 Should I make a lump-sum contribution to my mutual fund account or take advantage of dollar-cost averaging? |
| I received some inheritance money that I'd like to invest for retirement. I plan to open a mutual fund account with Vanguard and begin investing in index funds. Should I invest the entire lump ... |
|
 I am looking for help with legit work from home options? |
| I would like to supplement my income by using my home computer. Something that i could do at night or on weekends any advice or information would be greatly appreciated thank you.... |
|
 CAN A 15 YEAR OLD BOY INVEST IN STOCKS? |
This quesiton has been asked and answered before, but people are always saying different things. Im tired of opinions and assuming people. SIMPLE YES OR NO
THANKS... |
|
 Should I Invest in Shares or Property? |
| With the market so volatile at the moment, i think my original inner bull is turning into a bear. Which do you think is better investing in shares or property. say i had $300 000 to ... |
|
 Investment Suggestions....? |
| My girlfriend and I have some money saved up to buy a house, probably wont be for 3 or 4 years. We have about 2000 dollars so far. I was thinking about investmenting it so maybe that money can grow ... |
|
 Stock question? |
| i want to invest in stock, but i no nothing about it. My question is how can i learn more.. i am a single mother of 3 and im trying to find a way to get extra income.. i guess basically to ... |
|
 What would be a great investment right now? |
| WHich stock, fund, or commodity would be the best investment right now?... |
|
 Which Insurance company ULIPs are good to choose? |
Hi,
I want to invest money not only for tax savings but also for higher returns after some period of time without any risk. For this which company ULIPs of which fund type is good and also how i ... |
|
 Qualificatons need to be a banker? |
| I was watching a film with russel crow in where he works in london and earns lots of money. What job is this? what qualifications do you need to be a banker?... |
|
 Where do you find answers for 1 day mutual fund losses>5%? |
| Does the fund management offer any explanation? Where do you find it?... |
|
 What is the best way to begin investing in international markets? |
| I am just beginning to learn about investing and would like to invest internationally... just not sure where a beginner like myself should start or how to do it for that matter... or what to invest ... |
|
 The stock market is closed for Good Friday, WTF? Why don't we just close it for Kwanza too? |
Additional Details
Actually the country was founded on freedom of religion and since it's not a national holiday it shouldn't be a trading holiday.... |
|
 Technical Analysis for Stock Market? |
| I have learnt technical analysis but am yet not satisfied. Can some technical analyst please tell me which theories work the best so that we can make extraordinary money in the stock market.... |
|
 In share market why not able to predict with reasonable accuracy the movement of index or price of a scrip? |
| All open share markets is this planet behave always unpredictable. In India who controls the share market (By and large) is it FIIs, MFs, Retailers ?... |
|
 How can I make REAL money working from home without computer and internet ? please answer it Seriously? |
| How can I make REAL money working from home without computer and internet ? please answer it Seriously and give me some ideas far away form babysitting or making clothes I am a teacher and I need ... |
|
|  |
SouthJerseyGuy | Where would you invest your money to avoid the volatility of the stock market? |
Stocks have been crazy this past year. Most recently, five drops of over 200-points in the Dow in the past two weeks. As of this writing, the Dow is up, but most mutual funds have started this year off in the negative. If you have money to invest, but want to avoid the ups and downs of the stock market, where would you invest? I want the best yield I can get for the risk. |
 |
 
Joe
|
Consider the Vanguard Prime Money Market Fund with a current compound yield of ~4.64% APR.
https://flagship.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0030&FundIntExt=INT
If you are in a high tax bracket you may prefer their tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/FundsByType
Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run. (Vanguard money markets are not FDIC insured, however.)
Article on teaser rates:
http://www.marketwatch.com/news/story/banks-advertised-rates-dont-always/story.aspx?guid=%7B0A13B6E2-FFB2-4E2B-BD42-E2D1E01C52E5%7D
ING and HSBC often have rates close to Vanguard, and most of their products are FDIC insured. Bankrate.com provides links to CD's with high interest rates as well as high interest rate banks. You can check these at the following links:
http://home.ingdirect.com/open/open.asp
http://www.us.hsbc.com/1/2/3/personal/savings?code=husa
http://www.bankrate.com/
P.S. If you can stomach the volatility, a diversified no-load index fund will give you a greater return over the long run. If you can't stand the volatility, try the above methods. |
|
src50
|
You can't have high yield without risk; they go together. For safety, buy Treasury bonds. |
|
kevin h
 |
A savings account from an online bank if you want to avoid ups and downs. Honestly though, if you look at a 10-20 year time frame, the market has always gone up. |
|
Cassius
|
How about commodities ? Oil is down from an all time supermegahigh, but uswheat and soybean have been pretty stable, growing throught the early stages of subprime in mid 2007 and holding up fairly well since 2008 |
|
legareth
|
Something you might try to diversify your investments is prosper. This will help you to move away from the stock market fluctuations. I've been lending small amounts and earning a very health return.
Imagine investing your money like a bank does.
http://www.prosper.com/join/legareth |
|
A C
|
I would stick to money markets if you want lower risks. Remember, for every 50% drop you have in a investment you will have to hold it till it goes up 100% just to break even.
If you think things will continue to fall keep this in mind.
Buy stock xzy at $50/share. 3 months from now its at $25/share
You just lost 50%. To get back to break even the price has to go up 100%. How long do you think that will take? If it takes 4 -5 years then you will have the exact same amount of money then you have now, whereas if you invest in a money market you will get 4%/yr compounded monthly which may be a 21% profit 5 years from now |
|
justin
|
Some say gold will go to close to$2000, Rental property is my choice, income now and poss cap gains down the road |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 20 minutes(s) ago
| | | |
7 | 21 minutes(s) ago
| | | |
7 | 48 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
7 | 10 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
