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 What is your oppinion?
Im thinking of starting a business but before I do this I need to know what appeals to the initial market that means you! what services or products would you most prefer to see?...


 When will the home forclosure problem get fixed?
my dad says that it will take 2 to 3 years for home prices for home prices to come back to their value of what they should be, what do you think, we lost more than 100,000 in our property value not ...


 What industry has been most dependable in the stock market?
I'm going into working with the stock market... looking over stocks I have seen that banks have been most dependable with their market cap. what is your opinion? Are they a dependable stock or ...


 What are the factors which influence the price of an equity share?
...


 Does economy effect all stocks?
I have stock in a grocery chain, it's private stock and it has always had increases since 1985. They are having a record year and still opening up new stores. My question is will this economy ...


 What is a safe investment for 200,000.00?
I recently inherited 200 thousand dollars (net) and need suggestions for income producing investments. I'm approaching retirement and this money will be a large part of my retirement plan. I ...


 Investments?
I am a single mom and college student, i would like to invest some of my pennies but don't know where to even begin. Where and how and what would be a good starting point for me?
A...


 I am 16, have about 1,500 dollars and am looking to invest. What should I do? CD? Stock Market? Other?
...


 Can you tell me a web site that I can learn the stock market and investing for future?
...


 Iam about to enter the stock market any advices from personal experiences??
...


 How do i start in investing share markets?
I want to know about stocks, shares and how i need to start investing in stock/share market?...


 How to invest $100,000?
Want to make >10% without losing my ...


 Hi i have got........?
an old two pence coin. Now am told that if it say's new pence on one side and it is dated back to 1971 it is worth upto £400 or more. Could anyone tell me if this is true or where or who do i ...


 How to start a business?
I WANT TO START A BUSINESS WITH LESS INVESTMENT I WANT GOOD ADVICE. WAT TO DO? AND HOW TO START WITH?...


 What is the smallest amount of money needed to buy stocks?
...


 Bad time to invest in IRA? Wait 6-8 months more?
I have been investing in an aggresive fund thru Fidelity, however, these news reports and my current IRA show losses nearly each day of the week. Should I actually save $$ by putting it in my ...


 Which one is the best online trading company for personal trade?
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 What is NSE(National Stock Exchange)?
Give definition and ...


 Is it a bad idea to deal in options without ever having invested in stocks?
...


 Wut is the diff between army navy marine air force???????

Additional Details
someone tell me... im waiting.......



Jeffery K
Why do you think people don't invest their money?
Analysis of historical records concludes that in all likelihood the stock markets of major countries will continue to rise steadily. Calculations show that by investing $100 a month in stable growth markets from the age of 25 on, it would be very easy to have more than a million dollars by retirement. It's not much money, and finding an honest investing professional is not that hard. So what gives? Why don't people do this?
Additional Details
But it really IS that easy, which is why I don't understand. Short of a total societal breakdown, it's very easy to invest in a Roth IRA that will grow until you retire.
                     
 




Breezy365
Rating
My first response would be because money is very tight. I seriously can't afford the bills I have, which I guarantee are just the necessities of life.

If I had ever had money in my life, of course I would have been saving. I tried having a 401K once but I had to cash it in when I lost a job.

Some people just don't even retire anymore, they can't afford to. I think retirement comes up before we expect it to happen.

Maybe the next generations will be smarter than we have been.


derobake
Interesting question. I have my own theories. Here are a few:

1) People spend too much. This is probably the main reason. People assume that it is acceptable to spend 100% of their net income.

2) People are myopic, or short-sighted, in their thinking about money. They only think in terms of their current and upcoming paycheck. Once they start thinking long-term, they will be better able to consider investing.

3) People are intimdiated by investing. That is why I created my book at http://www.invest-for-retirement.com

4) People get caught up in the immediate financial needs, some of which are very legit. Baby, house, car repairs, sending kids to college, family needs, etc.

5) Investing and finances are not taught in highschool and not enough parents teach these. These subjects are often overlooked in a child's upbringing.


benny bennassi
hmm,.....well, if it was as easy as you said it, evrybody would be millionaires right?so it must not be that easy?


Girasol
Rating
Most people live for today and don't think about the long-term. So they spend it all now.


tony s
Rating
Many people cant invest because they don't have the money. But if i invest in a good mutula fund a t25 u will be rich at 65 if u pick the right funds.


Dang
When I was young, my parents would ask what would you want to become when u grow older. Basically they just want to find out which occupation I would be interested to work. And they will ask you to save money from your salary. In school, any teachers would teach you to be rich? NO ! Thus there is no financial education in the education system. People just ignorant what is investing about but know what is saving.


r_kav
Many people are afraid of the stock market, and have not done the analysis you have done. They want their savings to be "safe", so they put it all in CD's or Treasuries.
They don't understand when I tell them the S&P 500 has gone up a average of 10% per year for over 70 years. Every time they read about a bad year (or bad day) they come to me and say "Look how much I would have lost".


Ron S
because they want to by refrigerators and are under paid since so many jobs are now NAFTA +++ friendly.


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