Nikhil
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mutual fund is a safer bet if you don't have a great know-how about how stock market operates. |
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Aries_hu
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what kind of investment do you think?
I should offer you ariestrade.com investment menu |
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BDG
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The latter being professionally managed qualifies for more marks than the former. |
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jal
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It depends on your level of level of comfort in investing... IF you are comfortable and are glued in to the stock market movements, stocks and shares do not make much of a difference in terms of safety, because you can easily liquidate your asset if it is at overt risk at any point of time...
Otherwise, mutual funds are the best bet compared to stocks in safety terms.
Investing Indiaâ„¢- Your one stop resource for investment ideas
http://investingindians.blogspot.com |
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Lane H
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Mutual Fund , because the risk is spread out over several companies. |
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Bharat
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It is all about the risk & return.
High Risk---Chances of high return from stocks (but it require that you devote time & update your self with changes in Market & Economy). No mutual fund will be able to double your money in matter of days, as it is possible in Stock, but luck factor is also there.
Medium Risk---Chances of Medium return from MF (it require less time devotion. Just do little reseach on the best performing MF invest. Let a professional manage your hard earned money). Past performace of funds shows 20-40 % of return in last 4 years.
If you further want to minimise the risk, invest through SIP. Your Risk & return will further minimise.
Low Risk--Low Return. Just deposite your money in PPF or FD & live a relax life.
Have combination of all three to have balance portfolio. |
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chids
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Diversified mutual fund schemes are the safest for a beginner.But at the same time you can start your exposure to stock market by buying large cap blue chips which can give you better returns, This way you can have best of both worlds. |
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Ryan S
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a diversified mutual fund will have several hundred holdings.
assuming diversification leads to safety then yes Mutual funds are safer. There is significant risks to holding individual stocks... like them coming out and saying they lied about their accounting and are bankrupt overnight...
because MF's hold hundered of stocks the odds of all of them falling at once are reduced. |
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Marwah Financial
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Just logon to www.marwahfinancial.com |
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Annie
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Mutual funds as you are investing in many companies, not just one or two. This lowers your risk. The principle: Don't put all your eggs in one basket. |
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Dash
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depends what is your age and what is your ultimate aim?.If you would like to take control of your financial future & you are young enough & can take risk enter the stock market & learn & reap the benefits.Otherwise if you have hard earned money with a lot of liabilities,play it safe & give the larger pie to the mutual fund manager. |
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sunilinus2003
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Definitely MF for a beginner but if you have the right tool and skill nothing can beat the gain that you get in Stocks
visit www.minabazar.njfundz.com |
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all n more
 |
mutual funds is the safer option. |
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KenC
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The "risk factor" is greater for stocks. You will pay a fee for mutual funds. EFTs are okay if you understand them.
I would recommend you take the FREE course from www.morningstar.com and then make up your mind.
Remember, it is your money and some will take advantage of you to get it. Make your own decisions.
Hope this helps. |
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GS
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If your research is good, then investing directly into strocks will fetch you more.
If you can't research on your own, then better go for Mutual Funds. But never do lumpsum investments in Mutual funds. Go for SIPs.
You can invest in Reliance Mutual Fund, ICICI Prudential, SBI. |
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Carlos O
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Go with the crowd. Mutual funds are way safer than individual stocks. |
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Genki
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No-load (no fee to buy or sell) mutual funds are absolutely the best way to get started.
Vanguard is known as one of the best because they have such low yearly expenses. They have millions of accountholders.
To get started on your research, Vanguard.com has an online "interview" to help you select what type of mutual funds would match your criteria. (If I had to make an immediate selection, I would say look at an "S&P 500" fund.)
Also, try MotleyFool.com for investing advice.
(I don't work at Vanguard.) |
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biskio
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Mutual Fund is the best
As the mutual funds are designed by investment companies to buy shares in different stocks and other securities, the mutual fund investor along with their ownership of shares of the mutual fund, have a restricted claim to ownership on few of the securities held by the mutual fund. Besides mutual funds provide the dual advantages of diversification and professional money management services to manage the money invested in the fund. |
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jackiechan_000001
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mutual funds are better option but stock market has more growth potential but high risk.
try the website for more information on how 2 earn money the safe way |
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delta
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for a beginner start with mutual fund. visit www.moneycontrol.com , mutual funds section , see their ratings of various mf and select the mutual fund u want to invest. donot invest in stock if u donot know about stock markets. |
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Alan R
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Purchasing Mutual Funds is a diversified version of stocks, the mutual fund is a diverse amount of stocks from different industries and from around the globe. The idea is that if one industry or country is having hard times there is another that will balance it out, but during the good times everything goes up. |
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flamechirag
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for sure any funds are better then any stocks
go with mutual funs if your a begginer |
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Sameer R
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invest in mutual funds. The low risk-low profit fund is UTI- Dividend Yield Fund. It gives 21% per year. |
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Big Bully
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You can lose money in both, but stock will give you more growth potential. You will also make more money in stocks. |
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Andy
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It's rare for a mutual fund to fold, though it has happened. Go with a major no-load mutual fund family like T. Rowe Price or Vanguard. A company can go bankrupt at which time it is likely that you will lose all of your investment in its stock (if you hadn't sold before the dreadful end). |
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