 Newbie to investing? |
| So I want to broaden my horizens and put my money to work, I'm only 23 so I figured best to get started while I'm young, right? I want something that's not too risky, it doesn't ... |
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 I'm interested in investing in stocks, but don't know how. Where can I start? |
| This is something I'd like to do, as so many prices are low now, I've heard. But I don't really know a thing about it, let alone where to start. Any suggestions?... |
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 What would you do with $250? |
| lets say you had $250 in an E-Trade account? what would you do with it? im starting small, VERY SMALL and i know it, but i want to get my feet wet while i learn about investing. but i do want to ... |
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 Can a rich man get into heaven? |
The Rich Young Man
16Now a man came up to Jesus and asked, "Teacher, what good thing must I do to get eternal life?"
17"Why do you ask me about what is good?" Jesus ... |
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 When it comes to Investing, what is the smallest amount you can invest? |
| I am someone who knows absolutely nothing about investing and would like to know the very very basics, and would like to start out tiny if possible. Any tips?... |
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 I have about $12,000 dollars to invest, what's the best return? |
| Figured theres a better idea than just putting it in savings, anyone got an idea? money market, stocks? Help me out , figure I'll leave it in for about 6 ... |
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 What can i major in to be involved in the stock market..? |
| what majors are their that will teach me about the stock ... |
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 What can I buy with $70 dollars? |
| i got 70 bucks. what is in stores for that price or less that i can buy?? i know its a stupid question but 10 points for best answer=]... |
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 Is gold price too high to invest in now?? |
Hi,
I am really worry about the inflation of USD.
So I am thinking of turning the USD i have into gold coins. I am not sure if this is a good idea.
Its more for safety than ... |
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bullet_to_the_brain | Which zero-risk investment offers the highest yields? |
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 |
 
Joe
|
Consider the Vanguard Prime Money Market Fund with a current yield of 5.10%:
https://flagship.vanguard.com/VGApp/hnw/FundsSnapshot?FundId=0030&FundIntExt=INT
If you are in a high tax bracket you may prefer their Tax exempt money market funds:
https://flagship.vanguard.com/VGApp/hnw/FundsByType
Sometimes other institutions will have a higher teaser rate, but Vanguard tends to have the highest yields I've found over the long run.
(I would not call this zero-risk, however, only very low risk.) |
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Modus Operandi
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no such thing.... |
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Think.
 |
HSBC direct and CITI bank offer high-interest savings accounts that are FDIC insured and thus quite close to zero-risk.
Some argue that a savings account is not a true investment. If you want to invest in the stock market, or even in a money market account or mutual fund, risk will always exist.
The only thing you can do is reduce them to what you consider an acceptable level.
Google HSBC and CITI bank for more information. And good luck. |
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Dave W
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There is no zero-risk investment and most of the low-risk investments (bank accounts, CD, Treasury bills) don't pay much more after taxes than what it takes to keep up with inflation.
You don't say how long it is before you will need the money. If it's a long time (e.g. 10 years or more), then the best place for it is really in a diversified stock fund. Stocks are the ONLY class of investment that has returned a rate better than inflation in every single 20-year period in the past 80 years. They might seem less safe because they go up and down each day, but in the long run, they really are the only sure way to keep ahead of inflation. |
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Andre P
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You can probably do pretty well with down to B-graded bonds. If you spread your risk and invest 10% in 10 different issues the overall risk will be negligible, -and the yields higher than Treasury Notes. Eg. browse the bond selection at the link below to see the going rates. You can keep rolling bonds month to month... |
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gosh137
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Not quite zero risk but close: FDIC insured CDs or bank saving/checking account. Go to www.bankrate.com to find one with the highest rate. |
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ctbnewport
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no such thing as a riskless investment that will ever outpace inflation... but you could probably get away with buying a ten year Treasury bond right now... |
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Frank Castle
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I know a company currently offering 38.90% annualy in USD or EUR without risk.
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