I have six thousand to invest but don't know where to...? |
| I'm interested to invest it on stocks but don't seem to know where to begin.HELP...... |
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I need to make 1299 dollars in eight months? |
| How much do I need to invest today in order to make 1299 dollars in eight months with a savings account which pays 3% annually?... |
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What are some good stocks to invest in right now.? |
| I am just starting to invest, I am 34 and wanting an aggressive portfolio. If anyone can give me tips or advice I would greatly appreciate it. I am trying to save for my sons college AND my ... |
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I'm looking to invest (long term) in a broad fund to match the market. Any advice? I'm kind of naive here. |
| I recieved advice to begin investing in a broad fund that will track the success of the stock market, based on the theory that the overall market goes up in the long-term. I'm young and am ... |
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Everyone is losing money, who is making money? |
| What goes up must come down, so someone lost is someone ... |
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I want to buy stocks? |
I am 24 years old, I make $350 - $400 a week and would like to buy stocks, what would you all say, would be the best stocks to go for on that income?
T... |
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Which is better, real estate or safe investment? |
I was wondering if a person has $500,000, which would the better choice to invest in; real estate or safe investment that yields 7%?
I mean think about it, if a person puts $500,000 in a ... |
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Wtf r mutual funds? |
| i really want to start investing in mutual funds but would really like to know more b4 i start to invest any money into it.any info/resourses on mutual funds will b greatly appreciated:)... |
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What's going on with the stock market? |
Does this mean we should emty out our saving accounts??
Obviously I don't know much about economics, but is this what we should all do or not??... |
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Should you begin to study sunspot activity as a way to beat the stock market? |
Why or why not? Additional Details Assume your next-door neighbor is a business executive who is also an amateur astronomer. . suppose that this neighbor has noticed on several occasions ... |
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How can i start investing in stocks? |
| How can i invest in stocks, either through someone, or by myself? where can i go, what do i do, and how much money should i have? Is there a website that i can go to? How long shuld i leave my money ... |
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How would you invest $7,000? |
| Obviously, the goal would be maximum growth for this amount - whether that be short- or long-term. Thanx!... |
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Can anyone give me some info on saving money? |
| I am a teen wondering what the best way to save and invest money is. Should I get a savings bond, a CD, invest in the stock market, or what? I would appreciate info from anyone that has info on the ... |
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EL ReY | Where is the best place to make an investment??? |
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Joe
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There is no one best investment for all people; it depends on your circumstances. Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. If you are like most people you will invest part of your money aggressively in stocks, and part conservatively in money market funds and bond funds. The links below have on-line questionnaires which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.
You want to buy a diversified portfolio of stocks as individual stocks are too risky. Highly knowledgeable people can buy a properly balanced portfolio, but most folks have a difficult time balancing things on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Back in 2000, Some people bought all internet stocks; they got burnt when they all crashed together. You have to diversify across industries. Unless you know what you are doing, it is best to buy mutual funds. Buy no-load, low cost funds. Mutual funds should have expense ratios of less than 0.5%.
If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.
I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.
Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.
If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.
Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:
http://finance.yahoo.com/education/begin_investing
http://finance.yahoo.com/funds/basics
http://www.vanguard.com/VGApp/hnw/planningeducation
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
http://www.diehards.org/readsites.htm
Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this.
https://personal.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education
https://ais2.tiaa-cref.org/cgi-bin/WebObjects.exe/DTAssetAlcEval
http://www.ifa.com/SurveyNET/index.aspx
Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)
529 plans: http://www.savingforcollege.com |
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ifs_enoch
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Your Brain |
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drlbeer
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No offense intended, but that is a foolish question. When it comes to finance everyone is an expert but it is almost always a case of "those who can't do, teach". If anyone knew the real answer to your question they would certainly not share it with you. It's almost like asking "where will I find the next great oil discovery?". Anyone who really knew would keep it to themselves and then make as much money as possible off of it.
A better question to ask would be "how does one begin investing for themselves?" or "how should I structure a portfolio?". To answer those questions involves asking yourself two very important questions. The first is, "what are my investment goals? Why do I want to invest? What am I saving money for?" If the answer is "to get rich", then you will certainly fail. The second question is "What is my risk tolerance?". That means how much volatility are you willing to withstand in your investments? Can you bear to watch your investments lose 50% in one year? No? How about 20%? The answer will guide you towards certain investments. It is a fundamental truth of investing that risk is always proportional to reward. Thus, the more risk (basically volatility) you are willing to bear the greater your financial reward is LIKELY to be (there are no guarantees). A super safe CD will pay you about 4% a year. A more risky stock market index ETF will average a return of about 7% a year over the long run but will have many years of down 10, 15, 20% or more.
That's a start. My advice is to get as educated as possible before you begin investing. I suggest reading The Four Pillars of Investment by Bernstein. It will provide you a great foundation for your investing career.
regards |
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evermore
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You can open an free Marketiva forex goldfundindexs online trading account , with $5 reward and $20000 virtrual fund for practice .Just click the following link to open an account.
http://www-forex.spaces.live.com |
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Dream
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Low investment money -- a credit union money market --- better than a cd.
Check out all the Money magazines they will give you any companies long standing info. and they are easy to read. |
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Formerly known as Frank Castle
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Mexico. |
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Derrek M
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I had the same problem as you have.
I had a good amount of money, but didn't knew where to invest it.
So I looked around for something that gave me a great return towards a low risk.
And the only thing I could find was a mannaged account.
Here you can follow up my results of every day:
http://my-robottrader.blogspot.com/
I'm verry excited because I already have 49% ROI in Two months time.
My moneymannager is giving me great support, and answer all of my questions almost immediatly.
Annyway feel free to contact me (adress on my blog) and I'll bring you in direct contact with my money mannager. |
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Edaphos
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Invest in your education. You can't lose this investment. I don't just mean degrees and certificates, there is alot of learning to be done. |
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Gypsydayne
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In the children of the country. |
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Jason K
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china, american dollar |
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amie w
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northern rock is a good bet.... ;-) |
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bankerbroker01
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Gold |
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King
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I really wouln't invest in American doller. Gold is good, but I think safest bet is property. |
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