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 If you have $50 a month to invest in something. What would you invest it in?
I invest in other things, I was just thinking about investing $50 a month into something, just to save more money....


 I have just bought shares in sun tan lotion BBQ equipment and sun loungers. Is this a good investment?
home and ...


 Can a company who buys your deseased husbands stock charge u 33% to get the money to you?
apparently Nationwide sold (rather than fowarding) the info to a company who contacted me and wants 33% to release the rest of the funds.. It's about 9,000 so they get 3,000 (about) I get 6,000. ...


 Should I be buying shares in climate exchange and solar energy?
...


 Can anyone PayPal me 1 million dollars?
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 Do you think Google is overrated?
All its products are marginal improvements on things other people have pioneered (webmail, map service, etc.). The only worthwhile thing they have is their search engine, and sooner or later, someone ...


 Do stock trading programs like Teach Me To Trade or Invest Tools really work?
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 What investments offer the best returns ?
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 What is the best way to become a billionaire?
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 What is a good stock too invest in?
how much is it
how much should i ...


 Some money to invest need help!?
Hi i' ve got some £5000 to inves and is there anybody who can help me how and where to invest this money. I would be very thankful if u can answer me honestly. ...


 Where the money is going?
All the money that has been lost in the stock market and more is expacted to lose, where all that billions of dollars are going?...


 Why do people say it's better to own your property as opposed to renting?
The way I see it, it's better to rent. I rent a one bedroom apartment, and I've had no closing costs, don't have to pay for repairs, and I'm not tied down to anything just in case ...


 Suggest good websites which provides information about indian economy, share market, analzation of indiamarket
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 If two individuals invest 15 thousand dollars each and. .. . . . .?
each are given shares of stock will assets and liabilities increase of decrease?...


 Help "buying" stocks.?
Ok, I need some help. I'm in an economics class and we were given $5,000 in fantasy money to buy a stock. The only problem is, I have no idea how to search for stocks. Can anyone give me some ...


 As a starter should i invest in stocks now as market is rising rapidly or should wait.?
indian market is rising very rapidaly. i want to invest but not able to decide wheather invest now or wait for some fall....


 How do I go about investing a bit of money on the stock market?
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 I want to invest $1000 in a safe way for the future. Any suggestions?

Additional Details
I plan on using this money within the next five-ten years for ...


 I want to know about SIP and mutual funds. Please tell me how to plan my investments to get gud returns.?
I have no idea about investment and I have just started my job about 2 months back. I can invest about 4,000 rupees per month. Are there any special plans for women?...



d_duimovochka
Where to invest money to get at least 5% return every month?
I am tired of banks offering ridiculously low rates. Looking for a return of higher then 5% and low to medium risk. If the investment is between $15-20k what are the best ways it can be invested to get that return? (in Canada) Is real estate an alternative, because there is a market for it here?
                     
 




docmase
A 5% return per month is equivalent to a 60% annual return. I don't think you can expect any investment that returns 60% annually to be low to medium risk. Those types of returns necessitate taking high risks.

On the other hand, if you're looking at a 5% annual return, there are a number of good investments that are low risk that would yield such returns. Look at government bonds for a start. If you're willing to take more risk, bond funds, and high-yield stocks would be a good place to invest.

Best Regards,
Docmase


Money Expert
DUIMOVOCHKA,
IMO, 60% APY is too much for investor.

I have invested in my friend's business and now I am getting guaranteed 40% annual interest.
Forget about CD's, bonds, stocks, mutual funds, property in USA, etc.... Better invest in someones business. You will get the HIGHEST RETURNS!

Need advice? Email me (through my profile).
I wish you success!


▲ßûІІѕ vÅŸ ßèÄŗѕ▼
Rating
well right now your money is no good in banks because after Dec 11, the rate is going to get cut again.

Invest in bonds, mutual funds, or stock market.


Ron
Rating
If you mean 5% a year, E*Trade, is offering 4.7% on savings, and only a few months ago, it was 5.05% yield. They offer checking with 4% on anything over $5000. (Update: Now they're back to the 5.05% rate for the max rate savings!)

