Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 I'm going to make a business proposition to a businessman. ROI: Year1 - 12.4%, Year 2 - 52.9%, Year 3 -102.5%
He has to invest Indian Rupees.50 lakhs. Does this ROI (Return on Investment) look attractive? I'm from India....


 Hi .. i am planning to invest in share market? i'm quite new in this market..?
pls give some tips how to be a succesful investor? how much time i should give in a week? .....................


 I Lost Some Money In The Market?
I lost some money in the market today and am pissed because I got greedy and didn't sell when I was up. How do you deal with that kind of frustration?...


 What are your thoughts on investing in biodisel as alternate fuel?
...


 How long is the current rally in stocks going to last?
...


 How couid i make more mony ?
...


 What you most want to buy if you won the lotto?
If you won $50 million what would you want to buy....


 Best Tips On Building A Savings Nest...?
Hi,

Would really appreciate if you could help...

I want to be able to save money for my future.

Here are some of the details of my personal income...

S...


 Is a recession/depression a good time to buy stocks?
My job offers a stock purchase option which I have always considered because we get 50% off. What I'm wondering is if this recession/depression that we are vin or heading into is a good time to ...


 Always thinking of starting my own business.?
Always thinking of starting my own business, but I couldn't put it on practice. Please advise how, and share your experience.

T...


 Is it "OK" to have 2 online brokers?
I currently have one online discount broker I use for monthyl automatic investing where I can buy fractional shares. Is it "ok" if I want to open another brokerage account with a broker ...


 Its a mad mad mad mad "Mad Money" world?
I watch Jim Kramer on" Mad Money "almost every evening. Although I don't watch the market closely I love watching the antics of Jim. He is downright entertaining. What a sense of humor ...


 In stocks is there eventually a breaking point no matter how good you are IN HOW MUCH YOU CAN MAKE? (read de)?
Okay Here is my question the more money you invest the longer and harder it is too sell the stock right? So eventually say you have made 100 million dollars it would be hard to sell thta much equity ...


 What is the best things to invest on that global recession?
...


 I want to invest in mutual fund through SIP of Rs. 1000 per month. Which mutual fund is better for me?
I am student of age 21. I want to invest in mutual fund for long period, having withdrawl facility and good returns....


 Is it better to invest in stocks or realstate?
...


 I have £700 any ideas how i can invest it?
any idaes how i can invest £700 British pounds cash?...


 Can I fund online stock trading with a credit card?
Is it possible to trade stocks online using credit, with no actual capital?...


 What is the best investment tool? Mutual funds or IRA's. I retire from the military in 5 yrs.?
...


 What is the most lucrative way of day trading?
What should I be looking into?
I am a serious beginner ... but very open to any suggestions....



whizzbitz
Why are the big financial institutions going down the swanny?
The news recently is dominated by the big banks and insurance companies going belly up and goverments running to their aid, why are they going down.

                     
 




ronwizfr
Everything the US and the Americans have bought the last 50 years or so, like houses, big cars, televisions and arms for silly wars, everything has been bought on credit.

It's payback time, guys!


richard k
Rating
In a word,GREED.


old know all
It's the avalanche effect.

A few years ago, banks could make huge profits by lending on slightly dodgy mortgages, packaging their mortgage books up into securities, selling them to hedge funds and using the proceeds to borrow some more. This gave increasing gearing (leverage in the US) since the banks kept the liability if the mortgages defaulted.

In their rush to lend more and more money, they offered large commissions to mortgage arrangers - reducing the quality of the mortgages.

Then America ran up a huge budget deficit. 2 wars and no new taxes. That meant that the wars are being run on credit. The Fed sucked up all the money in the money markets and suddenly the whole dodgy mortgage deal started to unravel. Someone's got to lend the money - why put your savings in mortgage banks when you can lend to the Fed.

Banks pay huge bonuses to their top staff. They seem to get these whether the bank does well or badly. So banks were making big losses on their mortgage books and having to pay out massive bonuses. Some of them ran out of spondoolicks.


Spock (rhp)
Rating
my answer is that the salesmen who became CEOs began to believe their own blather.

the economy runs in cycles. there is no such thing as business that stays good forever. and prices don't keep going up forever.


duh.


Intp female
Because their staff bet on the wrong things to give them their big bonuses, like property prices and sub prime mortgage


S C
Rating
Yeah, agree. They gave loans to everyone going, some borrowing 8 times salary income, they know damn well that people would struggle, and low and behold people can't repay so the banks have little income coming back in to repay their own debts to other financial institutions who lent it to them in the first place.

As the bank suffers, the other banks who lend to them will only do so at a higher rate of interest (if at all) which the troubled bank simply cannot afford, and so on .... until it goes bust, or bought out by a larger secure bank.


Rick V
Rating
Real Estate is the big cause. Banks loaned money to buyers who don't qualify. There is a income ratio formula used to qualify buyers. The insurance companies buy the mortgage notes as a safe investment with a steady return but the bad loans they bought are now failing. Get jobs and real estate going and the economy will turn around.


Millenium
BECAUSE THEY GAVE LOANS TO . . . UNQUALIFIED. . . .BORROWERS WHO WANTED A HOME THEY COULDN'T AFFORD !!!!!!!!!!!!! THAT'S THE "SIMPLE" ANSWER !


j p
Heaps of emotion driven activity and fear doing heaps of damage
and the weaker companies tend to hurt the most.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy