck! |
|
the PimP ChimP
|
me |
|
trevor
|
most deffinately the stock market. do plenty of research in the company you want to invest in |
|
adolph pernal
|
Bonds |
|
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