As far getting the outrageously high returns of 5% a month, there is another new, and easier way to go to use leverage to increase your yields. There are now leveraged ETF's that are tied to common indexes, like SSO which is linked to the S&P 500 index, and QLD which is linked to the Nasdaq 100. These promise 2X the gains or LOSSES of the underlying index, and so can boost your returns. I bought QLD in August and am up 25% in 3 months. Nice, that you don't have single stock risk, but then again, it's not for faint of heart either, as those down days are tough. There are also ETF's for shorting if you want that also.

I have a friend who's being into using options (actually leaps, which are just long term options) and he told me about the leveraged ETF's and now uses a combination of the two. Options are way more complicated though, and I never had the stomach for that myself. I've used plain ETF's myself for a long time (QQQQ and SPY) and the levaraged ETF's trade much the same way, but, of course they're twice as volatile.


Yada Yada Yada
Here's a few answers. What's right for you will depend on what resonates with you.

Several people I know are very happy with www.compoundstockearnings.com. They teach a set of rules whereby their students earn approx 3-6% per month, just about 100% of the time. As an alternative to their education course, you can buy Joe's book online through amazon.com. Much smaller investment than the course, esp if you're familiar with the market. What's nice is having the rules, which many people struggle with. That leaves just discipline for you to master to succeed! ;-)

Another option is to write covered calls on your stock, etc. Many people I know that do this are very, very happy with this as well. You can either buy strong stocks or LEAPS and write calls on it monthly to generate income. As an alternative, some people buy LEAPS on indexes like the QQQQs. When doing this on strong stocks, you actually benefit in two ways, you get growth and income, a very nice return!

Others do something called an iron condor (these are back to back credit spreads). While not very difficult, you do need more training to do this. Most people I know who do this, earn closer to 10% a month approx 9-10 months a year. So lower % of the time than the first option, but higher monthly return. And yes, many of the folks I know doing this have in fact quit their day jobs.

The key is education. Once you learn different strategies, then it's a matter of money management and discipline and applying the rules you learned.

If you want any additional info, please feel free to contact me.

Hope this helps!


privatecircle
Rating
There is a new Private Bank called SSPIB which is about to open in the next 10 days offering 2.5% Guaranteed Monthly Interest. I have been following this bank's progress since its conception over 2 years ago (I've been told private banks normally take 3 years to open). At the moment there is no minimum opening balance. Your only expense to open an account is an application fee. However, the minimum opening balance is about to be set to USD$25,000 once this bank becomes Live & 100% operational in the next 10 days. If you are really interested in obtaining such a high rate of return then I suggest SSPIB. I, like you, want a better return on my money and have also been disappointed by the banks in my part of the world which offer only 5% per annum.


JP
Have you tried a high yield savings account? ING and HSBC both offer rates around 4.3% to 4.5% at the moment. They aren't 5%, but they do offer CDs that are pretty close to that. I think E-Trade also offers a savings account with a pretty good interest rate. You could also try mutual funds as recommended earlier, but you are taking on some risk with mutuals funds. Remember, you'll never lose money with a savings account or a CD.


voluntarheel
5%/year is a very conservative goal and should be easily reached. Shop around for CD and bank accoutn rates. If you've got $15-20k then you should be eligible for most high interest accounts. Don't ignore the online banks either - INGdirect, Citi, etc.

However if you truly mena 5% a month, you need to be willing to risk a lot of that money.


jihene b
you can invest in forex market


james h
Rating
Most interest rates are quoted as yearly rates. 5% a month mean 60% over the course of the year. Unless you are willing to take on extraordinary amounts of risk, it will be very hard to find an investment like this. If you are looking for diversification and about 12% a year, mutual funds are a great way to go.

Real estate is another great investment but Canada could eventually be affected by the U.S. market soon. There are mutual funds and ETFs that will allow you to own parts of many different real estate ventures.

I hope this helps. If you want to learn more, try www.thestocktalk.net. It is an investing forum I started to both teach and learn at the same time. I would love for you to join the community.


spydr_1
Rating
About the only way you're going to have a chance at getting 5% per month on an investment is to invest in (trade) options contracts of stocks that are inherently volatile like Research in Motion, Apple and Google. Doing this, you can easily make 100 to 400% gains around the time they report earnings but you have to "guess" the stocks movement correctly and you have a very real risk of losing large percentages of your money if you are wrong and don't hedge as part of the strategy. Good Luck. Options aren't for the weak of heart. You are better of finding an agressive mutual fund if you want price appreciation with moderate risk of loss of capital.


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