I have about £50k to invest but am thinking the best return would just to be to pay off some of the mortgage? |
| My mortgage is up for renewal on the 1st November and don't think there is any saving scheme that can beat what I would be paying in interest on the property after tax? I have maxed out mini ... |
|
I am a teen, and I am looking for a good long term investment. The problem.. I only have about $4,000.? |
| I don't really know anything about investing, so the more specific the better. I want to know what to do with my money now to get rich ... |
|
How much could i sell this for? |
| I have a a Ceska Republika coin that looks gold and it says 20Kc on it.... |
|
How would you invest 100K? |
| I will be recieving a divorce settlement ranging from 100K to 200K. It needs to last a lifetime, but I also need access to some money for household rainy day repairs & etc.... |
|
I have $100 and i want it to grow? |
What are some safe was to do that? Additional Details I would rather not invest into ... |
|
Can I have your financial advice? What will pay off more in the end? |
Summer is approaching and I have 3 options: down payment for either a house OR a new car, or go to summer school.
If I go to summer school I can graduate next spring. I need a car but it... |
|
Is it possible to become a millionaire off the stock market in 1 year from $100? |
| Let say I invest $100 in the stock market. My journey would be 251 trading days. I calculated that If I started with $100 and I gained 4.5% daily on my investment, in 251 days I would have over $6.1M.... |
|
I WON the Lottery, I need some help!!? |
| I won 3 million dollars cash after the Lump Sum, i want to know how to invest it and what to invest it on, 3 million is not a lot of money, so i want to be able to keep it and last forever which ... |
|
I have $20,000 to invest in something. Does anyone have any ideas? Get with me please.? |
| I am looking for an investment opportunity. I have $20,000 in invest in a great idea or plan. If you are looking for an investor, let me know.... |
|
The truth about the stock market and investments? |
| I just want to know from people who are in this business, is it easy?, is it rewarding?, do beginners get killed?, why is it that not a lot of people invest in the stock market? and : WHERE CAN I LEAR... |
|
|  |

shghmh | Where should my retired parents invest their money? |
My parents have been retired and have a pension in the stock market. They draw a monthly income from it, but have been losing money. What other type of investments can they put their money in without getting a penalty or pay taxes (rolling over?)? They have lost over $60,000 and their financial guy keeps telling them everything will be ok, sure, until they run out of money. Any help would be appreciated, thanks. Serious answers only. |
|


Repairmanjack
|
Unless their financial guy kept quite a bit of their money in cash and bonds, he has screwed them. Retired people (like me) should keep enough money out of equities to last several years. This covers us in times like these, so we don't have to sell stocks at lows.
95% of 'financial advisors' are brokers and after years of research I reached the conclusion that the financial advice industry is pretty much a scam:
http://www.saveyournestegg.com/scam.html
If they haven't kept money out of the market, it's too late now. If they sell they will be selling low. Sadly, the best thing to do may be to cut way back on spending and maybe even go back to work part time.
Another thing they should think about - how much in fees is this 'advisor' taking. This is discussed on the above site:
Consider that the safe withdrawal rate in retirement is considered to be about 4%. (This is what you can safely withdraw from your investments and not run out of money before you die). It's typical for clients to pay 2 - 3% of their investments in wrap, commission and fund fees. What does that leave the retiree? Not much.
|
|

herro
|
Retired parents should NOT be in the stock market. In fact you should be nowhere near the stock market if you have less than ten years until you need the money. They need to put their money somewhere very safe like CD.
They should watch Suze Ormans programs on TV and read her books. |
|

googie
 |
When one has investments as a retiree the sum should be diversified into shares in various industries, CDs, Mutual Funds and savings with a little available cash. The funds are not heavily invested in any one sector. In that manner the risk is spread and the loss will not be appreciable. That is proper diversification even though all the funds are in some sort of investment vehicle..The recent collapse of tech stocks brings to mind the same problem about 8 years ago with the techs. The high flying sector of the market fizzled and investors lost an appreciable amount of their money which they were never able to recapture. |
|

Honest Rob
 |
You can move it anywhere that qualifies as an IRA (or similar instrument). I would move it strictly to savings ... better to have almost no interest than principal eaten away.
Don't do real-estate... do government bonds.
Where in the world are these people getting the idea that a house would be a good investment!!!
Hey, we almost spent a trillion dollars bailing them out and we are not sure that is even going to work. Why?... because of foreclosures. My gosh, unbelievable.
If you really think you want to invest in a house or rental property, study Japan and what happened to them when they went through this same housing market.
==========
Oh, wait... it just came to me... have them buy guns so they can shoot those advising to put it in the housing market. At least it will make them feel better. |
|

Honestly, now
 |
I'd try to find a way to hold my money in Euros. I'll take bank interest on the more-stable Euro over 20% on the dropping dollar any day. |
|

Derek (Steelers, SB champs)
 |
People that are retired should have been out of the market.
Savings account (high yield) or a CD would be ideal. |
|

Worldly25
 |
Nothing will prevent the loss of money in a bad market. CDs are safer but the interest is so minimal your parents will run out of money that much sooner. If they are unhappy with their financial adviser then they should seek advice from another. |
|

meado22
 |
a good interest bank account, but spread it, the safest place today, thanks to the stock market =( |
|

Marxist President Obama
|
A mattress would be the safest place today. |
|

Apple Jacks
|
shop til' you drop |
|

SpyWriter
|
Real estate. |
|

COD3R35
 |
buy a house and rent it out that'd be a good investment, |
|

| |
|
| |  |
| Questions List |
Answers | Last Post
| | | |
12 | 19 minutes(s) ago
| | | |
12 | 31 minutes(s) ago
| | | |
12 | 47 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 6 day(s) ago
| |
|