 What to do with 40,000 rupees? |
| i got around 40k indian rupees and want to increase it/invest it /make some profit making use please suggest,I am complete newbie to share markets and others.... |
|
 Do you see the American economy really getting close to the recession? |
According to a recent survey, 8 out of 10 Americans believe right now the economy is not good at all.
Although it is not clearly apparent at this moment, some economics experts warn the A... |
|
 How to buy a stock without a broker? |
| How can i buy a share without a broker or signing up for sites like e trade that charges me? and then afterward, how can i sell them without a broker or the sites? thank you!... |
|
 Stock Market Help!!!!? |
| What are some stocks to invest in as of right now??... |
|
 What stocks will do well tommorow? |
| I am playing FSX (Fantasy Stock Exchange) on Facebook and I was just wondering what stocks will do well ... |
|
 Invest $50,000 in APPLE (AAPL) Smart Idea???? |
| Do u think investing $50,000 in AAPL is smart especialy since its $144???? PLEASE ANSWER... |
|
 Advise me where to invest 7000$? |
I wont to invest 7000$
in investmentforge.com or Stoic
Cause these two have a great reputation and really reliable.(I was in both invested 1000$ in each)
Anyway Now I want to have a ... |
|
 Risks and rates of return? |
I have been looking into ways to invest some money and these are some questions that I came up with from the internet can anyone help me answer these so that I can make the correct decisions.
S... |
|
 What would you recommend? |
| I am 23 and looking to start investing. At best, I can scrape up $10,000. I've been reading all the books I can find for the small investor and I'm becoming more and more confused. I feel I&... |
|
 I want to invest in stocks and shares but have no idea where to start from. Can anyone help? |
| I do not have any idea about stocks and shares so where do start from so that my money works as hard as me.... |
|
 What is the best way to invest $100,000? |
What would be the best use of $100,000?
We are considering buying a house and paying cash- owning it outright instead of a mortgage. (House prices in my area are quite low)
T... |
|
 How do I set myself up for Better Furture ? |
I am happy with my Job so i dont want to change this. )
I take home around 1200 after Tax ect. I dont have anything to show for what i have worked over the past 3-4 years ! Anyone tell me ... |
|
 How to invest £25K? |
I'm a retired widow looking for a little extra retirement income.
Additional Details
I'm a retired widow looking for a little extra retirement income.
No mortgage, all ... |
|
 I'm really interested in getting into stocks but I really dont know. if you do help me out!!!? |
| I dont wanna sound stupid but I just need somebody who knows about it and that can explain it to me a little. I really wanna try to invest some money for my baby girl that is on the way.... |
|
|  |
Chris E | Where shoud I invest 150K for short term? |
I just received some money and was wondering where I should invest 150k short term to get the highest yield. I would like to be able to take out $30k per year until it is zero and have low to moderate risk. Thanks all for your help.
Additional Details
Ok here is some more information. The money is inheritance. I am a medical student and have some pretty expensive bills. My expense is approximately 65,000 altogether per year (have 2.5 years left, then residency, where I'll probably make 30k a year). And my loans are about 6-7% interest. So basically, I want to pay off my loans a little later and not right now, and earn some interest to counter them in the meantime. If I was to actually invest the money longterm, I don't know if they would outperform the loans, and I'm unsure of the quality of living I'd have trying to pay them off, so I don't want to invest long term. Does that help? |
 |
 
Laissez-Faire Guy
|
Well, for no risk, you could buy a bunch of CDs and ladder them.
1 year CD- 30k
2 year CD- 30k
3 year CD- 30k
etc.
If you don't want your money locked up, look for some high interest rate FDIC insured online savings account. Right now there are several paying 5.30% or more. Go to bankrate.com to find them and the CDs.
If you want to introduce a little risk for potential gain, maybe put the first 60k in laddered CDs and the balance in a balanced low cost mutual fund, like the Vanguard Star Fund, which has about 60% in stocks, and 40% in bonds and short term securities.
