 I had lost 80% of my money in stock market i trading ? tell what i do to cover my lost saving of two years .? |
i had lost about 3 lacs id intraday share trading.
now i had only 50000rs left. tell me how i can get back my money which is ... |
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 If you inherited $5 million - how would you invest that over 30 yrs? |
| I just wonder I know someone coming into the bucks and wonder what she should do.... |
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 I have £5000? |
hello i have £5000 pounds not a lot really, im after a quick return, high yield investment, so i can grow this sum. any jokes about drug deals etc ha ha in advance
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 What should i do with a few thousand dollars? |
| i'm selling my car what should i do with the extra 7,000 $? what is the best way to invest in it? i'm clueless when it comes to stocks and bonds and all that. but i don't want to see ... |
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 What would you do with $1,000,000? |
So yea, I feel like asking a random question.
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Can't you tell I am board?... |
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 Any suggestion for a 17 year old male teenager who is planing on moving out of there parents house? |
| i'm about to turn 17 on tuesday and i,m plaining on moveing out of my parents house next july, can anyone give me any tips or advise for me to think about or do in this next year. i have a ... |
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 What is money made of? |
| One thing in particular...... |
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 Investing before saving or debt payoff? |
I know conventional wisdom says 1) Pay off debt 2) Save money 3) Emergency supply of liquid assets 4)then start investing, but is it a bad idea to "play" with investing at this stage?
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| So I recently got $10,000 from my car insurance from when I crashed my car. I realized I really wasn't using that car that much anyway, and I will not buy another car anytime in the near future.... |
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 I have heard of people making 200% to 300% profit on the stock market. Is it true? |
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♥ Nicola ♥ | Why does it take so long for cheques to clear? |
I put a cheque from Barclays ito my Barclays account on Wednesday at 12.15. I checked my account this morning and the cheque still hasn't cleared. Why does it take so long for it to clear, and when should I expect this cheque to be cleared.? It's maddening that it's taking this long
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This cheque is for quite a bit of money, not a silly amount. So I agree that it's better to be safe than sorry, but i've been waiting 5 working days for clearence. If it clears tomorrow it would have taken 6. Also you'd have thought it would have cleared quicker because it has come from a Barclays account and is going into a Barclays account |
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Neil
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There is no reason why cheques take up to 5 days to clear other than the greed of the banks who hang onto your money a little bit longer.
They stop paying interest the moment the cheque is presented but don't pay the other person for the 5 days.
Office of Fair Trading has told UK banks to change this from 2007. |
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ASHLEY
 |
Online transfers can take as long.
It's wrong.... if they can charge you at the drop of the hat, then they can pay you just as quick |
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oighrig
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Far too long, I know. If this was a payment for something, try insisting on money orders so you don't have to wait for the money. |
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OriginalBubble
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I think its usually 3 work days, so it should have been clear on Monday. Hmm I dunno, maybe call the bank. It might be 5 working days actually.
Its stupid though I agree. |
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Megs
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the cheque has to first clear the senders bank before it is released into your account. this eliminates the risk on behalf of the bank |
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Pete Sweet
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The bank 'invests' your money for itself for the 3-5 days and hopes to make a profit on it before they put the original amount in your account.
If your cheque was for £100 and you banked it Monday 9am, the bank would then have until Friday to make money on it by investing (currencies/FTSE/NYSE etc etc...). Even if they make only a few pence, multiply this by the number of cheques (per day and their culmative value) and hey presto...loadsa money. |
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Intern
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The banks like to make money off you in interest. |
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'Dr Greene'
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There are two different issues her regarding clearance.
Clearance for fate, and clearance for interest.
Fate refers to if the cheque will bounce of not. This is still classed as day 5. The Drawee Bank see the cheque on day three and have two days to return it unpaid to the payee branch. If today is day 5 you should be able to draw the money from the branch after lunch.
Interest if another issue. Most banks will pay credit interest from day 3 (some from day one /some Building societies 7-10 days)
Yes it's a ripoff, but how do you think the banks make Billions each year? |
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Simon D
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Banks and Bankers are the devil's spawn.
You will never get a fair deal out of any bank.
Unfortunately 'the system' is geared-up so that they cannot be avoided by anyone who doesn't want to eat insects and live in a cave.
This is how I truly and honestly feel, and I am not crazy.
Sometimes after leaving a Bank that has refused again from giving me my hard earned money, the only thing that keeps me from losing it completely is remembering the phrase "First up against the wall, when the revolution comes", and I'm a conservative.
Years ago, I was asked to put a check into a drop-in box by a bank employee when I was standing in line. It was my paycheck so I didn't want to, but she assured me that everything would be alright. I didn't see that check for 3 months, they had lost it. I won't mention the run-around I got during those 3 months. When it was finally found I was asked to come in and collect. The gave me a banker's cheque which I had to deposit, in a drop-in box.
I can't write what I told them to do, but I got my money in cash, and was refused service at any of their banks from then on.
I have never had any service in any bank which I would consider satisfactory. |
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HarryBore
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Its a money making scam that adds to the banks profitablility by not paying out one the interest but allowing them to lend it out.
I saw a program about this, and they went to sweden and paid in a cheque, they then went to bank across the road and drew on it after about 30 mins. There is no beneficial reason, just greed. |
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garryfenton
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All chq's and SO/DD's are with-held and floated on the stockmarket! thats why banks are so rich, and your bank charges you for going into your overdraft because your chq's etc have not cleared. Well I wonder why that could be! Other countries have stopped this practice and monies are now cleared within an hour or two!
Watch this space................... |
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BRAD
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I dont no, its just the banks being the banks! |
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barneyboomagoo
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When you pay a cheque into your account it is sent from the branch you pay it into to a "sorting" centre who then re-direct the original cheque to the Issuers bank for payment to be sent.
Therefore the funds are not shown as "cleared" in your account until your bank has deemed that there are no problems with the payment - ie that the cheque will not bounce.
This process is for your protection as if they just put the funds in your account straight away and the cheque bounced then your account would be debited and it would cause you a problem.
I don't agree with the fact that they don't pay interest but at the end of the day I would rather wait 3 working days for the money to know that I wasn't going to have a problem later ! |
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