Whr can i get advise on mutual fund investments?

Morningstar is widely regarded as the "consumer reports" on mutual funds so if you want to do your own research check them out.

I think that the time is gonna come in a couple of months to invest in the market. NOW is NOT the time. Wait until it starts to recover. Then jump in. As things stand today; a whole lot of people are losing money and most are losing in mutual funds

How to select a mutual fund?

There are more than 500 schemes in mutual fund to choose from. An investor is fed with too many choice to choose from,but, a wise investor should consider certain criteria before investing in a fund.Lets go through the criteria.

1. Performance

The performance of the fund should be checked against its own benchmark which is mentioned in the fund document. The fund's performance should also be compared against its peers in the same category. A tech fund should not be compared with a pharma fund or a diversified fund.

2.Risk-Return Ratio

The ability of the fund to generate optimal returns for the risk level that fund is taking up. A balanced fund should deliver a moderate return since its risk level is not that high as a equity fund. The equity fund should be able to deliver a higher return owing to its risk taken in investing in equities. There are good indicators for risk-return ratio of a fund.We can see that in the coming posts.

3.Portfolio

To analyse the porfolio of a fund, the should be in existence for a significant period of time.So go for a good track record fund.Check if the fund is a large cap or midcap or smallcap fund and choose a fund which aligns with your requirement of investment.

4.Fund Management

A fund's track record is nothing but the track record of the fund manager. So track his presence in the mutual fund.However fund houses don make a fund reliable totally on a single fund manager, it still makes an impact when a top fund manager leaves a fund.No need for panic redemption when a fund manager leaves,stay put and analyse the fund before and after fund manager's exit and take a decision.

5.Cost

Two funds A and B with a similar returns in the past but with varying costs makes a difference.A fund with a lower costs stands better than a higer cost fund.The cost of a fund is expressed in terms of expense ratio.Go for a fund with lower expense ratio.

With the markets at Year lows, it's the best time to Invest. PRINCIPAL MF has a NFO in issue: "Principal Emerging Blue Chip Fund" a 'Mid and Small Cap Strategy' Fund.< www.principalindia.com> For Portfolio Design
contact with your Investment Amount + horizon + Risk appetite (Low/Medium/High) and contact particulars <IAAI.Kapital@gmail.com>.

no one can give a perfect advise on mutual fund, but you can get updates of mutual funds. for details
just click on this link http://www.zibika.com/a/mutualfunds

you can get all information about Mutual fund in our site.
please visit our site www.drs.njfundz.com

Advice on mutual fund investments is available from a number of advisory channels. What you must take into consideration is the status of the person giving you the "advice" and is it appropriate for you. Many people agree that they need advice on investment yet still end up being "sold" a product! The first step is to speak to an independent financial adviser who works on a fee basis--that way you can have an unbiased adult discussion about your objectives, your understanding of and appetite for risk and then agree an investment plan. With the current global financial markets disaster stories filling the headlines it is essential to plan carefully with guidance and help--the opportunities that exist are very interesting to say the least.

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances. To find and IFA please call 0800 085 3250 or go to http://www.unbiased.co.uk.

you can get advice from mutual fund distributors and other experts in investments. i suggest invest in balanced funds- consisting of equity and debt both. you may select uti balanced fund or hdfc balanced fund. these funds maintain balance between equity and debt considering the market trend.

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