UPDATE: I just looked and Countrywide bank has an online savings account paying 5.50% right now for balances over 10,000. |
|
swat
|
i personnaly would go for stocks and shares if your young consider oping up an IRA (long term is the way to go |
|
cscpianoman
 |
Place it in a online savings bank such as ING or HSBC, or you can consider a CD. |
|
Barney
|
Are you wanting to sit on it and make somewhere between 5-10% on intrest or are you looking for a place to invest the money, and take in 12-15% profit? What if you could make 25-45% profit?
If you want to invest your money, you will want to manage it on your own, or pay big bucks to someone to manage it for you; which is a bad thing to do. As an individual your just too small of a fish in a big pond for any account manager to bother contacting you reguarding market conditions. Open your own brokerage account and do your own trading. Be responsible for your own finances. Take charge of your income.
Investools http://www.investools.com has a very good program where you can take a friend, spouce, or family member through their web based stock trading program for the price of one. They have a five step method of inveting in stocks and options.
STEP 1: SEARCHING FOR STOCKS
STEP 2: INDUSTRY GROUP ANALYSIS
STEP 3: FUNDAMENTAL ANALYSIS
STEP 4: TECHNICAL ANALYSIS
STEP 5: PORTFOLIO MANAGEMENT
Look for the free 2 hour class coming to your area.
I've been in the program since Dec. 06 and I'm in the Basic Options course now. I'm doing better than if I had entrusted my money to someone else. |
|
Empress Jan
|
I would like to say for my daughter's college education, but that wouldn't be fair (but it would be appreciated). Anyway, find someone RELIABLE to give you some sage wisdom on this (not someone here necessarily). Do some research first and split it 50/50, then it's all not lost. Good luck. Oh, one good thing is to invest in a life-saving device for toddlers/infants in car seats that will remind parents that the child is in the back seat and not leave the child in the car (possibly sleeping) and the child perishes in a hot car. Detroit car makers are more concerned for stereos than safety devices! |
|
pat j
|
Shelter insurance has a cds paying 7 percent. you can do 6 month or a year cd. but renew it every year, you probably could make it last longer if your thrifty just liveing off the interest roughly 7 to 10 thousand.. But you can take any amount out you want but you would loose some interest...
Dont play with the stock market now... you could buy euro dollar as our dollar is rapidly falling. if the dollar hits 65 cents your money is worthess,,, I invest in gold,silver, euros, and cds... they are pretty much safe,, |
|
Brick
|
Put it into one of the mutual fund companies Money Market taxable accounts. They are paying about 5% + right now with really no risk.(except of course interest rates have the risk of going down over those 5 short year you need) This way you may get about 6 months more beyond the 5 years. Fidelity or Vanguard. |
|
dunkadog8
 |
if you don't want to take any risk with the money, just put it in a money market account, you will make around 5% interest a year
if you can invest it, a good balanced mutual fund like the balanced fund from the american funds would be a winner
if you avoid touching the money like you are planning and invest it for 20 years or so, you may make yourself a millionare |
|
Joe
|
Consider the Vanguard Prime Money Market Fund with a current yield of 5.07%:
https://flagship.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0030&FundIntExt=INT
If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/FundsByType
Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run. (Vanguard money markets are not FDIC insured, however.)
Article on teaser rates:
http://www.marketwatch.com/news/story/banks-advertised-rates-dont-always/story.aspx?guid=%7B0A13B6E2-FFB2-4E2B-BD42-E2D1E01C52E5%7D
ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. Bankrate.com provides links to CD's with high interest rates. You can check these at the following links:
http://home.ingdirect.com/
http://www.us.hsbc.com/1/2/3/personal/savings?code=husa
http://www.bankrate.com/
(If you are willing to accept some volatility, you should consider putting some money into no-load low expense mutual funds. These are not guaranteed, but over the long run produce much higher returns.)
I hope you find these sites useful. |
|
Tasha
|
For SHORT term, you're going to want to go with CD's.
For very short term, you're going to want to look at Add On CD's.
An add on CD has the same general purposes as a normal CD. The only difference is-- you can add money to it, and you can withdraw money from it once every six months without a penalty. So basically, you get the effect of the CD but the convienence of a savings account. The rates on them vary, so you can call 1-800-FTB-LINK or check out FTB.com. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 18 minutes(s) ago
| | | |
9 | 49 minutes(s) ago
| | | |
10 | 52 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
9 | 9 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
