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 I have lost 12% of my investment in mutual funds since early Oct. What do I do?
Put it in fixed account or wait....


 Stock Market Crash is taking our money?
My retirement is going down, down, down. The money is going SOMEWHERE. SOMEBODY is profiting from this. Who is getting my money?
Additional Details
I'm talking about the market, ...


 Why Pizzas are so expensive ?
I live in INDIA. I like Pizzas. Any order you make with the Pizza vendor comes atleast to Rs 200 for a single serving. I find this expensive and want to know justification for such high costs.
<...


 I sold my shares at $52.00 per share but only received $43.00 a share for them. WHY??
I decided to sell my stock last Sunday (online, through Fidelity) and the current price was around $52.00 a share. The following Monday the stock continued to decline. When I recently looked at my ...


 My niece is 25 yrs old and she want to invest. What is the best plan to invest money?
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 What can i do to double $500 as soon as possible?
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 Who could recomend a great book about investing?
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 When I win 15 million dollars?
I want to invest 10 million but I don't want to personly look after it all
and I want a regular income from it so were is the best place to put it.
before you ask
No I will not ...


 Were can I buy pure gold?
Is it possible to buy pure gold not a coin just the raw matterial and if so were can you find a dealer for such a precious ...


 What is the best stock to invest in august 16th 2007?
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 I am a middle scool student interested in investing in the stock market.?
I have about 200 dollars to invest, and I am interested in a decent return within three years. Does anyone have any advice on what kind of companies I should invest in for a diversified, successful ...


 What do you think about currency trading?
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 What is the fair price of oil?
Now the price of oil is 72~77 U$ per barrel. What do u think should be
1) the fair price?
2) the price of oil in 2015?
3) the price of oil now, if 50% of all cars in the World are ...


 Is now the time to jump with both feet into the stock market?
...


 I want to buy some stocks for my son, 5 yr old and want to leave it there. I am new to this.?
I have a Mutual Fund for him but its not going anywhere for the last 5 years. I am not going to buy and sell everyday. I just want to deposit some money for my son - may be half a dozen of ...


 Which currency is more widely use japanese yen or USD?
which currency is more ...


 Where best to invest with no risk of losing principal?
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 Any ideas for a good short term investment?
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 I have $5,000 in my savings account, how/where can I invest them safely??
We are planning to buy a house in the next 10-12 months and we need that 20% down payment. And even though we are still contributing to our savings account we probably wont be able to reach $20,000 ...


 If suddenly you had enough money to buy your dream car, would you buy it, or invest your money wisely?
If you had just enough money to purchase your dream car, would you spend it all on this car or would you invest the money and wait until you had more than enough money to purchase it and many other ...



jim smith
Where do people come up with 7.5% returns on investment??
Whenever you search the web or talk to people about investing or retirement, you'll find they use a 7.5% rate of return in their calculations. I would like to know where in the world can you earn a 7% GUARANTEED Return on your money??

CD accounts do not return more than around 4% APY.

Stocks barely break even over a 10 year period and to me are no better than going to Vegas and playing roulette with your money.

So What type of investment can you earn a GUARANTEED RETURN on your money of 7% or higher??
                     
 




kmc
Rating
I believe that the 7.5% is the long term nominal return of the stock market. The figure (7.5%), which is somewhat debatable, comes from Roger Ibbotson's annual year book titled “Stocks, Bonds, Bills and Inflation.”

I am not sure why you are saying that stocks barely breakeven over a 10-year period. If you’re talking about the last 10 years you may be right, but if you look at rolling 10-year periods going back 80+ years you will find that there is a very good chance that you would have generated around a 7.5% return if invested in the broader market. But even though history is on your side, you are correct that that 7.5% in stocks is never GUARANTEED, but the longer you’re holding period the more likely you are to achieve above bond like returns.


raysor
Something that returns say 5% and makes this up to 7.5% by gradually eating into your capital

Alternatively Lloyds TSB yields 8.33%


Lancez
Here FXCM managed fund give 65% profit p.a


barry w
Rating
If you want a quick return on your money then trading in cfd,s is the way to go.
You dont actually buy shares as such but buy a contract on the assets.
You then earn or lose money on the opening and closing price of the asset.
Many people have got rich very quick from cfd's but there is also the risk of losing money quickly.
Finding a broker will help as they can advice you on stops that sell when the
asset falls below a certain amount you can afford to lose.
you can find more information at
http://www.cfd-to-cfd-trading.co.uk


Oh Boy!
Rating
Over time (from 1926 to the present) the stock market (as measured by the S&P 500 and it's predecessor) has averaged an annual return of approx. 10%. (source is Ibbotson Assoc.)

Assuming a little asset allocation with bonds would bring the average annual return down some but it would still be comfortably above 7%.

This 7.5% return you cite isn't a guaranteed return and investors understand that. But you're making a really silly mistake by assuming that the time from 2000 to now has been typical of the long term; just as silly as those who assumed that the time from 1993 to 2000 was typical.


bud68
Rating
Its an assumed rate of return over a long term. Your statement on stock returns is incorrect. There is no "guaranteed return" of 7%, but with a well-diversified investment portfolio, a long-term total return of 7% is not unreasonable. All investing entails risk - that is the real world.


Dovetonsils
Currently, there is no way to do it. In the 80's, I had a zero coupon Treasury bond that returned 11% guaranteed. However, treasurys are now below 2% in some cases. You can go to riskier bonds (lower ratings) to get 7%, but you will be risking both principal and interest if the bonds default. Stocks in any given 10 year period can exceed 7%, or if you bought just before a crash, you even lose or break even.


Larry
There are no guarantees.

Try this. I made it. Its free. It earned me a lot more than 7%.

http://www.virtuallee.com/moneymachine.xls

Your call.

Larry

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Tatnic
if you were to give me your money and you would not be able to touch it for 10 years, I would easily make more than 7.5% annually over that 10 yr. time period. Even if I told you how to do that you couldn't do it, not many can. Its too simple and people think that if something is too simple then its not worth doing. Now if you want me to earn you 7.5% over the next year alone, I cannot guarantee that, but over longer periods of time its easy.


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