 Should I start my 401k now in this crazy market? |
I have been with my company awhile, but have not been making contributions because I was paying off debt, I am now debt free.
I am 25, and my employer matches up to 8%.
Two ... |
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 Mutual Funds? |
Teach Me.
I want to know everything about mutual funds, what are they, how do the work, where can I buy them, what am I buying, how do I make money off them, etc. Please don't direct me to ... |
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 Best stocks? |
i need 3 of the best stocks that are supposed to do well over the next four months. i already know oil and companies like exxon and mobil. all i need are 2 more different ones.
thanks C:... |
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 How can I become a good invester in stock market? |
I am Praveen from india.
I would like to invest in Indian stock market(BSE,NSE)
can any one suggest a good broker in india with minimum brokerage.also a good website which gave good ... |
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 I have $15,000 to invest...any advise? |
| I'm 22 and have been pinching pennies since I was 16. I now have $15,000 in my savings account, but it's just sitting there. I plan to use this money for a down payment on a house... ... |
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 I have $100,000 cash...what is the best way to invest? |
| I want to know how the rich make fast money, not the usual crap about growth funds and high cap stocks.... |
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 Stock market project? |
| First, I need to decide which stocks to "invest" in because I "won" 5,000 dollars for this project. I was thinking Comcast, Microsoft, Disney, perhaps Apple too. Tell me what you ... |
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 What are 100 great stocks to invest it that are almost gureenteed to make money? |
Additional Details
Im reporting everyone who did not do what i asked and i know thier is no gureenteed thats why i said ... |
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 What shuld be d title of my project ? |
| I m a finance student n making a report according to which i must include banking, investments, budgeting, analysis............ |
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 Whats a good book to learn the stock market? |
Im interested in getting involved with the stock market. I would like to learn so that I can profit.
Which books are good for a beginner to read?
Also, can anyone suggest a website that ... |
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 Where are gold & oil prices are headed for ? Any idea when the commodity bubble is going to burst ? |
| Gold at $1000 & Oil at $110.. Is the bubble building up, just as it was in the stock markets 2 months ... |
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 Hoping for a 1000 point loss Friday!? |
| I hope the people that made me lose my job at Chrysler lose a lot of money Friday.I will lose my job,house, and pension thanks to a lot of ignorant Americans.The UAW isn't the cause of the auto ... |
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 Should I sell cash out my investments? Recession on the way? |
I only know the basics about investment.
I go through an investment firm that has given me the "optimal portfolio for my risk tolerance" and yet I have lost about 15% of my ... |
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 What is bearish? |
| what is bearish ... |
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BettyBoo | Where to invest funds about 200 a month so it can grow and i can retire in 30 years? |
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nirav92126
 |
a broad market-based mutual fund will historically return 8.5% over a 30 year period.
based on this caculator:
http://www.wealthbuildinglessons.com/calculators/compound-interest/
$2400/year invested in a tax-deferred account at 8.5% will only be worth ~$330,000- hardly enough to retire on.
I think you should start putting in as much as you can, but slowly increase it until you're putting in as much as 10% of your salary - more if you can afford it.
the reason most people invest in a broad market based index fund is as a hedge against the volatility of different sectors in the market.
Its more as a hedge against ignorance about investment sectors, in my opionion. So i'd also recommend you learn as much as you can about the economy and investments. That way you can squeeze out 12% or more instead of 8.5%. At a12%, your 2400/yr investment will grow to 750,000 in 30 years. A much more respectible amount.
Also look for a low-cost Roth IRA account to put your retirement savings into. I like TDameritrade. If you're using them for mutual funds, they don't charge you a fee, which is good to keep your costs down.
I also suggest you read "yes, you can retire" by Ben Stein. |
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Ronin
|
The best place for long term growth is a stock mutual fund. |
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KatGuy
 |
An index fund, such as the Vanguard Total Stock Market index, is a good idea if you don't want to learn about investing on your own. You can also learn about investing and invest in mutual funds, individual stocks, bonds, etc. |
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muncie birder
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If you have earned income, a government term, that is income that come from wages or salary or self employment income then you can open either a traditional IRA or a Roth IRA and invest up to $4000 annually though either. A Roth IRA in my opinion is the preferred vehicle because all money earned in a Roth IRA is tax free. Most mutual fund companies if not all will be delighted to open one for you as will most brokerage firms. As one responder mentioned T Rowe Price is an excellent mutual fund company. Another is Fidelity. There are also many others.
Retirement is 30 years with that investment plan is a possibility but the probability is that you will still be a tad short at that point in time with 200 a month. At 10% annual return you can expect only $395,000 at the end of 30 years. At the end of 40 years you can expect $1,062,000. |
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gosh137
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T. Rowe Price is a mutual fund company that allows you to invest as little as $50 a month (taken electronically out of your checking account) until you reach their usual minimum of $2500. |
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becca9892003
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in something like a mutual fund..if you need more info on this please email me at becca9892003@yahoo.com...i can put you in contact with people who can handle this for you and go over all your options to find what is right for you. |
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cheryl f
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www.myberrytree.com/bt53020 |
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John H
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The best tax differed way is in an employer 401k or 457 plan. Pick a diversified investment plan some bonds-10% some stable funds-10% (Cd's) and the rest in mutual funds some balanced some growth and some large cap and some small cap and finally have some foreign funds. Desertification is the key to market fluctuations. |
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stangman98
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An Ira go to your bank and open one |
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My Plan B
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You can get yourself an annuity....that will pay you each month after you are retired!
Wanna retire in 3 years? My business Partner retired after 1 and half years. Legally!!
Also Real Estate will always give you residual income, because people always need a place to live in, eat in, shop in and party in! Give it a thought!
networth_cashflow_usa@yahoo.com |
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Frank Castle
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You cannot retire in 30 years with $200.00 USD monthly deposits.
I suggest you to save at least 50% of your salary to buy a house. |
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