Which one of these would you invest in and why?

A-Stock market
B-mutual funds
C-real estate

A-Mutual Funds. Very easy to do and minimal investment.

B-Stock Market. Long term if not much money & trade stock if have some letfover. because stock trading is another job than about investing.

C-Real Estate. Look for desperate seller to get discount. And in real estate, once you do mistake, you have to pay the mortgage with rental for the rest of your life (life is short)

First of all, mutual funds IS the stock market. With mutual funds, you pay a fee to the fund manager, who takes everybodys money and buys a diversification of stocks. As he is trying to play it safe, he buys safer, more established stocks, which brings a lower rate of return. Mutual funds are safer than If you invest in stocks yourself,(if you don`t understand stock market), but you can make better money in the stock market, if you do your homework. Real estate market is way down right now, however, if you invest in real estate long term, right now is a buyer`s market. Stock market has consistently made more money over the long run than any other market since world war 2.......averaging 10% per year.

To broad of a question to answer. Stocks are my choice, but I am disciplined and follow the market and news every single day. Mutual funds are good if you are more hands off and don't want to spend all your time researching stocks. Real estate will be my choice when prices come down a little more. Downside to that is it takes a lot more money to get started. The historical returned are unbeatable though.

B-mutual funds

Stock market would be a good alternative to mutual funds. However, stock investments require a lot of in depth research of many individual stocks in order to build what is a well-diversified portfolio that will provide the income and/or growth in capital that you require. By investing in mutual funds, the universe of what you must assess is much reduced and there is some level of built in diversification. While investment in individual stocks can provide better returns that mutual fund investments, it will require a much bigger commitment to research.

Real Estate investment is also a good investment over the long term. However, real estate is an illiquid investment (it cannot be readily converted to cash if funds are needed) and it has a carrying cost that cannot be ignored (insurance, taxes, carrying costs, etc.).

Overall, mutual funds are probably the best investment alternative for the average investor.

or D all of the above. It depends on the time of each market. So, a little bit of every thing at the down time of each ones cycle.

In my opinion, AMONG the three, stocks & real estate generate the highest returns. If you KNOW what you are doing, you can makes thousands, millions in stocks & real estate. Stocks & real estate is for the active investor; mutual funds for the passive/lazy ones or for people with no time/doesn't care to bother. (By ACTIVE, i mean those people who wanna take charge of their decisions& investments; PASSIVE,the opposite).

To answer your Q, i would invest in stocks & real estate, since they generate the highest returns , i'm quite a risk-taker &^ i want to be active with my investments.

Your investments should depend on your age, goals, personality, risk-aversion. You also need to do research on investments you intend to pursue.

Good luck!

Stocks, baby !!!

You don't need credit to get started. You can start with a couple hundred bucks, and work your way up to any amount your ability can get you to (skys the limit). A mutual fund is just a guy investing in stocks for you and giving you a small cut (you'll never get rich that way).

You don't pay taxes on stocks. Only on the capital gains (income) you make from stocks (you will pay taxes on any income you claim in the United States). But there is no tax on the stock itself. I real estate, you will pay taxes on the property itself, whether you make money or not. If you lose money in stoks, you can right off the lose. So stocks can me handed done generation after generation, without paying any taxes on them, ever.

Where else can you make money off of anything in the world, any where in the world. Whatever is going on you can be there is a company in the stock market affected by it, that you can buy or sell at a profit. Why becuase all roads lead back to the stock market. And every country has one. It is the economic. back bone of the United States. Everything else is just another sector or industry within it. This country would not have become as rich and as great with out it (check the history). Wall Street has been around and doing business since 1653. The NYSE has been around for 218 years. They ain't goin' no where.

Plus stocks are ownership in companies. If you own enough in any one company (voting power), you get to call shots, and dictate the coarse of things there. You have individuals like Warren Buffet (secong richest man in America and on Earth, from stocks and is worth $52 billion) influence the direction of whole sectors and industies through the stock market. Versus Donald Brenn (who is the 27th riches american and the 80th in the world, worth $8.5 billion. Trump only has 2.9) who is only powerfull in one sector, real estate, and only has a fraction of the money and power Buffet has. Companies run the country and guys like Buffet control the companies.

Oh, and you can make money in stocks in either direction. From the stock going up in value (by gong long), and from the stock going down in value (by shorting). What other asset or investment on Earth can you do that from? You can capitalize on the economy going up (a boom) or down (a bust). Once you learn to do this in the stock market, you begin to realize that there is no such thing as a bad economy (not for you).

I rest my case.

Please don't take this as an insult, but because you asked this type of question it is obvious you don't have the specialized education and experience to trade individual stocks, or become a real estate investor. Most people don't have it. That's why mutual funds were invented. For openers, start with a S&P 500 Index fund from Vanguard or Fidelity.

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